What's covered
Tailor-made policies
We offer travel insurance within the UK, Europe and Worldwide, and 3 trip types: Single Trip, Annual Multi Trip or Backpacker so you only pay for the level of cover you need. Essential Travel also offers cover for over 100 sports as standard. Low-risk Sports Grade 1 activities are covered on our travel insurance policy at no extra cost, while higher risk Sports Grade activities require extra cover.
Experts' Top Tip - If you are planning a more adventurous holiday, opt to top up with extra sports, winter sports or cruise travel insurance to ensure you're fully covered.
Under 18 travel insurance benefits include:
- Medical Expenses cover ranging from £2.5 million to £10 million
- Hospital Benefit cover ranging from £300 to £1,200 per day
- Personal Accident cover ranging from £7,500 to £30,000
Do you need to declare a medical condition?
If the child you are insuring has a pre-existing medical condition it’s vital that you declare it or you could invalidate the entire policy. You may be surprised to find out that many common medical conditions such as allergies can be added without any additional cost.
Do you need extra sports or specialist cover?
A decent policy will include cover for many sporty or adventure activities as standard. However the more adventurous or dangerous the activity, like winter sports, the more likely it is that you will need to purchase additional sports insurance. You can customise your policy further a number of other specialist add-ons.
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If your teenager is venturing away from home for the first time, it's always wise to test the waters in a secure environment by arranging a fun summer camp adventure. Find great ideas and venues to suit your teenager's personality, whether an academic or reckless adventurer. Read More
