Children's Travel Insurance

From only £7.22 per week.


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Last updated on 31st May 2018

Peace of mind

If you're facing the possibility that your child will be travelling unaccompanied by you, you'll want to ensure they have comprehensive cover in place should anything happen. Our Children's Travel Insurance, for anyone under 18, is significantly cheaper than an adult policy and can be tailored to meet their specific needs and requirements. Book yours today - over the phone or online - for reassurance that no matter where or how far your child travels, they're covered by the best travel insurance.

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It's really easy to book our travel insurance.


Book online:

Right here with our quick and simple booking form at the top of the page.

Or give us a call:

On 0800 014 2709* and quote "WC491" to speak to one of our friendly insurance experts.


*Please note: calls will cost up to 11p per minute from a BT landline, though charges for calls from mobiles and other providers may vary.

You may find yourself in a situation where your child needs travel insurance but you will not be travelling with them - such as a school trip, in order to visit relatives, or to meet friends and family overseas. Our Children's Travel Insurance is designed with you and yours in mind, and can be customised to ensure full coverage for all eventualities - including pre-existing medical conditions.

You don't need to search for children's cover, just begin filling out your child's details in the form above and we'll apply the cheaper premium over the page.

Important: Is your child already named on an annual or family policy, and travelling within the dates stipulated on the insurance certificate? If they are, it is possible they are already covered to travel separately from you, although those under 16 must be accompanied by a responsible adult.

Travel Insurance for Children can cover:

Finding kids holiday insurance can be a confusing process to say the least - and one that's important to get right - so you can relax in the knowledge that your child is covered by a comprehensive policy.

Our insurance covers things such as loss, theft and damage to personal possessions as standard, and we also give you the option to add other, more niche extras - such as cover for winter sports or hazardous activities.

In addition, there are four levels of cover to choose from - 'standard', 'essential', 'essential plus' and 'superior' - meaning you can find a policy to suit your exact specifications without paying a premium for unnecessary extras.

Single or multi trip?

If you know your child is travelling unaccompanied just once or twice in the next year, a single trip policy is likely to be the best option. However, you think they will be travelling more than twice over the next year, it may be worth selecting an annual multi trip policy for your child's travel insurance.

As a guide; a child under 16 years old travelling in Europe on a single trip policy for 1 week can be covered from £7.22 . A child under 18 years old travelling in Europe on an annual policy with unlimited trips can be covered from £16.42. You can switch between a single and an annual policy when receiving a quote to compare the price.

Please note: Anyone under 16 travelling on a multi-trip annual policy must be accompanied by an adult.

Sports & activities

Kids tend to be pretty active, especially on holiday, so you will be pleased to know we cover over 100 sports as standard for FREE with our travel insurance for kids. As you make your way through the booking process you will also have the option to add more hazardous activities and sports insurance to ensure your child is covered no matter what they get up to.

Winter Sports

If your child is going on a school ski trip or visiting relatives for a holiday on the slopes you will want to add our winter sports cover to their holiday insurance. As standard, our cover will provide protection for:

Pre-existing medical conditions

We don't believe that a medical condition or disability should hinder anyone from going on holiday. If your child has a disability or any other pre-existing medical condition we can provide specialist holiday cover with our Medical travel insurance. As you make your way through the booking process, you will be asked to declare any medical conditions via our discreet and confidential medical screening process.

If you are facing the possibility that your child will be travelling without you, you will want to ensure they are covered by a comprehensive policy. The cheapest insurance is not always the best, so it's important to understand the different options available to you and what each level of cover offers in order to choose the most suitable policy.

Common restrictions for children flying unaccompanied:

Flight companies have varying rules and regulations concerning unaccompanied minors, so it is always a good idea to double check the policies of the airline you're booking a flight with before buying a ticket.

While the number and type of restrictions vary by airline, typical limitations include the following:

Paperwork:

As the legal guardian of your child, you will be responsible for ensuring that all relevant documents - passport, visas, insurance - are in order before they travel. You may find that the airline your child is flying with requires you to fill out additional paperwork on their behalf prior to flying, so be sure to check the terms and conditions.

Buy them their own passport:

If your child is travelling abroad without you, they will need to have their own passport in their own name. You can buy a child passport from the UK passport office or pick up a form from the Post Office.

It can take up to 3 weeks to receive a new passport. If you need to apply for a passport urgently, you can use the government FastTrack service.

Check the rules for your destination:

The country to which your child is travelling may have different rules about how old they can be to travel alone, so you will need to check with the airline to ensure it is fine for them to travel without you.

Additional preparation & costs:

Airlines will often require you to pay extra for someone to chaperone your child and will often need at least 24 hours notice. Ensure you contact the airline well in advance of travel and before purchasing a ticket.

