Children's Travel Insurance

From only £7.22 per week.

  • -

Right for you?

At some point it is likely your child will need to travel unaccompanied from you, and while you cannot physically be there to look after them, you will want to ensure they have insurance in place should anything happen. Our Children's Travel Insurance is significantly cheaper than an adult policy and can give you peace of mind when your child is out of sight, no matter where or how far they travel.

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It's really easy to book our travel insurance.

Book online:

Right here with our quick and simple booking form at the top of the page.

Or give us a call:

On 0800 014 2709* and quote "WC491" to speak to one of our friendly insurance experts.

*Please note: calls will cost up to 11p per minute from a BT landline, though charges for calls from mobiles and other providers may vary.

There may be occasions when your child needs travel insurance but you are not travelling with them, such as a school trip, visiting relatives or travelling to meet friends or family. This is where our Children's Travel Insurance will come in handy. Providing that your child is accompanied by a responsible adult, such as a relative, guardian or school teacher; they will be covered. What's more, you can cover pre-existing medical conditions for your child too.

You don't need to search for children's cover, just begin filling out your child's details in the form above and we'll apply the cheaper premium over the page.

Important: Is your child already named on an annual or family policy, and travelling within the dates stipulated on the insurance certificate? If they are, it is possible they are already covered to travel separately from you, as long as they are accompanied by a responsible adult.

Travel Insurance for Children can cover:

As a parent, sending your child away unaccompanied can be a frightening prospect, so finding them the best travel insurance is important to reassure you they will be protected should anything happen. Essential Travel Insurance has four policy levels, all offering your child the best possible cover.

Finding kids holiday insurance is slightly different from an adult policy. That is why we can provide cover for things such as loss, theft or damage to personal money and possessions as well as cover for all those activities they get up to.

Single or multi trip?

If you know your child is travelling unaccompanied just once or twice in the next year a single trip policy is likely to be best for you. However, if there is a possibility they will be travelling unaccompanied more than twice over the next year, it may be worth selecting an annual multi trip policy for your child's travel insurance.

As a guide; a child under 16 years old travelling in Europe on a single trip policy for 1 week can be covered from £7.22 . A child under 18 years old travelling in Europe on an annual policy with unlimited trips can be covered from £16.42.

You can switch between a single and an annual policy when receiving a quote to see the difference in price.

Sports & activities

Kids tend to be pretty active, especially on holiday, so you will be pleased to know we cover over 100 sports as standard for FREE with our travel insurance for kids. As you make your way through the booking process you will also have the option to add more hazardous activities and sports insurance to ensure your child is covered no matter what they get up to.

Winter Sports

If your child is going on a school ski trip or visiting relatives for a holiday on the slopes you will want to add our winter sports cover to their holiday insurance. As standard, our cover will provide protection for:

Pre-existing medical conditions

We don't believe that a medical condition or disability should hinder anyone from going on holiday. If your child has a disability or any other pre-existing medical condition we can provide specialist holiday cover with our Medical travel insurance. As you make your way through the booking process, you will be asked to declare any medical conditions via our discreet and confidential medical screening process.

The cheapest policies are not always the best option and parents will want to understand advice and available cover levels of travel insurance for children travelling alone.

Common restrictions for children flying unaccompanied:

If your child is flying by themselves it is your responsibility to double check the airlines own policies before buying a ticket. They will each have their own specific rules and regulations concerning age and the type of flight an unaccompanied minor can take.

While the number and type of restrictions vary by airline, typical limitations include the following:


As the legal guardian of your child, you will be responsible for ensuring that all relevant documents - passport, visas, insurance - are in order before they travel.

Buy them their own passport:

If your child is travelling abroad without you, they will need to have their own passport in their own name. You can buy a child passport from the UK passport office or pick up a form from the Post Office.

It can take up to 3 weeks to receive a new passport. If you need to apply for a passport urgently, you can use the government FastTrack service.

Check the rules for your destination:

The country to which your child is travelling may have different rules about how old they can be to travel alone, so you will need to check with the airline to ensure it is fine for them to travel without you.

Additional preparation & costs:

Airlines will often require you to pay extra for someone to chaperone your child and will often need at least 24 hours notice. Ensure you contact the airline well in advance of travel and before purchasing a ticket.

Some airlines will also require the parent or guardian dropping the child off to remain in the airport until the flight has departed, and will only allow the child to leave the destination airport with a pre-approved, responsible adult with photographic ID.

You should contact the customer services department of the particular service or airline you are using if you need any additional information before making a booking. No matter the rules for the airline, you should ensure your child has the best travel insurance to cover any eventuality while away.

Wherever your child is going you will want to ensure they have the right level of travel insurance in place. We offer four policy levels for your child as well as the option to add extra cover for hazardous activities and snow sports. As with all our policies you will receive the option to add extra protection to your child's travel insurance as you make your booking.

Winter sports cover

No matter if your child is on a school ski trip to the Alps or snowboarding with family in the USA you can cover them for 26 different winter sports. After selecting the level of cover for your child, you will be given the option to add winter sports cover for one low cost price.

Note: Winter sports cover is not available on our Standard Essential Under 18's policy.

Winter Sports covered in the same quote

  • Ice Windsurfing
  • Dog Sledging
  • Kick Sledging
  • Dry Skiing
  • Langlauf
  • Ski - blading
  • Snow mobiling
  • Skiing - alpine
  • Snow Shoe Walking
  • Skiing off piste with a guide
  • Snow Tubing
  • Skiing on piste
  • Tobogganing
  • Sledging
  • Winter Walking (using crampons and ice picks only)
  • Sledging - pulled by a horse or reindeer as a passenger
  • Snow boarding

Sports and Hazardous Activities Cover

Will they need extra cover for sports and hazardous activities?

Our unaccompanied child's travel insurance covers over 100 sports and activities as standard on all levels of our policy, but for the more adventurous child out there we can provide hazardous activity cover too. After selecting your policy you will be given the option to add additional activities and sports insurance.


All our sports and hazardous activities are sorted into 4 grades. The higher the grade, the higher the risk of the activity and the higher the cost to insure. Grade 1 activities are all cover completely free of charge.

Click on the different grades below for a list of all activities covered in that grade.

  • Aerobics
  • Archery
  • Archeological Digging
  • Assault Course
  • Badminton (amateur)
  • Banana Boating
  • Bar Restaurant Work
  • Baseball
  • Basketball
  • Beach games
  • Billiards / Snooker / Pool
  • Blade Skating
  • Bowls
  • Camel Riding
  • Canoeing (grade 3)
  • Catamaran Sailing
  • Clay Pigeon Shooting
  • Climbing (on climbing wall only)
  • Cricket (amateur)
  • Croquet
  • Curling
  • Cycling (not racing)
  • Deep Sea Fishing
  • Dinghy Sailing
  • Dry Skiing
  • Elephant Riding
  • Falconry
  • Fell Walking/Running (under 2,500 metres altitude)
  • Fencing
  • Fishing
  • Fives
  • Flow Riding
  • Flying on a public scheduled flight with a fully licensed Airline for the purposes of transporting passengers
  • Football (amateur, not main purpose of trip)
  • Fruit / Vegetable Picking (nonmechanical)
  • Glass Bottom Boats / Bubbles
  • Go Karting
  • Golf (amateur)
  • Handball
  • Helicopter Tours (fare paying with a maximum duration of 2 hours)
  • Hill Walking (under 2,500 metres altitude)
  • Hiking (Under 2,000 metres altitude)
  • Hockey (field hockey not ice hockey)
  • Horse Riding (no Polo, Hunting, Jumping or Racing)
  • Hot Air Ballooning (organised pleasure rides only)
  • Hot Dogging (grades 1 - 3)
  • Hovercraft Driving / Passenger
  • Ice Skating (1 day max per trip)
  • Inner Tubing
  • Jet Boating (no racing)
  • Jet Skiing (no racing)
  • Jogging
  • Kayaking (up to Grade 3, Rivers, Sea)
  • Kite Surfing
  • Korfball
  • Marathon Running (amateur)
  • Motorcycling & Mopeds up to 50cc (no racing)
  • Netball (amateur)
  • Octopush
  • Orienteering
  • Outwardbound Pursuits
  • Paintballing
  • Parascending (over water)
  • Pony Trekking
  • Power Boating (no racing / competition)
  • Quad Biking
  • Raquetball
  • Rambling (under 2,500 metres)
  • Refereeing
  • Ringos
  • River Canoeing
  • Roller Blading (Line Skating / Skateboarding)
  • Rounders
  • Rowing
  • Running, Sprint / Long distance (amateur)
  • Safari (Ireland / UK organised)
  • Sail Boarding
  • Sailing (in territorial waters only)
  • Sandboarding
  • Sand Dune Surfing / Skiing
  • Sand Yachting
  • Scuba Diving (to a maximum of 20 metres)
  • Shooting small bore / target
  • Sledging
  • Snorkelling
  • Soft Ball
  • Speed Sailing
  • Squash
  • Students working as counsellors/exchange
  • Surfing
  • Swimming
  • Swimming With dolphins
  • Table Tennis
  • Tall Ship Crewing
  • Tennis (amateur)
  • Tenpin Bowling
  • Trampolining
  • Track Events
  • Tree Canopy Walking
  • Trekking (up to 2,500 metres)
  • Tug of War
  • Volleyball (amateur)
  • Wake Boarding
  • Walking (under 2,500 metres altitude)
  • War Games (wearing eye protection)
  • Waterpolo
  • Water Skiing
  • Whale Watching
  • White Water Rafting as an organised activity (Grades 1 to 3 only)
  • Windsurfing (amateur)
  • Wind Tunnel Flying (pads and helmets)
  • Yachting (if qualified or as part of an organised activity)
  • Zorbing
  • Black Water Rafting as an organised activity (grades 1-3 only)
  • Boxing Training (co contact)
  • Bungee Jump (up to a maximum of 3 jumps per trip)
  • Dog Sledging
  • Fell Walking/Running (between 2,501 and 4,000 metres altitude)
  • Hiking (between 2,501 and 4,000 metres altitude)
  • Hill Walking (between 2,501 and 4,000 metres altitude)
  • Hurling (amateur)
  • Manual Labour (ground level only, no machinery)
  • Martial Arts (training only)
  • Motorcycling (between 50cc and 125cc)
  • Mountain Biking (NOT BMX on or off road) and not downhill racing
  • Rambling / Trekking (between 2,501 metres and 4,000 metres)
  • Safari (non Ireland / UK organised)
  • Scuba Diving (to a maximum depth of 30 metres)
  • Sea Canoeing
  • Trekking (between 2,501 and 4,000 metres altitude)
  • Triathlon
  • Walking (between 2,501 and 4,000 metres altitude)
  • Abseiling
  • American Football (amateur)
  • Black Water Rafting (Grades 4-6)
  • Gaelic Football
  • Gliding
  • Paragliding
  • Parascending (over land)
  • Rugby (amateur)
  • Scuba Diving (to a maximum of 50 metres)
  • Spear Fishing (without air tanks)
  • Tandem Sky Dive (up to a maximum of 2 jumps per trip)
  • Canyoning
  • Caving
  • Gorge Walking
  • Hang Gliding
  • High Diving (on an amateur basis and excludes cliff diving)
  • Horse Jumping (no Polo, Hunting)
  • Micro Lighting
  • Mountain Biking - downhill racing (NOT BMX on or off road)
  • Parasailing
  • Rock Climbing (under 2,000 metres)
  • Rock scrambling (under 4,000 metres)
  • Off-Piste without a guide
  • Trekking (between 4,001 metres and 6,000 metres)
  • Via Ferrata

