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Avoid paying any excesses in the event of a claim by adding the Excess Waiver option to your Single, Annual Multi or Backpacker Trip policy. This includes any additional cover and their excesses that you may add to your policy, such as extra sports or medical cover.
The excess is the amount that you will need to pay should you make a claim on your travel insurance policy. We cover you for the remaining amount up to the limit of your cover.If you pay a little bit extra and add Excess Waiver to your policy, see how much you could save should you need to make a claim:
|Cancellation and Curtailment||£75 - £100||up to £100|
|Medical Expenses||£75 - £100||up to £100|
|Medical Cover for High Risk Sports||£600||up to £600|
|Baggage Cover||£75 - £100||up to £100|
|Personal Money||£75 - £100||up to £100|
|Legal Expenses||£75 - £100||up to £100|
|Failure of Carrier||£75||up to £75|
|Skiing Equipment Cover||£75 - £100||up to £100|
|Golf Cover||£75 - £100||up to £100|
|Cruise Cover||£75 - £100||up to £100|
|Business Cover||£75 - £100||up to £100|
|Independent Traveller||£75 - £100||up to £100||Wedding Cover||£75 - £100||up to £100|
Simply complete the quote form and select Excess Waiver after filling in your personal details and rest assured that should you have to claim, you won't have to pay any extra.
Experts' Top Tip If youre comparing different travel insurance policies, be wary of cheap policies as they often come with high excesses that you would have to pay in the event of a claim.
You have the option of paying only for the cover suited to your holiday needs. Customise your cover by choosing between 4 cover levels, 4 areas of cover and adding extra cover for pre-existing medical conditions, sports, golf, or winter sports.
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Essential Plus Backpacker
As you make your way through the booking process you can customise your annual holiday insurance policy - with the option of adding extras such as winter sports, hazardous activities and business trip cover.
By adding Winter Sports to your Single, Annual or Backpacker policy you can take part in over 26 winter sports and be covered for:
Medical: you will be covered for emergency medical expenses that occur should you have an accident and require medical attention including cover for mountain rescue, helicopter rescue costs and repatriation
Equipment: Winter Sports cover also provides peace of mind against any theft, loss or damage to your personal or hired equipment as well as any pre-paid fees.winter sports cover → winter sports cover →
Regardless of your handicap, cover for your golf equipment and pre-paid green fees can be added to your policy giving you nothing else to work on except your game.
Simply add extra golf protection to your Single, Annual Multi or Backpacker Trip policy to add extra protection for:
Self employed or working for a company, if you travel for work you can add extra protection against accidental loss, theft or damage to your business equipment to your Single, Annual Multi or Backpacker Trip policies.
Business cover protects equipment such as cameras, mobiles, laptops that you may need to work or have with you in meetings.business trip insurance →
Sail the seas worry-free by adding extra cover for missed port, cabin confinement and unused excursions to any of our Single, Annual Multi or Backpacker Trip travel insurance policies.
Cruise cover will add extra protection for:
If you're planning on tying the knot abroad, extra cover for accidental loss, theft or damage to your your wedding clothes, rings, gifts and photos can be added to your Single, Annual Multi or Backpacker Trip policy, to help ensure that your special day is everything its meant to be.
Should you need to claim on your travel insurance an Excess is the amount that you'll have to pay before we pick up the rest of the bill.
Avoid paying any excesses by adding the Excess Waiver option to your Single, Annual Multi or Backpacker Trip policy.find out more →
If you've packaged your holiday yourself (without the help of a travel agent) add the Indepentent Traveller add-on will provide cover for additional scenarios such as:
Essential Travel is a trading name of Holiday Extras Cover Ltd, which is authorised and regulated by the Financial Conduct Authority FRN 828848. Holiday Extras Cover Ltd 05058680 is registered in England and Wales. Registered office address: Ashford Road, Newingreen, Hythe, Kent CT21 4JF.
Essential Travel is underwritten by White Horse Insurance Ireland dac who are authorised by the Central Bank of Ireland. To check this you may visit www.centralbank.ie.