Sports Travel Insurance

From only £12.06 per week.

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Holidays are a great time to get active and over 100 sports are covered as Standard on all of our policies at no extra cost. However, for the more adventurous activities, extra sports travel insurance cover (referred to as Sports Grades) will need to be added to your Single Trip, Annual Multi Trip or Backpacker policy so that you can have fun the safe way.

What are Sports Grades?

For the purpose of our policies, sports and hazardous activities are assigned to a Sports Grade which corresponds to the level of risk involved. The more extreme your sport, the higher the Sports Grade you'll need for your travel insurance. We also provide extreme sports travel insurance for activities such as that bungee jump in Australia.

  • Aerobics
  • Archery
  • Archeological Digging
  • Assault Course
  • Badminton (amateur)
  • Banana Boating
  • Bar Restaurant Work
  • Baseball
  • Basketball
  • Beach games
  • Billiards / Snooker / Pool
  • Blade Skating
  • Bowls
  • Camel Riding
  • Canoeing (grade 3)
  • Catamaran Sailing
  • Clay Pigeon Shooting
  • Climbing (on climbing wall only)
  • Cricket (amateur)
  • Croquet
  • Curling
  • Cycling (not racing)
  • Deep Sea Fishing
  • Dinghy Sailing
  • Dry Skiing
  • Elephant Riding
  • Falconry
  • Fell Walking/Running (under 2,500 metres altitude)
  • Fencing
  • Fishing
  • Fives
  • Flow Riding
  • Flying on a public scheduled flight with a fully licensed Airline for the purposes of transporting passengers
  • Football (amateur, not main purpose of trip)
  • Fruit / Vegetable Picking (nonmechanical)
  • Glass Bottom Boats / Bubbles
  • Go Karting
  • Golf (amateur)
  • Handball
  • Helicopter Tours (fare paying with a maximum duration of 2 hours)
  • Hill Walking (under 2,500 metres altitude)
  • Hiking (Under 2,000 metres altitude)
  • Hockey (field hockey not ice hockey)
  • Horse Riding (no Polo, Hunting, Jumping or Racing)
  • Hot Air Ballooning (organised pleasure rides only)
  • Hot Dogging (grades 1 - 3)
  • Hovercraft Driving / Passenger
  • Ice Skating (1 day max per trip)
  • Inner Tubing
  • Jet Boating (no racing)
  • Jet Skiing (no racing)
  • Jogging
  • Kayaking (up to Grade 3, Rivers, Sea)
  • Kite Surfing
  • Korfball
  • Marathon Running (amateur)
  • Motorcycling & Mopeds up to 50cc (no racing)
  • Netball (amateur)
  • Octopush
  • Orienteering
  • Outwardbound Pursuits
  • Paintballing
  • Parascending (over water)
  • Pony Trekking
  • Power Boating (no racing / competition)
  • Quad Biking
  • Raquetball
  • Rambling (under 2,500 metres)
  • Refereeing
  • Ringos
  • River Canoeing
  • Roller Blading (Line Skating / Skateboarding)
  • Rounders
  • Rowing
  • Running, Sprint / Long distance (amateur)
  • Safari (Ireland / UK organised)
  • Sail Boarding
  • Sailing (in territorial waters only)
  • Sandboarding
  • Sand Dune Surfing / Skiing
  • Sand Yachting
  • Scuba Diving (to a maximum of 20 metres)
  • Shooting small bore / target
  • Sledging
  • Snorkelling
  • Soft Ball
  • Speed Sailing
  • Squash
  • Students working as counsellors/exchange
  • Surfing
  • Swimming
  • Swimming With dolphins
  • Table Tennis
  • Tall Ship Crewing
  • Tennis (amateur)
  • Tenpin Bowling
  • Trampolining
  • Track Events
  • Tree Canopy Walking
  • Trekking (up to 2,500 metres)
  • Tug of War
  • Volleyball (amateur)
  • Wake Boarding
  • Walking (under 2,500 metres altitude)
  • War Games (wearing eye protection)
  • Waterpolo
  • Water Skiing
  • Whale Watching
  • White Water Rafting as an organised activity (Grades 1 to 3 only)
  • Windsurfing (amateur)
  • Wind Tunnel Flying (pads and helmets)
  • Yachting (if qualified or as part of an organised activity)
  • Zorbing
  • Black Water Rafting as an organised activity (grades 1-3 only)
  • Boxing Training (co contact)
  • Bungee Jump (up to a maximum of 3 jumps per trip)
  • Dog Sledging
  • Fell Walking/Running (between 2,501 and 4,000 metres altitude)
  • Hiking (between 2,501 and 4,000 metres altitude)
  • Hill Walking (between 2,501 and 4,000 metres altitude)
  • Hurling (amateur)
  • Manual Labour (ground level only, no machinery)
  • Martial Arts (training only)
  • Motorcycling (between 50cc and 125cc)
  • Mountain Biking (NOT BMX on or off road) and not downhill racing
  • Rambling / Trekking (between 2,501 metres and 4,000 metres)
  • Safari (non Ireland / UK organised)
  • Scuba Diving (to a maximum depth of 30 metres)
  • Sea Canoeing
  • Trekking (between 2,501 and 4,000 metres altitude)
  • Triathlon
  • Walking (between 2,501 and 4,000 metres altitude)
  • Abseiling
  • American Football (amateur)
  • Black Water Rafting (Grades 4-6)
  • Gaelic Football
  • Gliding
  • Paragliding
  • Parascending (over land)
  • Rugby (amateur)
  • Scuba Diving (to a maximum of 50 metres)
  • Spear Fishing (without air tanks)
  • Tandem Sky Dive (up to a maximum of 2 jumps per trip)
  • Canyoning
  • Caving
  • Gorge Walking
  • Hang Gliding
  • High Diving (on an amateur basis and excludes cliff diving)
  • Horse Jumping (no Polo, Hunting)
  • Micro Lighting
  • Mountain Biking - downhill racing (NOT BMX on or off road)
  • Parasailing
  • Rock Climbing (under 2,000 metres)
  • Rock scrambling (under 4,000 metres)
  • Off-Piste without a guide
  • Trekking (between 4,001 metres and 6,000 metres)
  • Via Ferrata

Sports and Activities Insurance

Get a quote using the form above and once you have chosen your level of cover you will be given the option to add extra cover. Here you will be able to add the sports and activities in which you will be participating.

