Your holiday insurance, our expertise.
Going on holiday unaccompanied is a new and exciting adventure for many young adults, even though their parents tend to worry a bit more than they let on. Taking out the best travel insurance for under 18 year olds is the perfect way to put your mind at ease. Essential Travel offers cover for teenagers aged 16 to 18 years on their Single and Annual Multi trip policies.
We offer travel insurance within the UK, Europe and Worldwide, and 3 trip types: Single Trip, Annual Multi Trip or Backpacker so you only pay for the level of cover you need. Essential Travel also offers cover for over 100 sports as standard. Low-risk Sports Grade 1 activities are covered on our travel insurance policy at no extra cost, while higher risk Sports Grade activities require extra cover.
If the child you are insuring has a pre-existing medical condition its vital that you declare it or you could invalidate the entire policy. You may be surprised to find out that many common medical conditions such as allergies can be added without any additional cost.
A decent policy will include cover for many sporty or adventure activities as standard. However the more adventurous or dangerous the activity, like winter sports, the more likely it is that you will need to purchase additional sports insurance. You can customise your policy further a number of other specialist add-ons.
If your teenager is venturing away from home for the first time, it's always wise to test the waters in a secure environment by arranging a fun summer camp adventure. Find great ideas and venues to suit your teenager's personality, whether an academic or reckless adventurer. Read More
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Easy to organise, have always used Essential with no problems.
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Very easy to purchase with all the extras I needed covered.
Essential Plus Backpacker
As you make your way through the booking process you can customise your annual holiday insurance policy - with the option of adding extras such as winter sports, hazardous activities and business trip cover.
Adding Winter Sports cover to your Single, Annual or Backpacker insurance policy allows you to take part in over 25 winter sports, as well as providing:
Medical Cover: you will be covered for emergency medical expenses that occur should you have an accident and require medical attention including cover for mountain rescue, helicopter rescue costs and repatriation
Equipment: Winter Sports cover also provides peace of mind against any theft, loss or damage to your personal or hired equipment as well as any pre-paid fees.winter sports cover →
Regardless of your handicap, cover for your golf equipment and pre-paid green fees can be added to your policy giving you nothing else to work on except your game.
Simply add extra golf protection to your Single, Annual Multi or Backpacker Trip policy to add extra protection for:
Self employed or working for a company, if you travel for work you can add extra protection against accidental loss, theft or damage to your business equipment to your Single, Annual Multi or Backpacker Trip policies.
Business cover protects equipment such as cameras, mobiles, laptops that you may need to work or have with you in meetings.business trip insurance →
Sail the seas worry-free by adding extra cover for missed port and cabin confinement to any of our Single, Annual Multi or Backpacker Trip travel insurance policies.
Cruise cover will add extra protection for:
If you're planning on tying the knot abroad, extra cover for accidental loss, theft or damage to your wedding clothes, rings, gifts and photos can be added to your Single, Annual Multi or Backpacker Trip policy, to help ensure that your special day is everything its meant to be.
Should you need to claim on your travel insurance an Excess is the amount that you'll have to pay before we pick up the rest of the bill.
Avoid paying any excesses by adding the Excess Waiver option to your Single, Annual Multi or Backpacker Trip policy.find out more →
If you've packaged your holiday yourself (without the help of a travel agent) add the Indepentent Traveller add-on will provide cover for additional scenarios such as:
Essential Travel is a trading name of Holiday Extras Cover Ltd, which is authorised and regulated by the Financial Conduct Authority FRN 828848. Holiday Extras Cover Ltd 05058680 is registered in England and Wales. Registered office address: Ashford Road, Newingreen, Hythe, Kent CT21 4JF.
Essential Travel is underwritten by White Horse Insurance Ireland dac who are authorised by the Central Bank of Ireland. To check this you may visit www.centralbank.ie.