Travel Insurance for Over 74s

Your Holiday Insurance, Our Expertise.

  • -

Simply because you're a senior citizen, doesn't mean you shouldn't travel. Essential Travel has teamed up with Travel Insurance Vital Health Ltd to provide specialist over 74 medical travel insurance. Cover is available for those aged over 74 up to 95 years old.

* If you are between 66 and 74, please see our Over 65s travel insurance page for competitive and comprehensive cover.

Best Insurance Provider

24/7 Free Support

This Year

Trading As Essential Travel

99.8% Customer Satisfaction

Essential Travel Ltd Superior Cover

Tailored Over 74 Policies

Vital Health's over 74 travel insurance provide single trip and annual multi-trip cover. The policy is tailored to the mature traveller looking for great holiday cover.

Comprehensive Cover

Here are some benefits with Vital Health's Travel Insurance cover:

Cover Single Trip Multi Trip
Emergency medical expenses £10 million £10 million
Repatriation to your home country Included Included
Cancellation & Curtailment £2,500 £2,500
Baggage up to £2,000 up to £2,000
Missed departure £1,000 £1,000
Baggage and Personal Effects £2,000 £2,000
Hospital Benefit £1,000 £1,000
Policy Excess* £75 £75

* See policy for details

You may be interested in this magazine article

Senior Travellers Top 10 Flight Tips

Senior Travellers Top 10 Flight Tips

Seniority may get you to the front of the queue but it does come with its share of aching joints and swollen ankles. In the interest of easing the journey we've put together some great tips for making flying as comfortable as possible.

Medical Conditions

UK, Europe and Worldwide

Medical Emergencies

Baggage Cover

24/7 Emergency Helpline

Single, Annual and Backpacker

Medical Conditions

Vital Health cover is ideal for travellers aged 74 years and above by providing medical travel insurance with extra cover offered for pre-existing medical conditions and disabilities.

The pre-existing conditions covered include:

and many more.

24 Hour Assistance

With Vital Health's over 74's travel insurance, you'll never be far from assistance with the 24-hour medical emergency helpline service provided.

Authorised Retirement Insurance

When you enter the Vital Health website or telephone you will be dealing with NJ Heritage Partnership Ltd who are authorised and regulated by the Financial Services Authority (FSA registration number 309297).

During the Vital Health quote engine you:

Annual Multi Trip Travel Insurance

Annual Multi Trip Travel Insurance

Annual Multi Trip Travel Insurance is the ideal option for those who want comprehensive cover for all their trips this year, even those last minute adventures abroad.

Backpacker Insurance

Backpacker Insurance

Our Backpacker Travel Insurance can cover 2 years continual travel, including working and volunteering as well as medical, cancellation and baggage cover.

Sports Insurance

Sports Insurance

From bungee jumping and skydiving to weddings, cruises, golf, independent traveller cover, excess waivers and even business insurance. We have you covered.

The ultimate online travel resource for armchair travellers and avid globetrotters alike.

Visit our monthly magazine & weekly blog for expert advice money saving tips and our pick of the best destinations to keep you inspired and in the know.

Sign up for 10%* off Essential products with our emails

We treat your privacy very seriously!

*Terms & Conditions apply

Essential Travel is a trading name of Holiday Extras Cover Ltd, which is authorised and regulated by the Financial Conduct Authority FRN 828848. Holiday Extras Cover Ltd 05058680 is registered in England and Wales. Registered office address: Ashford Road, Newingreen, Hythe, Kent CT21 4JF.

Essential Travel is underwritten by White Horse Insurance Ireland dac who are authorised by the Central Bank of Ireland. To check this you may visit