Winter sports travel insurance

We can provide cover for more than 25 different winter sports including ski travel insurance for on and off-piste skiing. As you make your way through the booking process you will be able to add specialised snow sports cover to your policy giving you extra protection for equipment, mountain rescue, helicopter rescue and repatriation.

Sports Injuries Medical Cover

In the event of a claim, you will be fully covered for any medical costs incurred as a result of an injury while participating in the sport that you have selected to cover. Please note that we can only provide cover for a sport in a non-professional capacity.

You may be interested in this magazine article..


Top 10 Extreme Sports

Are you an adrenalin junkie? These Top 10 Extreme Sports are guaranteed to get anyone's heart pumping. Read More

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Ski Insurance

Ski Insurance

Our ski insurance can cover emergency medical expenses, piste closures, ski passes as well as the theft, loss and damage to personal and hired equipment.

Travel Insurance

Golf Insurance

No matter in which country you tee-off, Golf Insurance can provide cover for the loss, theft or damage to your personal or hired equipment as well as pre-paid green fees.

Scuba Diving Insurance

Scuba Diving Insurance

Whether you're an amateur or a more seasoned scuba diver, exploring the underwater world is an amazing experience. We can cover your trip for depths of up to 50m.

Medical Conditions

UK, Europe and Worldwide

Medical Emergencies

Baggage Cover

24/7 Emergency Helpline

Single, Annual and Backpacker

You can customise your policy further with pre-existing medical condition cover, sports and a number of other specialist add-ons.

Do You Need to Declare a Medical Condition?

If you have a pre-existing medical condition it's vital that you declare it or you could invalidate your entire policy. Insurers don't like to think that you've hidden things from them and you may be surprised to find out that many common medical conditions such as allergies can be added without any additional cost. What's more, you even have the option to declare a condition but then exclude it from your policy. What this means is that you've told your insurer about your condition but decided not to cover it, so you will be covered medically for anything unrelated to that condition.

Do You Need Extra Sports or Specialist Cover?

A decent policy will include cover for many sporty or adventure activities as standard. However the more adventurous or dangerous the activity, like winter sports, the more likely it is that you will need to purchase additional sports insurance. You can customise your policy further a number of other specialist add-ons.

Winter Sports

Adding Winter Sports cover to your Single, Annual or Backpacker insurance policy allows you to take part in over 25 winter sports, as well as providing:

Medical Cover: you will be covered for emergency medical expenses that occur should you have an accident and require medical attention including cover for mountain rescue, helicopter rescue costs and repatriation

Equipment: Winter Sports cover also provides peace of mind against any theft, loss or damage to your personal or hired equipment as well as any pre-paid fees.

winter sports cover →


Regardless of your handicap, cover for your golf equipment and pre-paid green fees can be added to your policy giving you nothing else to work on except your game.

Simply add extra golf protection to your Single, Annual Multi or Backpacker Trip policy to add extra protection for:

  • Your Personal Equipment up to £1000
  • Hired Equipment up to £200
  • Pre-paid Green Fees up to £300
golf trip insurance →


Self employed or working for a company, if you travel for work you can add extra protection against accidental loss, theft or damage to your business equipment to your Single, Annual Multi or Backpacker Trip policies.

Business cover protects equipment such as cameras, mobiles, laptops that you may need to work or have with you in meetings.

business trip insurance →


Sail the seas worry-free by adding extra cover for missed port, cabin confinement and unused excursions to any of our Single, Annual Multi or Backpacker Trip travel insurance policies.

Cruise cover will add extra protection for:

  • Extended baggage cover up to £3,500
  • Missed shore trips up to £500
  • Cabin confinement (due to illness) up to £600
  • Valuables up to £700
cruise insurance →


If you're planning on tying the knot abroad, extra cover for accidental loss, theft or damage to your wedding clothes, rings, gifts and photos can be added to your Single, Annual Multi or Backpacker Trip policy, to help ensure that your special day is everything it’s meant to be.

  • Wedding Clothes up to £1500 per person
  • Wedding Gifts up to £1000 per couple
  • Wedding Rings up to £250 per person
  • Wedding Photographs up to £750 per person
wedding travel insurance →

Excess Waiver

Should you need to claim on your travel insurance an Excess is the amount that you'll have to pay before we pick up the rest of the bill.

Avoid paying any excesses by adding the Excess Waiver option to your Single, Annual Multi or Backpacker Trip policy.

find out more →

Independent Traveller

If you've packaged your holiday yourself (without the help of a travel agent) add the Indepentent Traveller add-on will provide cover for additional scenarios such as:

  • Extended Cancellation and Curtailment: If you need to cancel or return home early because your booked accommodation becomes unreachable and unusable due to a travel ban or evacuation
  • Extended Delayed & Missed Departure: Not only will we pay you for the first 12 hours of delay, we'll also help with pre-paid travel, accomodation & any alternative travel arrangements you may need to make
find out more →

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