Some airlines will also require the parent or guardian dropping the child off to remain in the airport until the flight has departed, and will only allow the child to leave the destination airport with a pre-approved, responsible adult with photographic ID.

You should contact the customer services department of the particular service or airline you are using if you need any additional information before making a booking. No matter the rules for the airline, you should ensure your child has the best travel insurance to cover any eventuality while away.

Winter sports cover

No matter if your child is on a school ski trip to the Alps or snowboarding with family in the USA you can cover them for 26 different winter sports. After selecting the level of cover for your child, you will be given the option to add winter sports cover for one low cost price.

Note: Winter sports cover is not available on our Standard Essential Under 18's policy.

Winter Sports covered in the same quote

  • Ice Windsurfing
  • Dog Sledging
  • Kick Sledging
  • Dry Skiing
  • Langlauf
  • Ski - blading
  • Snow mobiling
  • Skiing - alpine
  • Snow Shoe Walking
  • Skiing off piste with a guide
  • Snow Tubing
  • Skiing on piste
  • Tobogganing
  • Sledging
  • Winter Walking (using crampons and ice picks only)
  • Sledging - pulled by a horse or reindeer as a passenger
  • Snow boarding

Sports and Hazardous Activities Cover

Will they need extra cover for sports and hazardous activities?

Our unaccompanied child's travel insurance covers over 100 sports and activities as standard on all levels of our policy, but for the more adventurous child out there we can provide hazardous activity cover too. After selecting your policy you will be given the option to add additional activities and sports insurance.

Cost

All our sports and hazardous activities are sorted into 4 grades. The higher the grade, the higher the risk of the activity and the higher the cost to insure. Grade 1 activities are all cover completely free of charge.

Click on the different grades below for a list of all activities covered in that grade.

  • Aerobics
  • Archery
  • Archeological Digging
  • Assault Course
  • Badminton (amateur)
  • Banana Boating
  • Bar Restaurant Work
  • Baseball
  • Basketball
  • Beach games
  • Billiards / Snooker / Pool
  • Blade Skating
  • Bowls
  • Camel Riding
  • Canoeing (grade 3)
  • Catamaran Sailing
  • Clay Pigeon Shooting
  • Climbing (on climbing wall only)
  • Cricket (amateur)
  • Croquet
  • Curling
  • Cycling (not racing)
  • Deep Sea Fishing
  • Dinghy Sailing
  • Dry Skiing
  • Elephant Riding
  • Falconry
  • Fell Walking/Running (under 2,500 metres altitude)
  • Fencing
  • Fishing
  • Fives
  • Flow Riding
  • Flying on a public scheduled flight with a fully licensed Airline for the purposes of transporting passengers
  • Football (amateur, not main purpose of trip)
  • Fruit / Vegetable Picking (nonmechanical)
  • Glass Bottom Boats / Bubbles
  • Go Karting
  • Golf (amateur)
  • Handball
  • Helicopter Tours (fare paying with a maximum duration of 2 hours)
  • Hill Walking (under 2,500 metres altitude)
  • Hiking (Under 2,000 metres altitude)
  • Hockey (field hockey not ice hockey)
  • Horse Riding (no Polo, Hunting, Jumping or Racing)
  • Hot Air Ballooning (organised pleasure rides only)
  • Hot Dogging (grades 1 - 3)
  • Hovercraft Driving / Passenger
  • Ice Skating (1 day max per trip)
  • Inner Tubing
  • Jet Boating (no racing)
  • Jet Skiing (no racing)
  • Jogging
  • Kayaking (up to Grade 3, Rivers, Sea)
  • Kite Surfing
  • Korfball
  • Marathon Running (amateur)
  • Motorcycling & Mopeds up to 50cc (no racing)
  • Netball (amateur)
  • Octopush
  • Orienteering
  • Outwardbound Pursuits
  • Paintballing
  • Parascending (over water)
  • Pony Trekking
  • Power Boating (no racing / competition)
  • Quad Biking
  • Raquetball
  • Rambling (under 2,500 metres)
  • Refereeing
  • Ringos
  • River Canoeing
  • Roller Blading (Line Skating / Skateboarding)
  • Rounders
  • Rowing
  • Running, Sprint / Long distance (amateur)
  • Safari (Ireland / UK organised)
  • Sail Boarding
  • Sailing (in territorial waters only)
  • Sandboarding
  • Sand Dune Surfing / Skiing
  • Sand Yachting
  • Scuba Diving (to a maximum of 20 metres)
  • Shooting small bore / target
  • Sledging
  • Snorkelling
  • Soft Ball
  • Speed Sailing
  • Squash
  • Students working as counsellors/exchange
  • Surfing
  • Swimming
  • Swimming With dolphins
  • Table Tennis
  • Tall Ship Crewing
  • Tennis (amateur)
  • Tenpin Bowling
  • Trampolining
  • Track Events
  • Tree Canopy Walking
  • Trekking (up to 2,500 metres)
  • Tug of War
  • Volleyball (amateur)
  • Wake Boarding
  • Walking (under 2,500 metres altitude)
  • War Games (wearing eye protection)
  • Waterpolo
  • Water Skiing
  • Whale Watching
  • White Water Rafting as an organised activity (Grades 1 to 3 only)
  • Windsurfing (amateur)
  • Wind Tunnel Flying (pads and helmets)
  • Yachting (if qualified or as part of an organised activity)
  • Zorbing
  • Black Water Rafting as an organised activity (grades 1-3 only)
  • Boxing Training (co contact)
  • Bungee Jump (up to a maximum of 3 jumps per trip)
  • Dog Sledging
  • Fell Walking/Running (between 2,501 and 4,000 metres altitude)
  • Hiking (between 2,501 and 4,000 metres altitude)
  • Hill Walking (between 2,501 and 4,000 metres altitude)
  • Hurling (amateur)
  • Manual Labour (ground level only, no machinery)
  • Martial Arts (training only)
  • Motorcycling (between 50cc and 125cc)
  • Mountain Biking (NOT BMX on or off road) and not downhill racing
  • Rambling / Trekking (between 2,501 metres and 4,000 metres)
  • Safari (non Ireland / UK organised)
  • Scuba Diving (to a maximum depth of 30 metres)
  • Sea Canoeing
  • Trekking (between 2,501 and 4,000 metres altitude)
  • Triathlon
  • Walking (between 2,501 and 4,000 metres altitude)
  • Abseiling
  • American Football (amateur)
  • Black Water Rafting (Grades 4-6)
  • Gaelic Football
  • Gliding
  • Paragliding
  • Parascending (over land)
  • Rugby (amateur)
  • Scuba Diving (to a maximum of 50 metres)
  • Spear Fishing (without air tanks)
  • Tandem Sky Dive (up to a maximum of 2 jumps per trip)
  • Canyoning
  • Caving
  • Gorge Walking
  • Hang Gliding
  • High Diving (on an amateur basis and excludes cliff diving)
  • Horse Jumping (no Polo, Hunting)
  • Micro Lighting
  • Mountain Biking - downhill racing (NOT BMX on or off road)
  • Parasailing
  • Rock Climbing (under 2,000 metres)
  • Rock scrambling (under 4,000 metres)
  • Off-Piste without a guide
  • Trekking (between 4,001 metres and 6,000 metres)
  • Via Ferrata

