Superior Travel Insurance

Your Holiday Insurance, Our Expertise.


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The Superior policy is your fully comprehensive travel insurance policy and is our best seller.

A Superior policy covers you for everything listed in our policies to the highest amounts, all with the lowest excesses. It includes cover for carrier failure and loss of hotel facilities which are unavailable on any of our other policies.

Please note: This cover level is not available on Backpacker policies.

Superior Cover (per person)

Benefit Limit Excess
Emergency medical and other expenses
including emergency assistance services
up to £10,000,000 £75
Personal liability up to £2,000,000 £75
Legal assistance and expenses up to £25,000 £75
Missed departure up to £1,000 £75
Personal accident
loss of limbs or sight (aged 64 and under) permanent total disablement (aged 64 and under) death benefit (under 16) death benefit (aged 16-64) death benefit (over 64) Max benefit £30,000 £30,000 £30,000 £4,000 £30,000 £4,000 nil
Hospital benefit £60 per day up to £1,200 nil
Hijack £100 per day up to £1,000 nil
Mugging £100 per day up to £1,000 nil
Kennel/cattery fees £20 excess up to £200 nil
Cancellation or curtailment up to £5,000 £75 (poud ;10 loss of deposit)
Baggage and personal effects single item limit valuables passport delayed baggage up to £2,000 £300 £300 up to £350 up to £200 (£50/24hours) £75
Personal money
cash limit cash (aged under 16) up to £400 £250 £100 £75

Choose from these Extras to tailor your travel insurance

Golf Cover

Benefit Limit Excess
Golf Equipment up to £1,000
Golf Equipment Hire £20 per day up to £200 £75
Green Fees £75 per day up to £300 £75

Winter Sports Cover

Benefit Limit Excess
Ski equipment owned hired single item limit
up to £750
up to £500 £250 £75
Ski hire £30 per day up to £510 nil
Ski pack £300 lift pass up to £600 nil
Piste closure £50 per day up to £500 nil

Business Insurance

Benefit Limit Excess
Equipment
single article limit £750
£500 £75

Cruise Insurance

Benefit Limit Excess
Extended Baggage single article limit valuables £3,500
£750
£700 £75
Missed Shore
per trip £500
£50 nil
Confinement
per day £600
£100 nil
Excursions £500 £75

Wedding Insurance

Benefit Limit Excess
Rings (per person) £250 £75
Gifts (per couple) £1,000 £75
Attire (per person) £1,500 £75
Photographs £750 £75

Independent Taveller Insurance

Benefit Limit Excess
Extended Cancellation £5,000 £75
Extended Delayed Departure £200 £75
Extended Missed Departure £1,000 £75
Accommodation £5,000 £75

Essential Travel is a trading name of Holiday Extras Cover Ltd. Holiday Extras Cover Ltd is authorised and regulated by the Financial Conduct Authority and is registered in England and Wales. Registered address: Ashford Road, Newingreen, Kent CT21 4JF. Company number 05058680.

Holiday Extras Cover Ltd is underwritten by Travel Insurance Facilities plc which is authorised and regulated by the Financial Conduct Authority. Registered address 2nd Floor, 1 Tower View, Kings Hill, West Malling, Kent. ME19 4UY. Company number 03220410.