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Trekking Insurance

Covered on Multiple Sports Grades
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  5. For UK and ROI residents only
  6. If you are aged 75 or over please visit our partner Vital Health

From only £12.06 per Week

  • Trekking up to 6000m
  • Liability Cover - Low Altitudes
  • Single, Annual or Backpacker trips

From only £12.06 per Week

Holiday Insurance for Trekking

Trekking can be both a physically and spiritually rewarding experience. What's more, it gives you a breathtaking view of the world below. Trekking is insured in our Single Trip, Annual Multi Trip and Backpacker policies at no extra cost as a Grade 1 activity. For Trekking above 2500 metres, you will need to add extra sports cover to your Single Trip, Annual Multi Trip or Backpacker policy.

Trekking at high altitudes requires several safety precautions. Changes in atmospheric pressure as you ascend may affect your body, your trekking ability and your health. All these factors make you more susceptible to illnesses and injuries. Take out reliable and affordable travel insurance and stay protected during your adventure.

Trekking cover expects that you

  • Always use appropriate safety gear and clothing during your treks
  • Avoid behaviour that exposes you to needless danger

What Sports Grade Do I Need?

Trekking is covered in 3 of our Sports Grades. In order to get appropriate trekking cover, see the table below:

Sports Grade 1 Sports Grade 2 Sports Grade 4
under 2,500 metres
Trekking / Rambling
between 2,501metres - 4,000 metres
between 4,001 metres - 6,000 metres

Coverage for each Sports Grade

Sports Grade Medical Excess Personal Accident Limit Personal Liability
Sports Grade 1 (up to 2,500 metres) £75 - £125 £7500 - £30,000 £500,000 - £2 million
Sports Grade 2 (between 2,501 metres and 4,000 metres) £300 reduced by 50% Excluded
Sports Grade 4 (between 4,001 metres and 6,000 metres) £600 reduced by 50% Excluded

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Add Extra Cover

You can customise your policy further with pre-existing medical condition cover, sports cover and a number of other specialist add-ons.

Do You Need to Declare a Medical Condition?

If you have a pre-existing medical condition it’s vital that you declare it or you could invalidate your entire policy. Insurers don’t like to think that you’ve hidden things from them and you may be surprised to find out that many common medical conditions such as allergies can be added without any additional cost. What’s more, you even have the option to declare a condition but then exclude it from your policy. What this means is that you’ve told your insurer about your condition but decided not to cover it, so you will be covered medically for anything unrelated to that condition.

Do You Need Extra Sports or Specialist Cover?

A decent policy will include cover for many sporty or adventure activities as standard. However the more adventurous or dangerous the activity, like winter sports, the more likely it is that you will need to purchase additional sports insurance. You can customise your policy further a number of other specialist add-ons.

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