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Holidays are a great time to get active and over 100 sports are covered as Standard on all of our policies at no extra cost. However, for the more adventurous activities, extra sports travel insurance cover (referred to as Sports Grades) will need to be added to your Single Trip, Annual Multi Trip or Backpacker policy so that you can have fun the safe way.
For the purpose of our policies, sports and hazardous activities are assigned to a Sports Grade which corresponds to the level of risk involved. The more extreme your sport, the higher the Sports Grade you'll need for your travel insurance. We also provide extreme sports travel insurance for activities such as that bungee jump in Australia.
Sports Grade 1
Sports Grade 2
Sports Grade 3
Sports Grade 4
Get a quote using the form above and once you have chosen your level of cover you will be given the option to add extra cover. Here you will be able to add the sports and activities in which you will be participating.
We can provide cover for more than 25 different winter sports including ski travel insurance for on and off-piste skiing. As you make your way through the booking process you will be able to add specialised snow sports cover to your policy giving you extra protection for equipment, mountain rescue, helicopter rescue and repatriation.
In the event of a claim, you will be fully covered for any medical costs incurred as a result of an injury while participating in the sport that you have selected to cover. Please note that we can only provide cover for a sport in a non-professional capacity.
Are you an adrenalin junkie? These Top 10 Extreme Sports are guaranteed to get anyone's heart pumping. Read More
You can customise your policy further with pre-existing medical condition cover, sports and a number of other specialist add-ons.
If you have a pre-existing medical condition it's vital that you declare it or you could invalidate your entire policy. Insurers don't like to think that you've hidden things from them and you may be surprised to find out that many common medical conditions such as allergies can be added without any additional cost. What's more, you even have the option to declare a condition but then exclude it from your policy. What this means is that you've told your insurer about your condition but decided not to cover it, so you will be covered medically for anything unrelated to that condition.
A decent policy will include cover for many sporty or adventure activities as standard. However the more adventurous or dangerous the activity, like winter sports, the more likely it is that you will need to purchase additional sports insurance. You can customise your policy further a number of other specialist add-ons.
Adding Winter Sports cover to your Single, Annual or Backpacker insurance policy allows you to take part in over 25 winter sports, as well as providing:
Medical Cover: you will be covered for emergency medical expenses that occur should you have an accident and require medical attention including cover for mountain rescue, helicopter rescue costs and repatriation
Equipment: Winter Sports cover also provides peace of mind against any theft, loss or damage to your personal or hired equipment as well as any pre-paid fees.winter sports cover →
Regardless of your handicap, cover for your golf equipment and pre-paid green fees can be added to your policy giving you nothing else to work on except your game.
Simply add extra golf protection to your Single, Annual Multi or Backpacker Trip policy to add extra protection for:
Self employed or working for a company, if you travel for work you can add extra protection against accidental loss, theft or damage to your business equipment to your Single, Annual Multi or Backpacker Trip policies.
Business cover protects equipment such as cameras, mobiles, laptops that you may need to work or have with you in meetings.business trip insurance →
Sail the seas worry-free by adding extra cover for missed port, cabin confinement and unused excursions to any of our Single, Annual Multi or Backpacker Trip travel insurance policies.
Cruise cover will add extra protection for:
If you're planning on tying the knot abroad, extra cover for accidental loss, theft or damage to your wedding clothes, rings, gifts and photos can be added to your Single, Annual Multi or Backpacker Trip policy, to help ensure that your special day is everything its meant to be.
Should you need to claim on your travel insurance an Excess is the amount that you'll have to pay before we pick up the rest of the bill.
Avoid paying any excesses by adding the Excess Waiver option to your Single, Annual Multi or Backpacker Trip policy.find out more →
If you've packaged your holiday yourself (without the help of a travel agent) add the Indepentent Traveller add-on will provide cover for additional scenarios such as:
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