Cruise Travel Insurance

From only £23.32 per week.

  • -

Best Insurance Provider

24/7 Free Support

This Year

Trading As Essential Travel

99.8% Customer Satisfaction

Essential Travel Ltd Superior Cover

Many people take to the sea for their holidays, and for some it may be the trip of a lifetime. However, you may find that a standard travel insurance policy doesn't really give you the level of you need for a cruise. At Essential Travel you can add cruise insurance cover to your policy to give you peace of mind while at sea.

Cruise cover will add extra protection for:

To add the extra Cruise cover to your policy simply:

Please note: Our travel insurance policies with cruise cover last for a maximum of 45 days. If the duration of your cruise goes over this length then you will not be covered after the 45th day.

Don't worry about any illnesses or injuries you might pickup abroad. As our cruise cover is an addition to a standard single or annual trip policy, you can relax in the knowledge that you're extensively covered from the day you book with Essential Travel to the day you return from your cruise.

You'll be covered to do over 100 sports and activities for FREE with the option to add additional cover for those riskier activities, once you get a quote.

Only pay for the cover you need

You can customise your policy to suit your holiday with the choice of 4 cover levels and 4 areas of cover so that you only pay for the cover you need. You can also add extra protection for pre-existing medical conditions, sports, golf, cruises, business and weddings if you need it.

Experts' Top Tip

Pre-book your Port Parking online! You can save up to 60% by booking your Dover Port or Southampton Port parking in advance.

Buy port parking with Essential Travel:

At Essential Travel we can also get you the best selection and cheapest prices for UK port parking, ideal for cruises leaving from the south of England.

Cheap Parking at Dover Port

You may be interested in this magazine article..

Top 10 Cruise Destinations

Top 10 Cruise Destinations

Thinking of taking a cruise trip holiday? Not sure where to yet? Have no fear, we've put together our Top 10 Cruise Destinations to give you some ideas to think about. Read More

Medical Conditions

UK, Europe and Worldwide

Medical Emergencies

Baggage Cover

24/7 Emergency Helpline

Single, Annual and Backpacker

Single Trip Travel Insurance

Single Trip Travel Insurance

Comprehensive holiday insurance for those aged up to 64 years old for up to 31 days continuous travel no matter where you travel - UK, Europe and Worldwide.

Annual Multi Trip Travel Insurance

Annual Multi Trip Travel Insurance

Annual Multi Trip insurance is the ideal option for those who want comprehensive cover for all their trips this year, even those last minute adventures abroad.

Sports Insurance

Pre-existing medical conditions shouldn't stop you from going on holiday, so we have teamed up with medical specialists, Latitude Travel, to help cover your needs.

What Is a Pre-Existing Medical Condition?

What Is a Pre-Existing Medical Condition?

Do you have a pre-existing medical condition that you need to declare to your travel insurance provider? Get advice on pre-existing medical conditions.

When is The Best Time to Buy Travel Insurance?

When is The Best Time to Buy Travel Insurance?

Essential Travel recommends the best time to purchase your travel insurance to make sure your holiday is fully covered and you get the most from your policy.

How To Save on Your Holiday Abroad

How To Save on Your Holiday Abroad

Learn how to cut costs on your holiday insurance & receive exclusive travel insurance discounts. Cover for medical emergencies, cancellation and lost luggage.

You can customise your policy further with pre-existing medical condition cover, sports and a number of other specialist add-ons.

Do You Need to Declare a Medical Condition?

If you have a pre-existing medical condition it's vital that you declare it or you could invalidate your entire policy. Insurers don't like to think that you've hidden things from them and you may be surprised to find out that many common medical conditions such as allergies can be added without any additional cost. What's more, you even have the option to declare a condition but then exclude it from your policy. What this means is that you've told your insurer about your condition but decided not to cover it, so you will be covered medically for anything unrelated to that condition.

Do You Need Extra Sports or Specialist Cover?

A decent policy will include cover for many sporty or adventure activities as standard. However the more adventurous or dangerous the activity, like winter sports, the more likely it is that you will need to purchase additional sports insurance. You can customise your policy further a number of other specialist add-ons.

Winter Sports

Add Winter Sports to your Single, Annual or Backpacker policy you can take part in over 26 x sports and be covered for:

Medical: you will be covered for emergency medical expenses that occur should you have an accident and require medical attention including cover for mountain rescue, helicopter rescue costs and repatriation

Equipment: Winter Sports cover also provides peace of mind against any theft, loss or damage to your personal or hired equipment as well as any pre-paid fees.

winter sports cover →


Cover for your golf equipment and pre-paid green fees can be added to your policy giving you nothing else to work on except your game.

Simply add extra golf protection to your Single, Annual Multi or Backpacker Trip policy to add extra protection for:

  • Your Personal Equipment up to £1000
  • Hired Equipment up to £200
  • Pre-paid Green Fees up to £300
golf trip insurance →


Self employed or working for a company, if you travel for work you can add extra protection against accidental loss, theft or damage to your business equipment to your Single, Annual Multi or Backpacker Trip policies.

Business cover protects equipment such as cameras, mobiles, laptops that you may need to work or have with you in meetings.

business trip insurance →


Sail the seas worry-free by adding extra cover for missed port, cabin confinement and unused excursions to any of our Single, Annual Multi or Backpacker Trip travel insurance policies.

Cruise cover will add extra protection for:

  • Extended baggage cover up to £3,500
  • Missed shore trips up to £500
  • Cabin confinement (due to illness) up to £600
  • Valuables up to £700
cruise insurance →


If you're planning on tying the knot abroad, extra cover for accidental loss, theft or damage to your your wedding clothes, rings, gifts and photos can be added to your Single, Annual Multi or Backpacker Trip policy, to help ensure that your special day is everything it’s meant to be.

  • Wedding Clothes up to £1500 per person
  • Wedding Gifts up to £1000 per couple
  • Wedding Rings up to £250 per person
  • Wedding Photographs up to £750 per person
wedding travel insurance →

Excess Waiver

Should you need to claim on your travel insurance an Excess is the amount that you'll have to pay before we pick up the rest of the bill.

Avoid paying any excesses by adding the Excess Waiver option to your Single, Annual Multi or Backpacker Trip policy.

find out more →

Independent Traveller

If you've packaged your holiday yourself (without the help of a travel agent) add the Independent Traveller add-on will provide cover for additional scenarios such as:

  • Extended Cancellation and Curtailment: If you need to cancel or return home early because your booked accommodation becomes unreachable and unusable due to a travel ban or evacuation
  • Extended Delayed & Missed Departure: Not only will we pay you for the first 12 hours of delay, we'll also help with pre-paid travel, accomodation & any alternative travel arrangements you may need to make
find out more →

The ultimate online travel resource for armchair travellers and avid globetrotters alike.

Visit our monthly magazine & weekly blog for expert advice money saving tips and our pick of the best destinations to keep you inspired and in the know.

Sign up for 10%* off Essential products with our emails

We treat your privacy very seriously!

*Terms & Conditions apply