What Is a Pre-Existing Medical Condition?

Do you have a pre-existing medical condition that you need to declare to your travel insurance provider? Get advice on pre-existing medical conditions.
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From only £28.58 per Week
From only £28.58 per Week
If you're planning on going abroad for your Big Day, you can add extra wedding cover to your Single, Annual Multi or Backpacker Trip policy that specifically covers accidental loss, theft or damage to your wedding attire, rings, gifts or photos to help ensure that your special day is everything it's meant to be.
Wedding cover will add extra protection for:
To add the extra Wedding cover to your policy simply:
We offer travel insurance for trips within the UK, Europe and Worldwide, and 3 trip types: Single Trip, Annual Multi Trip or Backpacker so you only pay for the level of cover you need. You can also add extra protection for pre-existing medical conditions, sports, golf, cruises and winter sports.
Customers have scored Essential Travel 8.5 (ratings from 0-10) based on 1551 reviews.
About to tie the knot? Then you'll need a few ideas for the best destinations for your stag or hen's night, and of course the much-anticipated honeymoon. Read More
We offer travel insurance for trips within the UK, Europe and Worldwide, and 3 trip types: Single Trip, Annual Multi Trip or Backpacker so you only pay for the level of cover you need.
If you have a pre-existing medical condition it's vital that you declare it or you could invalidate your entire policy. Insurers don't like to think that you've hidden things from them and you may be surprised to find out that many common medical conditions such as allergies can be added without any additional cost.
A decent policy will include cover for many sporty or adventure activities as standard. However the more adventurous or dangerous the activity, like winter sports, the more likely it is that you will need to purchase additional sports insurance. You can customise your policy further a number of other specialist add-ons.
By adding Winter Sports to your Single, Annual or Backpacker policy you can take part in over 26 winter sports and be covered for:
Medical: you will be covered for emergency medical expenses that occur should you have an accident and require medical attention including cover for mountain rescue, helicopter rescue costs and repatriation
Equipment: Winter Sports cover also provides peace of mind against any theft, loss or damage to your personal or hired equipment as well as any pre-paid fees.
winter sports cover →Regardless of your handicap, cover for your golf equipment and pre-paid green fees can be added to your policy giving you nothing else to work on except your game.
Simply add extra golf protection to your Single, Annual Multi or Backpacker Trip policy to add extra protection for:
Self employed or working for a company, if you travel for work you can add extra protection against accidental loss, theft or damage to your business equipment to your Single, Annual Multi or Backpacker Trip policies.
Business cover protects equipment such as cameras, mobiles, laptops that you may need to work or have with you in meetings.
business trip insurance →Sail the seas worry-free by adding extra cover for missed port, cabin confinement and unused excursions to any of our Single, Annual Multi or Backpacker Trip travel insurance policies.
Cruise cover will add extra protection for:
If you're planning on tying the knot abroad, extra cover for accidental loss, theft or damage to your your wedding clothes, rings, gifts and photos can be added to your Single, Annual Multi or Backpacker Trip policy, to help ensure that your special day is everything it's meant to be.
Should you need to claim on your travel insurance, an Excess is the amount that you'll have to pay before we pick up the rest of the bill.
Avoid paying any excesses by adding the Excess Waiver option to your Single, Annual Multi or Backpacker Trip policy.
find out more →If you've packaged your holiday yourself (without the help of a travel agent) add the Indepentent Traveller add-on will provide cover for additional scenarios such as:
Customers have scored Essential Travel 8.5 (ratings from 0-10) based on 1551 reviews.
Total Rating: 5/5
This website made the mundane task of sorting insurance out very simple indeed. I selected my choices, was offered it at a great price and immediately received confirmation of my policy. Have used them before and would recommend them to anybody.
Mr Balsom - March, 3 2014
Total Rating: 5/5
I found essential travel insurance ideal for my requirements short trips or longer holidays are catered for easy to arrange and good prices I would recommend this company for all your travel needs.
Mr Conway - Feb 28, 2014
Total Rating: 5/5
I remembered about travel insurance a couple of days before we travelled. I was able to get a quote immediately online and see 3 levels of cover described clearly and in detail. Having chosen what I wanted I was able to pay easily and had immediate peace of mind for our trip.
Ms. Watson - Feb 25, 2014
Find the right travel insurance for your needs with Essential Travel's Expert Tips:
Do you have a pre-existing medical condition that you need to declare to your travel insurance provider? Get advice on pre-existing medical conditions.
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