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Travel Insurance Excess Waiver

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  5. For UK and ROI residents only
  6. If you are aged 75 or over please visit our partner Vital Health

From only £14.04 per Week

  • Reduces all excesses to £0
  • Quick & Easy to Book
  • UK, Europe or Worldwide

From only £14.04 per Week

Add Excess Waiver to Holiday Insurance

Avoid paying any excesses in the event of a claim by adding the Excess Waiver option to your Single, Annual Multi or Backpacker Trip policy. This includes any additional cover and their excesses that you may add to your policy, such as extra sports or medical cover.

What is a Travel Insurance Excess?

The excess is the amount that you will need to pay should you make a claim on your travel insurance policy. We cover you for the remaining amount up to the limit of your cover.

If you pay a little bit extra and add Excess Waiver to your policy, see how much you could save should you need to make a claim:

Feature Excess You SAVE
Cancellation and Curtailment £75 - £100 up to £100
Medical Expenses £75 - £100 up to £100
Medical Cover for High Risk Sports £600 up to £600
Baggage Cover £75 - £100 up to £100
Personal Money £75 - £100 up to £100
Legal Expenses £75 - £100 up to £100
Failure of Carrier £75 up to £75
Skiing Equipment Cover £75 - £100 up to £100
Golf Cover £75 - £100 up to £100
Cruise Cover £75 - £100 up to £100
Business Cover £75 - £100 up to £100
Independent Traveller £75 - £100 up to £100
Wedding Cover £75 - £100 up to £100

Simply complete the quote form and select Excess Waiver after filling in your personal details and rest assured that should you have to claim, you won't have to pay any extra.

Experts' Top Tip – If you’re comparing different travel insurance policies, be wary of cheap policies as they often come with high excesses that you would have to pay in the event of a claim.

Adjustable Cover

You have the option of paying only for the cover suited to your holiday needs. Customise your cover by choosing between 4 cover levels, 4 areas of cover and adding extra cover for pre-existing medical conditions, sports, golf, or winter sports.

Add Extra Cover

You can customise your policy further with pre-existing medical condition cover, sports and a number of other specialist add-ons.

Do You Need to Declare a Medical Condition?

If you have a pre-existing medical condition it’s vital that you declare it or you could invalidate your entire policy. Insurers don’t like to think that you’ve hidden things from them and you may be surprised to find out that many common medical conditions such as allergies can be added without any additional cost. What’s more, you even have the option to declare a condition but then exclude it from your policy. What this means is that you’ve told your insurer about your condition but decided not to cover it, so you will be covered medically for anything unrelated to that condition.

Do You Need Extra Sports or Specialist Cover?

A decent policy will include cover for many sporty or adventure activities as standard. However the more adventurous or dangerous the activity, like winter sports, the more likely it is that you will need to purchase additional sports insurance. You can customise your policy further a number of other specialist add-ons.

Travel Insurance Reviews

Customers have scored Essential Travel on average 87% 100 based on 1066 reviews.

Find the right travel insurance for your needs with Essential Travel's Expert Tips: