Your Holiday Insurance, Our Expertise.
Travel secure in the knowledge that you are fully covered for heart attacks by adding extra cover for your pre-existing medical condition to any of our Single Trip, Annual Multi Trip or Backpacker policies.
We offer travel insurance in the UK, Europe and Worldwide, and 3 trip types: Single Trip, Annual Multi Trip or Backpacker so you only pay for the level of cover you need. Each of these can be customised to cover your condition. Travel with peace of mind knowing that you are fully covered with our travel insurance for heart attacks.
Experts' Top Tip - Having your medical history at hand when answering the online screening questions will help you answer questions about medication you might be taking and doctors you may have seen.
To add the extra medical cover for heart attacks, simply complete the quick and easy medical screening process after getting your initial quote. To avoid the hassle of seeing a medical examiner, you will be asked a few questions. The questions may include:
After completing the screening process, if we are able to cover your condition, you will be quoted a price to add the additional cover to your policy and taken to the final payment screen. If we are unable to cover your condition, follow this link to Vital Health, which offers specialised medical cover that includes cover for more severe heart conditions.
According to health surveys, fewer people in England are having heart attacks. While it may be challenging to get on the road again after a heart attack, you can rest assured that additional cover can be available for this condition on your travels.
All travel insurance policies include:
Don't want to add heart attack cover?
If you have a medical condition, we strongly advise that you declare it. However, if you do not wish to add the extra cover, you can choose to exclude cover for heart attacks from your policy.
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You can customise your policy further with pre-existing medical condition cover, sports and a number of other specialist add-ons.
If you have a pre-existing medical condition it's vital that you declare it or you could invalidate your entire policy. Insurers don't like to think that you've hidden things from them and you may be surprised to find out that many common medical conditions such as allergies can be added without any additional cost. What's more, you even have the option to declare a condition but then exclude it from your policy. What this means is that you've told your insurer about your condition but decided not to cover it, so you will be covered medically for anything unrelated to that condition.
A decent policy will include cover for many sporty or adventure activities as standard. However the more adventurous or dangerous the activity, like winter sports, the more likely it is that you will need to purchase additional sports insurance. You can customise your policy further a number of other specialist add-ons.
By adding Winter Sports to your Single, Annual or Backpacker policy you can take part in over 26 winter sports and be covered for:
Medical: you will be covered for emergency medical expenses that occur should you have an accident and require medical attention including cover for mountain rescue, helicopter rescue costs and repatriation
Equipment: Winter Sports cover also provides peace of mind against any theft, loss or damage to your personal or hired equipment as well as any pre-paid fees.winter sports cover →
Regardless of your handicap, cover for your golf equipment and pre-paid green fees can be added to your policy giving you nothing else to work on except your game.
Simply add extra golf protection to your Single, Annual Multi or Backpacker Trip policy to add extra protection for:
Self employed or working for a company, if you travel for work you can add extra protection against accidental loss, theft or damage to your business equipment to your Single, Annual Multi or Backpacker Trip policies.
Business cover protects equipment such as cameras, mobiles, laptops that you may need to work or have with you in meetings.business trip insurance →
Sail the seas worry-free by adding extra cover for missed port, cabin confinement and unused excursions to any of our Single, Annual Multi or Backpacker Trip travel insurance policies.
Cruise cover will add extra protection for:
If you're planning on tying the knot abroad, extra cover for accidental loss, theft or damage to your your wedding clothes, rings, gifts and photos can be added to your Single, Annual Multi or Backpacker Trip policy, to help ensure that your special day is everything its meant to be.
Should you need to claim on your travel insurance, an Excess is the amount that you'll have to pay before we pick up the rest of the bill.
Avoid paying any excesses by adding the Excess Waiver option to your Single, Annual Multi or Backpacker Trip policy.find out more →
If you've packaged your holiday yourself (without the help of a travel agent) add the Independent Traveller add-on will provide cover for additional scenarios such as:
Essential Travel is a trading name of Holiday Extras Cover Ltd, which is authorised and regulated by the Financial Conduct Authority FRN 828848. Holiday Extras Cover Ltd 05058680 is registered in England and Wales. Registered office address: Ashford Road, Newingreen, Hythe, Kent CT21 4JF.
Essential Travel is underwritten by White Horse Insurance Ireland dac who are authorised by the Central Bank of Ireland. To check this you may visit www.centralbank.ie.