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Off Piste Ski Insurance

Off Piste Ski Insurance

Skiing can seem a little crowded when families and novices all pile on piste at once. If you are a seasoned skiier with the skill to ski off piste, Essential Travel caters to you by providing travel insurance for skiing off piste with, and without a guide.

Off Piste Skiing

For off piste skiing too, you may need to add additional Sports Cover.

Off Piste Skiing with a guide
Add Winter Sports to your quote and be covered as standard for Off Piste skiing accompanied by a guide.

Off Piste Skiing without a guide
If you don't want a guide, add Sports Grade 4 and Winter Sports to your policy you will be covered.

Types of Winter Sports Cover

There are 3 types of travel insurance policies available to which Winter Sports can be added:

Single Trip
One trip up to a maximum of 87 days with up to 17 days of winter sports (ages 2 - 65*)
Annual Multi Trip
Multiple trips for year of up to 45 days each with winter sport cover for up to 17 days per year (ages 2 - 65*)
Backpacker Trip
Continuous cover for 2 years with up to 31 days of winter sports cover (ages 19 - 55)

*If you are 65 or older, find out about Travel Insurance for Over 65s.

Winter Sports Medical Cover

In addition to providing you with access to cover for mountain rescue, helicopter rescue and repatriation, your skiing holiday insurance will also cover the following:

Medical Expenses £5 million - £10 million
Hospital Benefit £600 - £1,200
Personal Accident £15,000 - £30,000

Ski Equipment

Off Piste Ski protection includes theft, loss or damage to your personal gear as well as any pre-paid fees.

Feature	Cover Limit	Excess
Replacement or repair of equipment	up to £750	from £75
Loss or damage of hired equipment	up to £510	nil
Closed piste	up to £500	nil
Unused ski packs	up to £600	nil

Additional Winter Sports included

Listed in the table below are a range of ski-related activities and other winter sports that you are covered for at no extra cost with your Winter Sports add-on.

Winter Sports covered in the same quote
Air boarding	Glacier Walking
Big Foot Skiing	Huskey Dog Sledging organised and non-competitive
Blade Skating	Ice Karting
Bum Boarding	Ice Skating
Cross Country/Nordic Skiing	Ice Windsurfing
Dog Sledging	Kick Sledging
Dry Skiing	Langlauf

Ski - blading	Snow mobiling
Skiing - alpine	Snow Shoe Walking
Skiing off piste with a guide	Snow Tubing
Skiing on piste	Tobogganing
Sledging	Winter Walking (using crampons and ice picks only)
Sledging pulled by horse or reindeer as a passenger	Snow boarding

Why our insurance?

Medical Conditions

UK, Europe and Worldwide

Medical Emergencies

Baggage Cover

24/7 Emergency Helpline

Single, Annual and Backpacker

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Tips

What Is a Pre-Existing Medical Condition?

Do you have a pre-existing medical condition that you need to declare to your travel insurance provider? Get advice on pre-existing medical conditions.

When is The Best Time to Buy Travel Insurance?

Essential Travel recommends the best time to purchase your travel insurance to make sure your holiday is fully covered and you get the most from your policy.

How To Save on Your Holiday Abroad

Learn how to cut costs on your holiday insurance & receive exclusive travel insurance discounts. Cover for medical emergencies, cancellation and lost luggage.

Extra Cover:

You can customise your policy further with pre-existing medical condition cover, sports and a number of other specialist add-ons.

Do You Need to Declare a Medical Condition?

If you have a pre-existing medical condition it’s vital that you declare it or you could invalidate your entire policy. Insurers don’t like to think that you’ve hidden things from them and you may be surprised to find out that many common medical conditions such as allergies can be added without any additional cost. What’s more, you even have the option to declare a condition but then exclude it from your policy. What this means is that you’ve told your insurer about your condition but decided not to cover it, so you will be covered medically for anything unrelated to that condition.

Do You Need Extra Sports or Specialist Cover?

A decent policy will include cover for many sporty or adventure activities as standard. However the more adventurous or dangerous the activity, like winter sports, the more likely it is that you will need to purchase additional sports insurance. You can customise your policy further a number of other specialist add-ons.

Winter Sports

Adding Winter Sports cover to your Single, Annual or Backpacker insurance policy allows you to take part in over 25 winter sports, as well as providing:

Medical Cover: you will be covered for emergency medical expenses that occur should you have an accident and require medical attention including cover for mountain rescue, helicopter rescue costs and repatriation

Equipment: Winter Sports cover also provides peace of mind against any theft, loss or damage to your personal or hired equipment as well as any pre-paid fees.

winter sports cover →

Golf

Regardless of your handicap, cover for your golf equipment and pre-paid green fees can be added to your policy giving you nothing else to work on except your game.

Simply add extra golf protection to your Single, Annual Multi or Backpacker Trip policy to add extra protection for:

Your Personal Equipment up to £1000
Hired Equipment up to £200
Pre-paid Green Fees up to £300

golf trip insurance →

Business

Self employed or working for a company, if you travel for work you can add extra protection against accidental loss, theft or damage to your business equipment to your Single, Annual Multi or Backpacker Trip policies.

Business cover protects equipment such as cameras, mobiles, laptops that you may need to work or have with you in meetings.

business trip insurance →

Cruise

Sail the seas worry-free by adding extra cover for missed port, cabin confinement and unused excursions to any of our Single, Annual Multi or Backpacker Trip travel insurance policies.

Cruise cover will add extra protection for:

Extended baggage cover up to £3,500
Missed shore trips up to £500
Cabin confinement (due to illness) up to £600
Valuables up to £700

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Wedding

If you're planning on tying the knot abroad, extra cover for accidental loss, theft or damage to your wedding clothes, rings, gifts and photos can be added to your Single, Annual Multi or Backpacker Trip policy, to help ensure that your special day is everything it’s meant to be.

Wedding Clothes up to £1500 per person
Wedding Gifts up to £1000 per couple
Wedding Rings up to £250 per person
Wedding Photographs up to £750 per person

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Excess Waiver

Should you need to claim on your travel insurance an Excess is the amount that you'll have to pay before we pick up the rest of the bill.

Avoid paying any excesses by adding the Excess Waiver option to your Single, Annual Multi or Backpacker Trip policy.

find out more →

Independent Traveller

If you've packaged your holiday yourself (without the help of a travel agent) add the Indepentent Traveller add-on will provide cover for additional scenarios such as:

Extended Cancellation and Curtailment: If you need to cancel or return home early because your booked accommodation becomes unreachable and unusable due to a travel ban or evacuation
Extended Delayed & Missed Departure: Not only will we pay you for the first 12 hours of delay, we'll also help with pre-paid travel, accomodation & any alternative travel arrangements you may need to make

find out more →

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