Your Holiday Insurance, Our Expertise.
The Superior policy is your fully comprehensive travel insurance policy and is our best seller.
A Superior policy covers you for everything listed in our policies to the highest amounts, all with the lowest excesses. It includes cover for carrier failure and loss of hotel facilities which are unavailable on any of our other policies.
Please note: This cover level is not available on Backpacker policies.
|Emergency medical and other expenses
including emergency assistance services
|up to £10,000,000||£75|
|Personal liability||up to £2,000,000||£75|
|Legal assistance and expenses||up to £25,000||£75|
|Missed departure||up to £1,000||£75|
|Personal accident||loss of limbs or sight (aged 64 and under)||permanent total disablement (aged 64 and under)||death benefit (under 16)||death benefit (aged 16-64)||death benefit (over 64)||Max benefit £30,000||£30,000||£30,000||£4,000||£30,000||£4,000||nil|
|Hospital benefit||£60 per day up to £1,200||nil|
|Hijack||£100 per day up to £1,000||nil|
|Mugging||£100 per day up to £1,000||nil|
|Kennel/cattery fees||£20 excess up to £200||nil|
|Cancellation or curtailment||up to £5,000||£75 (poud ;10 loss of deposit)|
|Baggage and personal effects||single item limit||valuables||passport||delayed baggage||up to £2,000||£300||£300||up to £350||up to £200 (£50/24hours)||£75|
|Personal money||cash limit||cash (aged under 16)||up to £400||£250||£100||£75|
|Golf Equipment||up to £1,000|
|Golf Equipment Hire||£20 per day up to £200||£75|
|Green Fees||£75 per day up to £300||£75|
|Ski equipment||owned||hired||single item limit||
up to £750
|up to £500||£250||£75|
|Ski hire||£30 per day up to £510||nil|
|Ski pack||£300 lift pass up to £600||nil|
|Piste closure||£50 per day up to £500||nil|
|Equipment||single article limit||£750||£500||£75|
|Extended Baggage||single article limit||valuables||£3,500||£750||£700||£75|
|Missed Shore||per trip||£500||£50||nil|
|Rings (per person)||£250||£75|
|Gifts (per couple)||£1,000||£75|
|Attire (per person)||£1,500||£75|
|Extended Delayed Departure||£200||£75|
|Extended Missed Departure||£1,000||£75|
Essential Travel is a trading name of Holiday Extras Cover Ltd. Holiday Extras Cover Ltd is authorised and regulated by the Financial Conduct Authority and is registered in England and Wales. Registered address: Ashford Road, Newingreen, Kent CT21 4JF. Company number 05058680.
Holiday Extras Cover Ltd is underwritten by Travel Insurance Facilities plc which is authorised and regulated by the Financial Conduct Authority. Registered address 2nd Floor, 1 Tower View, Kings Hill, West Malling, Kent. ME19 4UY. Company number 03220410.