USA Travel Insurance

From only £14.81 per week.


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Trading As Essential Travel

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Essential Travel Ltd Superior Cover

Whether you're skiing in Vermont, exploring Times Square or unwinding on one of Hawaii's beautiful beaches, Essential can see to your travel insurance needs for the USA.

Which Policy Do I Need?

Policy Type Why choose this policy?
Single Trip 1 single trip for a maximum of 87 days up to the age of 65
1 single trip for a maximum of 31 days from 66 - 74 years
Can be purchased up to 365 days in advance
Annual Multi trip Unlimited trips for 12 months
45 days maximum per trip for travellers under 65 years of age
31 days maximum per trip for travellers aged 65 - 74 years
Can be purchased up to 31 days in advance
Backpacker Up to 2 years of travel
Travellers aged between 19 - 55 years
Can be purchased up to 60 days in advance

Are you over the age of 74? You can still travel with our holiday insurance for over 74s.

Customise your policy to your needs

You can tailor your policy according to your travel needs:


Experts' Top Tip - If you are going to the USA for skiing season, it is well worth adding Winter Sports Insurance to cover you for injuries while participating in skiing, snowboarding, piste closure, lift passes and more.

Which destinations am I covered for?

When travelling to the USA with the correct policy, you will be covered for travel in the North America and Caribbean as well as other worldwide destinations that are considered safe for travel by the Foreign and Common Wealth Office (FCO).

Visa Waiver Programme and ESTA

While most British citizens benefit from the Visa Waiver Programme (VWP) and travel to the US for up to 90 days without a visa, it is necessary to apply for an Electronic System for Travel Authorisation (ESTA) at least 72 hours before your flight. It is compulsory to have a valid ESTA when entering the US. For more information, read our ESTA Q&A.

Medical Conditions

UK, Europe and Worldwide

Medical Emergencies

Baggage Cover

24/7 Emergency Helpline

Single, Annual and Backpacker

Annual Multi Trip Travel Insurance

Annual Multi Trip Travel Insurance

Annual Multi Trip insurance is the ideal option for those who want comprehensive cover for all their trips this year, even those last minute adventures abroad.

Single Trip Travel Insurance

Single Trip Travel Insurance

Comprehensive holiday insurance for those aged up to 74 years old for up to 87 days continuous travel no matter where you travel - UK, Europe and Worldwide.

Extra Cover

From hazardous activities such as bungee jumping and skydiving to weddings, cruises, independent travellers, excess waivers and business insurance. We have you covered.

What Is a Pre-Existing Medical Condition?

What Is a Pre-Existing Medical Condition?

Do you have a pre-existing medical condition that you need to declare to your travel insurance provider? Get advice on pre-existing medical conditions.

When is The Best Time to Buy Travel Insurance?

When is The Best Time to Buy Travel Insurance?

Essential Travel recommends the best time to purchase your travel insurance to make sure your holiday is fully covered and you get the most from your policy.

How To Save on Your Holiday Abroad

How To Save on Your Holiday Abroad

Learn how to cut costs on your holiday insurance & receive exclusive travel insurance discounts. Cover for medical emergencies, cancellation and lost luggage.

Do You Need to Declare a Medical Condition?

If you have a pre-existing medical condition it’s vital that you declare it or you could invalidate your entire policy. Insurers don’t like to think that you’ve hidden things from them and you may be surprised to find out that many common medical conditions such as allergies can be added without any additional cost. What’s more, you even have the option to declare a condition but then exclude it from your policy. What this means is that you’ve told your insurer about your condition but decided not to cover it, so you will be covered medically for anything unrelated to that condition.

Winter Sports

By adding Winter Sports to your Travel Insurance to USA you can take part in over 26 winter sports and be covered for:

Medical: you will be covered for emergency medical expenses that occur should you have an accident and require medical attention including cover for mountain rescue, helicopter rescue costs and repatriation

Equipment: Winter Sports cover also provides peace of mind against any theft, loss or damage to your personal or hired equipment as well as any pre-paid fees.

winter sports cover → winter sports cover →

Golf

No matter how pro you are, cover for your golf equipment and pre-paid green fees can be added to your USA holiday insurance giving you nothing else to work on except your game.

Simply add extra golf protection to your Single, Annual Multi or Backpacker Trip policy to add extra protection for:

  • Your Personal Equipment up to £1000
  • Hired Equipment up to £200
  • Pre-paid Green Fees up to £300
golf trip insurance →

Business

Self employed or working for a company, if you travel to the USA you can add extra protection against accidental loss, theft or damage to your business equipment to your Single, Annual Multi or Backpacker Trip policies.

Business cover protects equipment such as cameras, mobiles, laptops that you may need to work or have with you in meetings.

business trip insurance →

Cruise

Sail the seas worry-free by adding extra cover for missed port, cabin confinement and unused excursions to any of our Single, Annual Multi or Backpacker Trip travel insurance policies.

Cruise cover will add extra protection for:

  • Extended baggage cover up to £3,500
  • Missed shore trips up to £500
  • Cabin confinement (due to illness) up to £600
  • Valuables up to £700
cruise insurance →

Wedding

If you're planning on tying the knot abroad, extra cover for accidental loss, theft or damage to your your wedding clothes, rings, gifts and photos can be added to your Single, Annual Multi or Backpacker Trip policy, to help ensure that your special day is everything it’s meant to be.

  • Wedding Clothes up to £1500 per person
  • Wedding Gifts up to £1000 per couple
  • Wedding Rings up to £250 per person
  • Wedding Photographs up to £750 per person
wedding travel insurance →

Excess Waiver

Should you need to claim on your travel insurance, an Excess is the amount that you'll have to pay before we pick up the rest of the bill.

Avoid paying any excesses by adding the Excess Waiver option to your Single, Annual Multi or Backpacker Trip policy.

find out more →

Independent Traveller

If you've packaged your holiday yourself (without the help of a travel agent) add the Indepentent Traveller add-on will provide cover for additional scenarios such as:

  • Extended Cancellation and Curtailment: If you need to cancel or return home early because your booked accommodation becomes unreachable and unusable due to a travel ban or evacuation
  • Extended Delayed & Missed Departure: Not only will we pay you for the first 12 hours of delay, we'll also help with pre-paid travel, accomodation & any alternative travel arrangements you may need to make
find out more →

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