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Long Term Travel Insurance

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  5. For UK and ROI residents only
  6. If you are aged 75 or over please visit our partner Vital Health

From only £29.67 per Year

  • Long term travel insurance
  • UK, Europe & Worldwide
  • Customisable to suit your needs

From only £29.67 per Year

Insurance for Long Term Travel

Spending weeks perfecting the art of relaxation in some tropical paradise can be all the more serene knowing that you're covered for your lengthy holiday. Get a quote for any of the following travel insurance options, the shortest of which can be insure a holiday of up to about 3 months:

Which policy is best for my long term cover?

The best policy for you depends on the holiday that you are planning. The following table compares key features of the Single Trip, Backpacker and Annual Trip types of policies.

Single TripBackpacker TripAnnual Multi Trip
LocationUK, Europe or WorldwideUK, Europe or WorldwideUK, Europe or Worldwide
Cover Periodup to 87 daysup to 2 years31 days per trip
Maximum Ageup to 74 years old19 - 55 years oldup to 74 years old
Number of Trips1 complete trip1 continuous trip with 1 return flightUnlimited trips for 1 year
Sports Grade Cover*Free Sports Grade 1
Add extra cover for Sports Grades 2, 3 and 4
Free Sports Grade 1
Add extra cover for Sports Grades 2, 3 and 4
Free Sports Grade 1
Add extra cover for Sports Grades 2, 3 and 4
Extra OptionsCruising, sports, wintersports, business and weddingsCruising, sports, wintersports, business and weddingsCruising, sports, wintersports, business and weddings
Cover LevelsStandard
Essential Plus
Essential Plus
Essential Plus

The main differences between one option and another are duration, types of cover and levels of cover available to you. All policies are easily customised to your needs.

Optional Insurance Extras for Specific Types of Holiday

Depending what you're up to on your extended vacation, you'll be pleased to know that we cover you for particular kinds of travel. Whether you're taking a slow cruise or hosting an exotic wedding abroad, our cover will make sure you are prepared for unfortunate eventualities. Tailored cover for sporting and business trips available too.

5 Easy Steps to Book Online

Booking online is quick and easy, even for first timers. All you need to do is:

Book your Travel Insurance in 5 easy steps

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Keep in contact from anywhere

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Add Extra Cover

You can customise your policy further with pre-existing medical condition cover, sports and a number of other specialist add-ons.

Do You Need to Declare a Medical Condition?

If you have a pre-existing medical condition it’s vital that you declare it or you could invalidate your entire policy. Insurers don’t like to think that you’ve hidden things from them and you may be surprised to find out that many common medical conditions such as allergies can be added without any additional cost. What’s more, you even have the option to declare a condition but then exclude it from your policy. What this means is that you’ve told your insurer about your condition but decided not to cover it, so you will be covered medically for anything unrelated to that condition.

Do You Need Extra Sports or Specialist Cover?

A decent policy will include cover for many sporty or adventure activities as standard. However the more adventurous or dangerous the activity, like winter sports, the more likely it is that you will need to purchase additional sports insurance. You can customise your policy further a number of other specialist add-ons.

Travel Insurance Reviews

Customers have scored Essential Travel 8.5 (ratings from 0-10) based on 1551 reviews.

Find the right travel insurance for your needs with Essential Travel's Expert Tips: