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Travel Insurance for the USA

Worldwide (inc. North America and Caribbean)
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  5. For UK and ROI residents only
  6. If you are aged 75 or over please visit our partner Vital Health

From only £14.81 per Week

  • Hawaii, Alaska & Canada
  • Adults up to 74 years old*
  • Up to £10 million Medical Expenses

From only £14.81 per Week

Holiday Insurance for the USA

Whether you're skiing in Vermont, exploring Times Square or unwinding on one of Hawaii's beautiful beaches, Essential can see to your travel insurance needs for the USA.

Which Policy Do I Need?

Policy Type Why choose this policy?
Single Trip 1 single trip for a maximum of 87 days up to the age of 65
1 single trip for a maximum of 31 days from 66 - 74 years
Can be purchased up to 365 days in advance
Annual Multi trip Unlimited trips for 12 months
45 days maximum per trip for travellers under 65 years of age
31 days maximum per trip for travellers aged 65 - 74 years
Can be purchased up to 31 days in advance
Backpacker Up to 2 years of travel
Travellers aged between 19 - 55 years
Can be purchased up to 60 days in advance

Are you over the age of 74? You can still travel with our holiday insurance for over 74s.

Customise your policy to your needs

You can tailor your policy according to your travel needs:

  • 4 types of cover (Standard, Essential, Essential Plus, Superior)
  • Add extra cover (pre-existing medical conditions, golf and cruise cover)
  • Choose between 4 Sports Grades (Grade 1 sports are covered at no extra cost)

Experts' Top Tip - If you are going to the USA for skiing season, it is well worth adding Winter Sports Insurance to cover you for injuries while participating in skiing, snowboarding, piste closure, lift passes and more.

Which destinations am I covered for?

When travelling to the USA with the correct policy, you will be covered for travel in the North America and Caribbean as well as other worldwide destinations that are considered safe for travel by the Foreign and Common Wealth Office (FCO).

Visa Waiver Programme and ESTA

While most British citizens benefit from the Visa Waiver Programme (VWP) and travel to the US for up to 90 days without a visa, it is necessary to apply for an Electronic System for Travel Authorisation (ESTA) at least 72 hours before your flight. It is compulsory to have a valid ESTA when entering the US. For more information, read our ESTA Q&A.

Travel Insurance Reviews

Customers have scored Essential Travel 8.5 (ratings from 0-10) based on 1551 reviews.

5 Easy Steps to Book Online

Booking online is quick and easy, even for first timers. All you need to do is:

Book your Travel Insurance in 5 easy steps

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Add Extra Cover

You can customise your policy further with pre-existing medical condition cover, sports and a number of other specialist add-ons.

Do You Need to Declare a Medical Condition?

If you have a pre-existing medical condition it’s vital that you declare it or you could invalidate your entire policy. Insurers don’t like to think that you’ve hidden things from them and you may be surprised to find out that many common medical conditions such as allergies can be added without any additional cost. What’s more, you even have the option to declare a condition but then exclude it from your policy. What this means is that you’ve told your insurer about your condition but decided not to cover it, so you will be covered medically for anything unrelated to that condition.

Find the right travel insurance for your needs with Essential Travel's Expert Tips: