Policy Documents

Your holiday insurance, our expertise.


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Mountain view at destination covered by our single trip insurance

Single Trip

Protects 1 trip of up to 90 days, to any destination in the world.

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View of Eiffel Tower, Paris, a destination covered by our annual insurance

Annual Multi Trip

Covers you for all your trips this year, even those last minute adventures.

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Medical equipment for medical conditions that are covered by our travel insurance

Medical Conditions

Comprehensive cover tailored to your medical condition.

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Children holding suitcase

Cover for children

Travel insurance for children up to the age of 18 years old.

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Policy Wording

Since November 2019, Essential Travel's insurance policies are underwritten by Travel Insurance Facilities (TIF).

We have three brand-new travel insurance policies, which now have 3 levels of cover: Essential, Essential Plus and Superior.

Below you will find the policy booklets for each cover level, detailing the criteria of purchase, terms and conditions and what you are covered for on your policy. Simply click the links below to download the wording of your cover level.

For travel insurance policies purchased on, or after, 17th March 2020


For travel insurance policies purchased before 17th March 2020

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Essential Travel is a trading name of Holiday Extras Cover Ltd. Holiday Extras Cover Ltd is authorised and regulated by the Financial Conduct Authority and is registered in England and Wales. Registered address: Ashford Road, Newingreen, Kent CT21 4JF. Company number 05058680.

Holiday Extras Cover Ltd is underwritten by Travel Insurance Facilities plc which is authorised and regulated by the Financial Conduct Authority. Registered address 2nd Floor, 1 Tower View, Kings Hill, West Malling, Kent. ME19 4UY. Company number 03220410.