Popular sports and activities

Yes - children under the age of 18 named on a family or annual travel insurance policy can be covered providing they are accompanied by a responsible adult, such as a teacher, relative or guardian. If they are participating in additional activities, such as winters sports or hazardous activities that are not covered on the existing policy, an upgrade will be necessary to ensure complete cover.

Yes. What is more, our winter sport cover not only provides protection for skiing and snowboarding, but 24 other winter sports too (see below). As you go through the booking process you will be able to add winter sports cover to your child's insurance premium.

If you add winter sports cover to your child's travel insurance, they will automatically be covered for skiing off piste (skiing outside the boundaries of the prepared piste and marked runs, and beyond the area controlled by the ski patrol) provided they are accompanied by a qualified, resort-approved guide or instructor. If they plan on skiing without a guide, you need to select Grade 4 sports cover and pay an additional premium, but please note that they will not be covered for any reckless behaviour or skiing in restricted areas.

We know children can be particularly active while away, that is why at no extra cost Essential Travel covers 110 sports as standard on our children's travel insurance. If your child is likely to be taking part in something a little more adventurous, you will be able to add hazardous activities and sports after selecting the level of cover they require. These activities are graded 1 to 4 depending on the level of risk they pose. Grade 1 activities are considered low risk and will be covered at no extra charge, but Grades 2, 3 and 4 will add an additional charge to your child's premium. After selecting the level of cover your child requires you will be prompted to add any activities in which they are likely to participate.

Please note: If your child is going on a skiing or golfing holiday, we advise that they are covered with our winter sports or golf travel insurance to benefit from specialised cover.

Please contact us to upgrade the policy to include additional winter sports cover, superior cover, additional grades of sports and activities or increase the geographical limits of your policy, (eg. Upgrade from Europe to Worldwide cover).

Please note: Unfortunately we are unable to downgrade your policy.

To ensure you have chosen the right policy and level of cover to suit your needs, you can cancel your child's travel insurance within 14 days and receive a full refund.

If you wish to cancel your policy during this cooling off period, please contact us to cancel. Outside of the 14 days' cooling off period, please contact customer services.

Please note: It is not possible to cancel a policy once it has commenced.

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