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Over 74s Travel Insurance

Simply because you're a senior citizen, doesn't mean you shouldn't travel. Essential Travel has teamed up with Travel Insurance Vital Health Ltd to provide specialist over 74 medical travel insurance. Cover is available for those aged over 74 up to 95 years old.

* If you are between 66 and 74, please see our Over 65s travel insurance page for competitive and comprehensive cover.

Tailored Over 74 Policies

Vital Health's over 74 travel insurance provide single trip and annual multi-trip cover. The policy is tailored to the mature traveller looking for great holiday cover.

Comprehensive Cover

Here are some benefits with Vital Health's Travel Insurance cover:

Cover Single Trip Multi Trip
Emergency medical expenses £10 million £10 million
Repatriation to your home country Included Included
Cancellation & Curtailment £2,500 £2,500
Baggage up to £2,000 up to £2,000
Missed departure £1,000 £1,000
Baggage and Personal Effects £2,000 £2,000
Hospital Benefit £1,000 £1,000
Policy Excess* £75 £75

* See policy for details

Medical Conditions

Vital Health cover is ideal for travellers aged 74 years and above by providing medical travel insurance with extra cover offered for pre-existing medical conditions and disabilities.

The pre-existing conditions covered include:

  • Diabetes
  • Arthritis
  • Asthma
  • Cancer
  • Heart conditions
  • Stroke
  • Multiple sclerosis
  • High blood pressure
  • High cholesterol
and many more.

24 Hour Assistance

With Vital Health's over 74's travel insurance, you'll never be far from assistance with the 24-hour medical emergency helpline service provided.

Authorised Retirement Insurance

When you enter the Vital Health website or telephone you will be dealing with NJ Heritage Partnership Ltd who are authorised and regulated by the Financial Services Authority (FSA registration number 309297).

During the Vital Health quote engine you:

  • Step 1 - Enter trip details
  • Step 2 - Get a quote
  • Step 3 - Select your insurance and extras
  • Step 4 - Enter personal details
  • Step 5 - Complete the medical screening

Travel Insurance Reviews

Customers have scored Essential Travel 8.5 (ratings from 0-10) based on 1551 reviews.

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