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Off Piste Ski Insurance

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  5. For UK and ROI residents only
  6. If you are aged 75 or over please visit our partner Vital Health

From only £39.24 per Week

From only £39.24 per Week

Off Piste Ski Insurance

Skiing can seem a little crowded when families and novices all pile on piste at once. If you are a seasoned skiier with the skill to ski off piste, Essential Travel caters to you by providing travel insurance for skiing off piste with, and without a guide.

Off Piste Skiing

For off piste skiing too, you may need to add additional Sports Cover.

Off Piste Skiing with a guide
Add Winter Sports to your quote and be covered as standard for Off Piste skiing accompanied by a guide.

Off Piste Skiing without a guide
If you don't want a guide, add Sports Grade 4 and Winter Sports to your policy you will be covered.

Types of Winter Sports Cover

There are 3 types of travel insurance policies available to which Winter Sports can be added:

  1. Single Trip
    One trip up to a maximum of 87 days with up to 17 days of winter sports (ages 2 - 65*)
  2. Annual Multi Trip
    Multiple trips for year of up to 45 days each with winter sport cover for up to 17 days per year (ages 2 - 65*)
  3. Backpacker Trip
    Continuous cover for 2 years with up to 31 days of winter sports cover (ages 19 - 55)

*If you are 65 or older, find out about Travel Insurance for Over 65s.

Winter Sports Medical Cover

In addition to providing you with access to cover for mountain rescue, helicopter rescue and repatriation, your skiing holiday insurance will also cover the following:

  • Medical Expenses £5 million - £10 million
  • Hospital Benefit £600 - £1,200
  • Personal Accident £15,000 - £30,000

Experts' Top Tip - Your safety is important if you're taking part in winter sports while away on holiday, so it is compulsory that you wear the appropriate gear to ensure you are covered. Use your head, wear a helmet.

Ski Equipment

Off Piste Ski protection includes theft, loss or damage to your personal gear as well as any pre-paid fees.

Feature Cover Limit Excess
Replacement or repair of equipment up to £750 from £75
Loss or damage of hired equipment up to £510 nil
Closed piste up to £500 nil
Unused ski packs up to £600 nil

Additional Winter Sports included

Listed in the table below are a range of ski-related activities and other winter sports that you are covered for at no extra cost with your Winter Sports add-on.

Winter Sports covered in the same quote
Air boarding Glacier Walking
Big Foot Skiing Huskey Dog Sledging organised and non-competitive
Blade Skating Ice Karting
Bum Boarding Ice Skating
Cross Country/Nordic Skiing Ice Windsurfing
Dog Sledging Kick Sledging
Dry Skiing Langlauf
Ski - blading Snow mobiling
Skiing - alpine Snow Shoe Walking
Skiing off piste with a guide Snow Tubing
Skiing on piste Tobogganing
Sledging Winter Walking (using crampons and ice picks only)
Sledging pulled by horse or reindeer as a passenger
Snow boarding

You may be interested in this magazine article..

Off-piste Skiing Inquiries

Off-piste Skiing Inquiries

Many people wonder whether their ski insurance actually covers off-piste skiing and under what circumstances. Our Q & A team tackles this question to put you at ease. Read More

Add Extra Cover

You can customise your policy further with pre-existing medical condition cover, sports and a number of other specialist add-ons.

Do You Need to Declare a Medical Condition?

If you have a pre-existing medical condition it’s vital that you declare it or you could invalidate your entire policy. Insurers don’t like to think that you’ve hidden things from them and you may be surprised to find out that many common medical conditions such as allergies can be added without any additional cost. What’s more, you even have the option to declare a condition but then exclude it from your policy. What this means is that you’ve told your insurer about your condition but decided not to cover it, so you will be covered medically for anything unrelated to that condition.

Do You Need Extra Sports or Specialist Cover?

A decent policy will include cover for many sporty or adventure activities as standard. However the more adventurous or dangerous the activity, like winter sports, the more likely it is that you will need to purchase additional sports insurance. You can customise your policy further a number of other specialist add-ons.

Travel Insurance Reviews

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