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Travel Insurance for over 70s

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  5. For UK and ROI residents only
  6. If you are aged 75 or over please visit our partner Vital Health

From only £22.69 per Week

  • Adults up to 74 years old
  • Single Trip & Annual Multi Trip
  • Pre-existing medical cover

From only £22.69 per Week

Just because you’ve reached your 70’s doesn’t mean you want to stop travelling; if anything you will have more time to do so. At Essential Travel we offer seniors travel insurance to those up to the age of 74 years old which will ensure you are comprehensively covered, no matter where you travel. What is more, we also provide travel insurance for those with medical conditions, many of which will come at no extra cost.

Holiday Insurance for Over 70s

If you are a pensioner or senior citizen wanting to see more of the world, you will want to ensure you have the best travel insurance in place should anything happen. Essential Travel’s holiday insurance for the over 70’s is ideal for those who need single or annual multi-trip insurance. We can also cover for pre-existing medical conditions and also provide specialist Cruise Travel Insurance.

While travel insurance for pensioners and senior citizens can be more expensive, it doesn’t mean you have to miss out on a holiday. If you are going away, it is very important that you find travel insurance to suit your needs. At Essential Travel we can provide competitive and comprehensive cover for those aged up 74 years old.

If you are aged 75 and older you can still find cover with our specialist provider Vital Health Ltd who provide travel insurance for seniors.

All travel insurance policies include:

  • Medical Expenses cover ranging from £2.5 million to £10 million
  • Hospital Benefit cover ranging from £300 to £1,200 per day
  • Personal Accident cover ranging from £7,500 to £30,000

Duration: Single and Annual Multi-trip policies for those up to the age of 75 can only be for a maximum of 31 days.

Useful information

Declaring a medical condition

Should you have a medical condition that you need covered as a part of your policy, you will be given the option to add this as you make your way through the booking form above. On the next page you will be linked to our medical screening process, where we will tailor your policy according to your individual needs. It is very important that you declare these as failure to do so may invalidate your entire policy. Over 70 medical conditions are covered as standard on all of our policies, so if you are unsure, it is best to check.

What is a pre-existing medical condition?

Pre-existing medical conditions are medical conditions that existed before an insurance policy was bought. Any illness or disease for which you have ever received medication, advice or treatment or experienced symptoms for will need to be declared to us.

Medical screening process

If you are declaring a medical condition it is likely that you will be required to fill out a medical screening questionnaire. You may be asked to answer some in-depth, personal questions about your health. While this process can be lengthy, it is a vital step in order to build a comprehensive understanding of your condition and provide you cover tailored specifically to your needs.

Cruise travel insurance

Whether you’ve sailed the seas many times or are about to embark on your maiden voyage, you can add extra cover specifically designed for cruise holidays so you can set sail, worry free. As you make your way through the booking form above, you will be asked to add any additional cover and it is here you will be able to include Cruise Travel Insurance.

Cruise cover provides extra protection:

  • Extended baggage cover up to £3,500
  • Missed shore trips up to £500
  • Cabin confinement (due to illness) up to £600
  • Valuables up to £700

Travel Insurance Reviews

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Frequently Asked Questions

Find commonly asked questions about over 70's travel insurance by clicking on the questions below.

What is the maximum duration of trip I can take if I am over 70?

What activities and sports are covered as standard with my insurance policy?

What is a pre-existing medical condition?

How does the medical screening process work?

Can I declare and then exclude a pre-existing medical condition from a policy?

We recommend that you let us know about any medical conditions you have, you may even discover that some are included at no extra cost.

You do have the option, if you wish, to declare a medical condition which you can then exclude from the policy. This means that you can be covered for everything else on the policy but will not be able to make a claim for anything related to the medical condition you have declared and then excluded.

No matter how minor you think a medical conditions may be, it is always worth declaring it. Some common ailments are likely to be covered as standard.

Can I buy travel insurance if I am aged 75 or older?

If you are aged 75 and older we can offer comprehensive travel insurance with our chosen partner Vital Health Ltd. For more information, please visit our over 74's travel insurance page.

When should I buy travel insurance?

Cover for pre-existing medical conditions

If you have any pre-existing medical conditions it is very important you declare these as you make your way through the booking process. Failure to declare any medical condition could render the entire policy invalid.

You may be surprised to know that many common medical conditions can be covered at no additional cost to the premium. You will be offered the option to add any medical conditions as you proceed through the booking.

Will I need extra cover for sports and hazardous activities?

Our travel insurance covers over 100 sports and activities as standard on all levels of our policy, but for the more adventurous traveller we can provide hazardous activity cover too. After selecting your policy you will be given the option to add additional activities and sports.

winter sports skier

Winter Sports

Adding Winter Sports cover to your Single, Annual or Backpacker insurance policy allows you to take part in over 25 winter sports, as well as providing:

Medical Cover: you will be covered for emergency medical expenses that occur should you have an accident and require medical attention including cover for mountain rescue, helicopter rescue costs and repatriation

Equipment: Winter Sports cover also provides peace of mind against any theft, loss or damage to your personal or hired equipment as well as any pre-paid fees.

winter sports cover →