Your Holiday Insurance, Our Expertise
Your condition should not have to dictate whether or not you enjoy a relaxing holiday or the adventure of a lifetime. If you are living with cancer or you are in remission, you may qualify for extra medical cover added to any of our Single or Annual or Backpacker policies. Our travel insurance for cancer is tailored to your specific condition.
It doesn't matter where you are planning on travelling or for how long you've had a medical condition, we will assess your case on an individual basis. With worldwide coverage including North America, you are less restricted and more protected on holiday.
To add extra medical protection simply complete the quick and confidential medical screening process after you have chosen your cover. You just answer the simple questions on your condition. We will screen for your condition to ascertain whether or not we can cover you. If we are able to offer you additional cover, you will pay an additional premium for your condition.
Here are examples of some of the questions you'll be required to answer during the online screening process:
Experts' Top Tip - Our Online Medical Screening process is a brief series of questions that you will no doubt know the answers to immediately, but have your medical history at hand just in case as it may have questions about medication you're on.
You have the choice of up to 4 cover levels and 4 areas of cover so that you only pay for the cover you need. By completing our online medical screening process you will receive a tailor made quote specifically for your condition that can be added to your policy easily.
All travel insurance policies include:
Don't want to add extra protection for cancer?
If you have a medical condition we strongly advise that you declare it. However, if you do not wish to add the extra cover, you can choose to exclude cover for cancer from your policy after you have completed the easy online medical screening process.
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You can customise your policy further with pre-existing medical condition cover, sports and a number of other specialist add-ons.
If you have a pre-existing medical condition it's vital that you declare it or you could invalidate your entire policy. Insurers don't like to think that you've hidden things from them and you may be surprised to find out that many common medical conditions such as allergies can be added without any additional cost. What's more, you even have the option to declare a condition but then exclude it from your policy. What this means is that you've told your insurer about your condition but decided not to cover it, so you will be covered medically for anything unrelated to that condition.
A decent policy will include cover for many sporty or adventure activities as standard. However the more adventurous or dangerous the activity, like winter sports, the more likely it is that you will need to purchase additional sports insurance. You can customise your policy further a number of other specialist add-ons.
By adding Winter Sports to your Single, Annual or Backpacker policy you can take part in over 26 winter sports and be covered for:
Medical: you will be covered for emergency medical expenses that occur should you have an accident and require medical attention including cover for mountain rescue, helicopter rescue costs and repatriation
Equipment: Winter Sports cover also provides peace of mind against any theft, loss or damage to your personal or hired equipment as well as any pre-paid fees.winter sports cover →
Regardless of your handicap, cover for your golf equipment and pre-paid green fees can be added to your policy giving you nothing else to work on except your game.
Simply add extra golf protection to your Single, Annual Multi or Backpacker Trip policy to add extra protection for:
Self employed or working for a company, if you travel for work you can add extra protection against accidental loss, theft or damage to your business equipment to your Single, Annual Multi or Backpacker Trip policies.
Business cover protects equipment such as cameras, mobiles, laptops that you may need to work or have with you in meetings.business trip insurance →
Sail the seas worry-free by adding extra cover for missed port, cabin confinement and unused excursions to any of our Single, Annual Multi or Backpacker Trip travel insurance policies.
Cruise cover will add extra protection for:
If you're planning on tying the knot abroad, extra cover for accidental loss, theft or damage to your your wedding clothes, rings, gifts and photos can be added to your Single, Annual Multi or Backpacker Trip policy, to help ensure that your special day is everything its meant to be.
Should you need to claim on your travel insurance, an Excess is the amount that you'll have to pay before we pick up the rest of the bill.
Avoid paying any excesses by adding the Excess Waiver option to your Single, Annual Multi or Backpacker Trip policy.find out more →
If you've packaged your holiday yourself (without the help of a travel agent) add the Independent Traveller add-on will provide cover for additional scenarios such as: