Your holiday insurance, our expertise.
If you are seeking a new adventure working or volunteering abroad, bar tending on your gap year, picking fruit and veg, whatever it may be, you can be covered for working abroad on our Single, Annual or Backpacker quotes.
There are various types of work that we cover in Grade 1 and Grade 2 Activity Cover. Please note that Grade 1 cover is free while Grade 2 activities require extra cover.
|Sports Grade 1||Fruit and Vegetable Picking|
|Bar Tending and Restaurant Work|
|Counselling (Students and Exchange Students Included)|
|Student Exchange (academic studies only)|
|Voluntary Work (teaching in a school or orphanage, no manual labour)|
|Sports Grade 2||Manual Labour (ground work - no machinery involved)|
You have a choice of tailoring your insurance cover to suit your holiday needs. Choose from up to 3 cover levels and 4 areas of cover. Additionally, you can add extra protection for pre-existing medical conditions, winter sports, cruises and more.
You are entitled to our 24 Hour Emergency Line when purchasing our insurance cover should you require assistance while on holiday.
Essential Travel aims to offer comprehensive travel insurance policies, whatever your holidaying needs might be. Each working abroad situation is different and so we'll need some extra details before we can issue a policy. Please note that we cannot provide cover for personal liability when taking out a policy for working abroad.
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You can customise your policy further with pre-existing medical condition cover, sports and a number of other specialist add-ons.
If you have a pre-existing medical condition it's vital that you declare it or you could invalidate your entire policy. Insurers don't like to think that you';ve hidden things from them and you may be surprised to find out that many common medical conditions such as allergies can be added without any additional cost.
A decent policy will include cover for many sporty or adventure activities as standard. However the more adventurous or dangerous the activity, like winter sports, the more likely it is that you will need to purchase additional sports insurance. You can customise your policy further a number of other specialist add-ons.
Adding Winter Sports cover to your Single, Annual or Backpacker insurance policy allows you to take part in over 25 winter sports, as well as providing:
Medical Cover: you will be covered for emergency medical expenses that occur should you have an accident and require medical attention including cover for mountain rescue, helicopter rescue costs and repatriation
Equipment: Winter Sports cover also provides peace of mind against any theft, loss or damage to your personal or hired equipment as well as any pre-paid fees.winter sports cover →
Regardless of your handicap, cover for your golf equipment and pre-paid green fees can be added to your policy giving you nothing else to work on except your game.
Simply add extra golf protection to your Single, Annual Multi or Backpacker Trip policy to add extra protection for:
Self employed or working for a company, if you travel for work you can add extra protection against accidental loss, theft or damage to your business equipment to your Single, Annual Multi or Backpacker Trip policies.
Business cover protects equipment such as cameras, mobiles, laptops that you may need to work or have with you in meetings.business trip insurance →
Sail the seas worry-free by adding extra cover for missed port and cabin confinement to any of our Single, Annual Multi or Backpacker Trip travel insurance policies.
Cruise cover will add extra protection for:
If you're planning on tying the knot abroad, extra cover for accidental loss, theft or damage to your wedding clothes, rings, gifts and photos can be added to your Single, Annual Multi or Backpacker Trip policy, to help ensure that your special day is everything its meant to be.
Should you need to claim on your travel insurance an Excess is the amount that you'll have to pay before we pick up the rest of the bill.
Avoid paying any excesses by adding the Excess Waiver option to your Single, Annual Multi or Backpacker Trip policy.find out more →
Essential Travel is a trading name of Holiday Extras Cover Ltd. Holiday Extras Cover Ltd is authorised and regulated by the Financial Conduct Authority and is registered in England and Wales. Registered address: Ashford Road, Newingreen, Kent CT21 4JF. Company number 05058680.
Holiday Extras Cover Ltd is underwritten by Travel Insurance Facilities plc which is authorised and regulated by the Financial Conduct Authority. Registered address 2nd Floor, 1 Tower View, Kings Hill, West Malling, Kent. ME19 4UY. Company number 03220410.