What's covered
Tailored Over 74 Policies
Vital Health's over 74 travel insurance provide single trip and annual multi-trip cover. The policy is tailored to the mature traveller looking for great holiday cover.
Comprehensive Cover
Here are some benefits with Vital Health's Travel Insurance cover:
| Cover | Single Trip | Multi Trip |
|---|---|---|
| Emergency medical expenses | £10 million | £10 million |
| Repatriation to your home country | Included | Included |
| Cancellation & Curtailment | £2,500 | £2,500 |
| Baggage | up to £2,000 | up to £2,000 |
| Missed departure | £1,000 | £1,000 |
| Baggage and Personal Effects | £2,000 | £2,000 |
| Hospital Benefit | £1,000 | £1,000 |
| Policy Excess* | £75 | £75 |
* See policy for details
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Extra Cover:
Medical Conditions
Vital Health cover is ideal for travellers aged 74 years and above by providing medical travel insurance with extra cover offered for pre-existing medical conditions and disabilities.
The pre-existing conditions covered include:
- Diabetes
- Arthritis
- Asthma
- Cancer
- Heart conditions
- Stroke
- Multiple sclerosis
- High blood pressure
- High cholesterol
24 Hour Assistance
With Vital Health's over 74's travel insurance, you'll never be far from assistance with the 24-hour medical emergency helpline service provided.
Authorised Retirement Insurance
When you enter the Vital Health website or telephone you will be dealing with NJ Heritage Partnership Ltd who are authorised and regulated by the Financial Services Authority (FSA registration number 309297).
During the Vital Health quote engine you:
- Step 1 - Enter trip details
- Step 2 - Get a quote
- Step 3 - Select your insurance and extras
- Step 4 - Enter personal details
- Step 5 - Complete the medical screening
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Essential Travel is a trading name of Holiday Extras Cover Ltd, which is authorised and regulated by the Financial Conduct Authority FRN 828848. Holiday Extras Cover Ltd 05058680 is registered in England and Wales. Registered office address: Ashford Road, Newingreen, Hythe, Kent CT21 4JF.
Essential Travel is underwritten by White Horse Insurance Ireland dac who are authorised by the Central Bank of Ireland. To check this you may visit www.centralbank.ie.