Popular sports and activities

Yes - children under the age of 18 named on a family or annual travel insurance policy can be covered providing they are accompanied by a responsible adult, such as a teacher, relative or guardian. If they are participating in additional activities, such as winters sports or hazardous activities that are not covered on the existing policy, an upgrade will be necessary to ensure complete cover.

Yes. What is more, our winter sport cover not only provides protection for skiing and snowboarding, but 24 other winter sports too (see below). As you go through the booking process you will be able to add winter sports cover to your child's insurance premium.

If you add winter sports cover to your child's travel insurance, they will automatically be covered for skiing off piste (skiing outside the boundaries of the prepared piste and marked runs, and beyond the area controlled by the ski patrol) provided they are accompanied by a qualified, resort-approved guide or instructor. If they plan on skiing without a guide, you need to select Grade 4 sports cover and pay an additional premium, but please note that they will not be covered for any reckless behaviour or skiing in restricted areas.

We know children can be particularly active while away, that is why at no extra cost Essential Travel covers 110 sports as standard on our children's travel insurance. If your child is likely to be taking part in something a little more adventurous, you will be able to add hazardous activities and sports after selecting the level of cover they require. These activities are graded 1 to 4 depending on the level of risk they pose. Grade 1 activities are considered low risk and will be covered at no extra charge, but Grades 2, 3 and 4 will add an additional charge to your child's premium. After selecting the level of cover your child requires you will be prompted to add any activities in which they are likely to participate.

Please note: If your child is going on a skiing or golfing holiday, we advise that they are covered with our winter sports or golf travel insurance to benefit from specialised cover.

Please contact us to upgrade the policy to include additional winter sports cover, superior cover, additional grades of sports and activities or increase the geographical limits of your policy, (eg. Upgrade from Europe to Worldwide cover).

Please note: Unfortunately we are unable to downgrade your policy.

To ensure you have chosen the right policy and level of cover to suit your needs, you can cancel your child's travel insurance within 14 days and receive a full refund.

If you wish to cancel your policy during this cooling off period, please contact us to cancel. Outside of the 14 days' cooling off period, please contact customer services.

Please note: It is not possible to cancel a policy once it has commenced.

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