Grandparents Travel Insurance

Freedom to explore for up to 2 years from just £8/month test


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Holidays are always best spent with family; for this reason our holiday insurance gives senior citizens the reassurance they need when travelling. We cover grandparents up to 74 years old on Single Trip and Annual Multi Trip quotes. If you are travelling with your grandchildren, they can also receive cover on your policy as long as you, or another responsible adult with our children's travel insurance; always accompany those under 18 on Annual policies.

At Essential Travel we offer four destinations areas and three levels of travel insurance policies dependent on the level of cover needed. If you are over 74 years old, please see our Over 74s travel insurance page for more information.

Customise your policy

You have the choice of 3 cover levels and 4 areas of cover so that you only pay for the cover you need.

All our travel insurance policies include:

  • Medical Expenses cover: up to £10 million
  • Hospital Benefit cover: up to £1,200 per day
  • Personal Accident cover: up to £30,000*

*Personal Accident cover is limited for those aged over 65.

Medical Conditions

We provide extra medical cover for Pre-Existing Medical Conditions that you can easily add to your policy. If you want to add extra medical cover for conditions which don't come as standard, simply complete the quick and easy online medical screening process after getting your initial quote. Answer the simple questions on your condition, where we will then quote you a price for the added cover.

5 Easy Steps to Book Online

Booking online is quick and easy, even for first timers. All you need to do is:

Book your Travel Insurance in 5 easy steps

Medical Conditions

UK, Europe and Worldwide

Medical Emergencies

Baggage Cover

24/7 Emergency Helpline

Single, Annual and Backpacker

Travel Insurance for Over 74's

Travel Insurance for Over 74's

Just because you've reached a certain age, it shouldn't mean you have to stop travelling. Essential Travel is a trading name of Holiday Extras with limited policy offerings. If you are over the age of 74 you can receive comprehensive cover with Holiday Extras.

Pre-existing Medical Conditions

Pre-existing Medical Conditions

Pre-existing medical conditions shouldn't stop you from going on holiday; we provide specialist Medical travel insurance even to customers who have been turned down elsewhere.

Family Travel Insurance

Family Travel Insurance

You can book the entire family on just one policy and everyone can benefit from our comprehensive cover, no matter where you travel - UK, Europe and Worldwide.

What Is a Pre-Existing Medical Condition?

What Is a Pre-Existing Medical Condition?

Do you have a pre-existing medical condition that you need to declare to your travel insurance provider? Get advice on pre-existing medical conditions.

When is The Best Time to Buy Travel Insurance?

When is The Best Time to Buy Travel Insurance?

Essential Travel recommends the best time to purchase your travel insurance to make sure your holiday is fully covered and you get the most from your policy.

How To Save on Your Holiday Abroad

How To Save on Your Holiday Abroad

Learn how to cut costs on your holiday insurance & receive exclusive travel insurance discounts. Cover for medical emergencies, cancellation and lost luggage.

You can customise your policy further with pre-existing medical condition cover, sports and a number of other specialist add-ons.

Do You Need to Declare a Medical Condition?

If you have a pre-existing medical condition it’s vital that you declare it or you could invalidate your entire policy. Insurers don’t like to think that you’ve hidden things from them and you may be surprised to find out that many common medical conditions such as allergies can be added without any additional cost.

Do You Need Extra Sports or Specialist Cover?

A decent policy will include cover for many sporty or adventure activities as standard. However the more adventurous or dangerous the activity, like winter sports, the more likely it is that you will need to purchase additional sports insurance. You can customise your policy further a number of other specialist add-ons.

Winter Sports

Adding Winter Sports cover to your Single, Annual or Backpacker insurance policy allows you to take part in over 25 winter sports, as well as providing:

Medical Cover: you will be covered for emergency medical expenses that occur should you have an accident and require medical attention including cover for mountain rescue, helicopter rescue costs and repatriation

Equipment: Winter Sports cover also provides peace of mind against any theft, loss or damage to your personal or hired equipment as well as any pre-paid fees.

winter sports cover →

Golf

Regardless of your handicap, cover for your golf equipment and pre-paid green fees can be added to your policy giving you nothing else to work on except your game.

Simply add extra golf protection to your Single, Annual Multi or Backpacker Trip policy to add extra protection for:

  • Your Personal Equipment up to £1000
  • Hired Equipment up to £200
  • Pre-paid Green Fees up to £300
golf trip insurance →

Business

Self employed or working for a company, if you travel for work you can add extra protection against accidental loss, theft or damage to your business equipment to your Single, Annual Multi or Backpacker Trip policies.

Business cover protects equipment such as cameras, mobiles, laptops that you may need to work or have with you in meetings.

business trip insurance →

Cruise

Sail the seas worry-free by adding extra cover for missed port, cabin confinement and unused excursions to any of our Single, Annual Multi or Backpacker Trip travel insurance policies.

Cruise cover will add extra protection for:

  • Extended baggage cover up to £3,500
  • Missed shore trips up to £500
  • Cabin confinement (due to illness) up to £600
  • Valuables up to £700
cruise insurance →

Wedding

If you're planning on tying the knot abroad, extra cover for accidental loss, theft or damage to your wedding clothes, rings, gifts and photos can be added to your Single, Annual Multi or Backpacker Trip policy, to help ensure that your special day is everything it’s meant to be.

  • Wedding Clothes up to £1500 per person
  • Wedding Gifts up to £1000 per couple
  • Wedding Rings up to £250 per person
  • Wedding Photographs up to £750 per person
wedding travel insurance →

Excess Waiver

Should you need to claim on your travel insurance an Excess is the amount that you'll have to pay before we pick up the rest of the bill.

Avoid paying any excesses by adding the Excess Waiver option to your Single, Annual Multi or Backpacker Trip policy.

find out more →

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Essential Travel is a trading name of Holiday Extras Cover Ltd. Holiday Extras Cover Ltd is authorised and regulated by the Financial Conduct Authority and is registered in England and Wales. Registered address: Ashford Road, Newingreen, Kent CT21 4JF. Company number 05058680.

Holiday Extras Cover Ltd is underwritten by Travel Insurance Facilities plc which is authorised and regulated by the Financial Conduct Authority. Registered address 2nd Floor, 1 Tower View, Kings Hill, West Malling, Kent. ME19 4UY. Company number 03220410.