Travel Insurance for your trip to Turkey

Freedom to explore for up to 2 years from just £8/month test

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Right for you?

Nestled between Europe, the middle east and Asia; Turkey is a fascinating mix of old and new. Invaded and settled from every direction since recorded history, you will find remnants of Roman, Greek and Ottoman Empires laying among modern Western metropolis. This rich, historic legacy, mixed with an eclectic cuisine and beautiful coastline make it one of the world's leading holiday destinations. With flights taking just a few hours, Brits can immerse themselves in Turkish culture, explore historic cities or soak up the sun on some of the world's most beautiful beaches.

Whether you plan to visit Istanbul, explore the ancient city of Ephesus or simply relax on the beach; you will want to ensure you are sufficiently covered should anything happen. Our travel insurance to Turkey can cover you for emergency medical expenses, pre-existing medical conditions, holiday cancellation, personal belongings and over 100 sports.

Essential Travel insurance can cover you for:

Turkey is a popular destination for cruises, those taking a family holiday and backpackers alike. And with any holiday, you will want to ensure you are sufficiently covered in case of emergency. Our travel insurance for Turkey provides comprehensive cover for your trip, no matter how long you are away.

Destination - Europe or Worldwide?

Europe - Located to the far east of Europe and on the edge of Asia, Turkey can cause some confusion when looking for the right level of cover. With Essential Travel, you will need to select your destination as Europe including Turkey. It is also important to note that an EHIC will not be accepted in Turkey.

Cancellation and curtailment

If you are forced to cancel your trip to Turkey before it even begins or cut it short for reasons beyond your control, our travel insurance can help you recover the costs for unused travel, accommodation and other pre-paid expenses and arrangements. If you are booking through a travel agent ensure that they are ABTA protected.

Missed or delayed departures

On selected policies you can claim up to £1,000 per person if you miss a train, ferry or flight due to circumstances beyond your control, such as industrial action, adverse weather conditions and closure of airspace.

Cover for baggage and belongings

We tend to take more than we realise on our holidays; mobile phones and electronic devices to keep ourselves entertained on long trips, money, passports and tickets, the list goes on. But no matter where you travel you are always at risk of losing, damaging or having your baggage and belongings stolen, and travelling to Turkey can be no different. With our holiday insurance for Turkey, you can cover your baggage and belongings for up to £2,000 so if anything was to happen, you know we have it covered. What is more, all our policies come with 24/7 emergency contact, so you can ring anytime, any day.

Sports and hazardous activities

If you're a lover of water sports, Turkey's coastline can offer endless possibilities. With activities such as scuba diving, windsurfing and mountain biking, Turkey is a great destination for an adventure holiday. What's more, our cheapest travel insurance for Turkey will automatically cover you for over 100 sports and activities as standard, including:

Medical Conditions

UK, Europe and Worldwide

Medical Emergencies

Baggage Cover

24/7 Emergency Helpline

Single, Annual and Backpacker

Single Trip Travel Insurance

Single Trip Travel Insurance

Comprehensive holiday insurance for those aged up to 74 years old for up to 87 days continuous travel no matter where you travel - UK, Europe and Worldwide.

Family Travel Insurance

Family Travel Insurance

Book the entire family on just one policy and everyone can benefit from our comprehensive cover, no matter where you travel. Can be added to UK, Europe and Worldwide policies.

Scuba Diving Insurance

Whether you're an amateur or a more seasoned scuba diver, exploring the underwater world is an amazing experience. We can cover your trip for depths of up to 50m.

As with all our policies you have the choice of three different types of trip to Turkey:

Single Trip

A single trip policy can cover a UK resident aged up to 74 years old for 87 days continuous travel.

For those aged over 74, please visit our specialist over 74's travel insurance page.

Annual Multi Trip

If you plan on making more than two trips within the next 365 days, and not including a holiday to Turkey, it may be best to compare quotes with our <"/travelinsurance/annual-travel-insurance.html">annual multi-trip policy. To decide which will work out better value for you, you can switch between the price of a single and annual multi-trip policy when you receive your quote.


Our backpacker travel insurance is valid for up to 2 years continual cover and includes working and volunteering abroad. This is one of the most popular choices for those travelling around Europe or on their round the world trip.

Turkey is bordered by eight countries and has a coastline on the Mediterranean, the Black Sea and the Aegean. As a result, its magnificent coastline offers a wide range of water sports, while its rolling hills and vast, open spaces attract mountain bikers and hikers all year round.

An Essential Travel insurance policy, can cover you for over 100 sports as standard at no extra cost, providing that you are taking part in a non-professional capacity. For the more adventurous travellers in Turkey, you will be able to add higher risk sports and activities to your policy as you make your way through the booking process.

All sports and activities are assigned a sports grade that corresponds to the level of risk involved. The more extreme the sport, the higher the grade you will need.

As a guide, below you will find the type of activity you can expect from each sports grade:

  • Sports Grade 1 - Activities like cycling, jet-skiing and kayaking don't require extra cover. We cover 110 sports at no extra cost.
  • Sports Grade 2 - Activities such as bungee jumping, safari and motorcycling require extra sports cover to be added to your policy.
  • Sports Grade 3 - More risky activities such as paragliding and tandem sky diving require extra sports cover to be added to your policy.
  • Sports Grade 4 - High risk activities such as canyoning and rock climbing require the highest level of sports cover.

It is very important that you declare a pre-existing medical condition to us when you take out an insurance policy for Turkey. Failure to declare a medical condition which you later claim on could invalidate your entire policy. If you are unsure if your condition is covered, simply follow our online medical screening process when you get to our booking page.

What is a pre-existing medical condition?

Pre-existing medical conditions are those that existed before an insurance policy was taken out. Any disease or illness for which you have ever received medication, advice or treatment or experienced symptoms for.

You can add up to as many as 8 people to a single insurance policy with Essential. You can select the number of people you wish to cover at the start of your quote.

British Nationals need a visa to travel to Turkey (except for cruise ship passengers with 'British Citizen' passports entering the country for a day trip, remaining in the port of embarkation and returning to the ship the same day). If you are a visiting tourist to Turkey or on business, you will need to buy an e-Visa online before you travel. Only use the official e-Visa website. Avoid unauthorised websites as they may charge an additional fee.
If you don't have an e-Visa you can still buy a visa on arrival for £20 in cash, although the visa on arrival service is due to be phased out*.
Buying an e-Visa before you travel will avoid possible problems or delays at the Turkish border, or when boarding your flight in the UK. See Entry requirements.

*Correct as of November 2019.

It may be best to buy travel insurance to Turkey as soon as you have booked any accommodation and transport to ensure you benefit from immediate cancellation protection. Our cancellation and curtailment policy can cover events such as the death, bodily injury or serious illness to you, a travelling companion and close relatives. For a full breakdown of what is covered, please read our Policy Guide.

No - Unfortunately, the UK does not have an agreement in place with Turkey regarding health care. As a result, an EHIC will not be valid, so it is important to remember to buy a comprehensive travel insurance policy when visiting turkey.
Do ensure you buy or renew your EHIC through an official website such as the NHS website, where the service is free. Some websites will charge.

What Is a Pre-Existing Medical Condition?

What Is a Pre-Existing Medical Condition?

Do you have a pre-existing medical condition that you need to declare to your travel insurance provider? Get advice on pre-existing medical conditions.

When is The Best Time to Buy Travel Insurance?

When is The Best Time to Buy Travel Insurance?

Essential Travel recommends the best time to purchase your travel insurance to make sure your holiday is fully covered and you get the most from your policy.

How To Save on Your Holiday Abroad

How To Save on Your Holiday Abroad

Learn how to cut costs on your holiday insurance & receive exclusive travel insurance discounts. Cover for medical emergencies, cancellation and lost luggage.

Do I need extra cover for sports and hazardous activities for Turkey?

If you want to take part in sports and activities while you're on holiday in Turkey you may need to add additional cover to your policy. But you may be in luck, even our cheap travel insurance option covers over 100 sports and activities as standard. After selecting your policy you will then have the option to add additional activities and sports.
For a full list of sports grades, please take a look at page 16 of our policy document.

Scuba Diving

Turkey is a popular destination for those who want to scuba dive. Crystal clear, warm waters, hidden caves and sea life can be enjoyed all year round, and whether you're a seasoned diver or an amateur you can benefit from our Scuba Diving cover no matter which policy you take.

Scuba Diving up to depths of 20m is automatically covered with our cheapest travel insurance option.
Those planning on scuba diving to depths of up to 30m (Grade 2) or 50m (Grade 3) will need extra cover; this can be added as you make your way through the booking process.

Scuba diving is covered to the confirmed depths per Grade provided you are diving under the direction of an accredited Marshall, instructor or guide. If you are suitably qualified and are not diving alone, cover is provided within the guidelines of the relevant diving or training agency or organisation as confirmed below:

Scuba Diving by yourself is not covered with our travel insurance.

Winter Sports

Adding Winter Sports cover to your Single, Annual Multi trip or Backpacker travel insurance policy will allow you to take part in over 25 winter sports while you are in Turkey, as well as providing:

Medical Cover: you will be covered for emergency medical expenses that occur should you have an accident and require medical attention including cover for mountain rescue, helicopter rescue costs and repatriation

Equipment: Winter Sports cover also provides peace of mind against any theft, loss or damage to your personal or hired equipment as well as any pre-paid fees.

winter sports cover → winter sports cover →


If you're hitting the fairway in Turkey, we can cover your golf equipment and pre-paid green fees. These can be added to your policy giving you nothing else to work on except your game.

Add extra golf protection to your Single, Annual Multi or Backpacker Trip policy to add extra protection for:

  • Your Personal Equipment up to £1000
  • Hired Equipment up to £200
  • Pre-paid Green Fees up to £300
golf trip insurance →


Self employed or working for a company, if you are travelling to Turkey for work you can add extra protection against accidental loss, theft or damage to your business equipment to your Single, Annual Multi or Backpacker Trip policies.

Business cover protects equipment such as cameras, mobiles, laptops that you need to work or have with you in meetings.

business trip insurance →


If you're sailing to Turkey by cruise ship, ensure you add extra cover for missed port, cabin confinement and unused excursions. This can be added to any of our Single, Annual or Backpacker Trip travel insurance policies.

Cruise cover will add extra protection for:

  • Extended baggage cover up to £3,500
  • Missed shore trips up to £500
  • Cabin confinement (due to illness) up to £600
  • Valuables up to £700
cruise insurance →


If you're planning on tying the knot in Turkey, extra cover for accidental loss, theft or damage to your wedding clothes, rings, gifts and photos can be added to your travel insurance policy, to help ensure that your special day is everything it’s meant to be.

  • Wedding Clothes up to £1500 per person
  • Wedding Gifts up to £1000 per couple
  • Wedding Rings up to £250 per person
  • Wedding Photographs up to £750 per person
wedding travel insurance →

Excess Waiver

Should you need to claim on your travel insurance an Excess is the amount that you'll have to pay before we pick up the rest of the bill.

Avoid paying any excesses by adding the Excess Waiver option to your Single, Annual Multi or Backpacker Trip policy.

find out more →

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Essential Travel is a trading name of Holiday Extras Cover Ltd. Holiday Extras Cover Ltd is authorised and regulated by the Financial Conduct Authority and is registered in England and Wales. Registered address: Ashford Road, Newingreen, Kent CT21 4JF. Company number 05058680.

Holiday Extras Cover Ltd is underwritten by Travel Insurance Facilities plc which is authorised and regulated by the Financial Conduct Authority. Registered address 2nd Floor, 1 Tower View, Kings Hill, West Malling, Kent. ME19 4UY. Company number 03220410.