Family Travel Insurance

Your holiday insurance, our expertise.


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Enjoy your travels without a worry when you know that you and your family are covered with our comprehensive travel insurance. Choose between our Annual Multi trip, if you will be travelling more than once a year, or our Single trip policy for those one off holiday away. Both of these policies give you the option to book for the entire family in one go.

Adults can travel independently on the same policy*

Less paperwork and hassle with only one policy

Buy all of the policies included in one price

Save time by filling in the required medical information once


*Kids under 18 must be accompanied by an adult.

Only pay for the cover you need

You have the choice of 3 trip types and 4 destination areas so that you only pay for the cover that you need. Additionally, you can add extra protection for pre-existing medical conditions, sports, winter sports, business travel and weddings so that you can get the most out of your trip.

Do You Need to Declare a Medical Condition?

If you have a pre-existing medical condition it’s vital that you declare it or you could invalidate your entire policy. Insurers don’t like to think that you’ve hidden things from them and you may be surprised to find out that many common medical conditions such as allergies can be added without any additional cost.

Do You Need Extra Sports or Specialist Cover?

A decent policy will include cover for many sporty or adventure activities as standard. However the more adventurous or dangerous the activity, like winter sports, the more likely it is that you will need to purchase additional sports insurance. You can customise your policy further a number of other specialist add-ons.

Family Benefits Per Traveller

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How To Travel with Family

How To Travel with Family

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Medical Conditions

UK, Europe and Worldwide

Medical Emergencies

Baggage Cover

24/7 Emergency Helpline

Single, Annual and Backpacker

Annual Multi Trip Travel Insurance

Annual Multi Trip Travel Insurance

Annual Multi Trip Travel Insurance is the ideal option for those who want comprehensive cover for all their trips this year, even those last minute adventures abroad.

Backpacker Insurance

Backpacker Insurance

Our Backpacker Travel Insurance can cover 2 years continual travel, including working and volunteering as well as medical, cancellation and baggage cover.

Sports Insurance

Sports Insurance

From bungee jumping and skydiving to weddings, cruises, golf, independent traveller cover, excess waivers and even business insurance. We have you covered.

What Is a Pre-Existing Medical Condition?

What Is a Pre-Existing Medical Condition?

Do you have a pre-existing medical condition that you need to declare to your travel insurance provider? Get advice on pre-existing medical conditions.

When is The Best Time to Buy Travel Insurance?

When is The Best Time to Buy Travel Insurance?

Essential Travel recommends the best time to purchase your travel insurance to make sure your holiday is fully covered and you get the most from your policy.

How To Save on Your Holiday Abroad

How To Save on Your Holiday Abroad

Learn how to cut costs on your holiday insurance & receive exclusive travel insurance discounts. Cover for medical emergencies, cancellation and lost luggage.

As you make your way through the booking process you can customise your annual holiday insurance policy - with the option of adding extras such as winter sports, hazardous activities and business trip cover.

Winter Sports

Adding Winter Sports cover to your Single, Annual or Backpacker insurance policy allows you to take part in over 25 winter sports, as well as providing:

Medical Cover: you will be covered for emergency medical expenses that occur should you have an accident and require medical attention including cover for mountain rescue, helicopter rescue costs and repatriation

Equipment: Winter Sports cover also provides peace of mind against any theft, loss or damage to your personal or hired equipment as well as any pre-paid fees.

winter sports cover →

Golf

Regardless of your handicap, cover for your golf equipment and pre-paid green fees can be added to your policy giving you nothing else to work on except your game.

Simply add extra golf protection to your Single, Annual Multi or Backpacker Trip policy to add extra protection for:

  • Your Personal Equipment up to £1000
  • Hired Equipment up to £200
  • Pre-paid Green Fees up to £300
golf trip insurance →

Business

Self employed or working for a company, if you travel for work you can add extra protection against accidental loss, theft or damage to your business equipment to your Single, Annual Multi or Backpacker Trip policies.

Business cover protects equipment such as cameras, mobiles, laptops that you may need to work or have with you in meetings.


Cruise

Sail the seas worry-free by adding extra cover for missed port, cabin confinement and unused excursions to any of our Single, Annual Multi or Backpacker Trip travel insurance policies.

Cruise cover will add extra protection for:

  • Extended baggage cover up to £3,500
  • Missed shore trips up to £500
  • Cabin confinement (due to illness) up to £600
  • Valuables up to £700

Wedding

If you're planning on tying the knot abroad, extra cover for accidental loss, theft or damage to your wedding clothes, rings, gifts and photos can be added to your Single, Annual Multi or Backpacker Trip policy, to help ensure that your special day is everything it’s meant to be.

  • Wedding Clothes up to £1500 per person
  • Wedding Gifts up to £1000 per couple
  • Wedding Rings up to £250 per person
  • Wedding Photographs up to £750 per person
wedding travel insurance →

Excess Waiver

Should you need to claim on your travel insurance an Excess is the amount that you'll have to pay before we pick up the rest of the bill.

Avoid paying any excesses by adding the Excess Waiver option to your Single, Annual Multi or Backpacker Trip policy.

find out more →

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*Terms & Conditions apply

Essential Travel is a trading name of Holiday Extras. Holiday Extras Cover Ltd and Holiday Extras Ltd are authorised and regulated by the Financial Conduct Authority. Holiday Extras Cover Ltd 05058680 and Holiday Extras Ltd 01693250 are registered in England and Wales. Registered address: Ashford Road, Newingreen, Kent CT21 4JF.

Holiday Extras is underwritten by Travel Insurance Facilities plc which is authorised and regulated by the Financial Conduct Authority. Registered address 2nd Floor, 1 Tower View, Kings Hill, West Malling, Kent. ME19 4UY. Company number 03220410.