European Travel Insurance

Your holiday insurance, our expertise.

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Right for you?

Wherever you are heading in Europe, our European holiday insurance can protect you against unexpected costs, giving you peace of mind and allowing you to enjoy your trip without worry. European Travel Insurance can be added to a Single Trip, Annual Multi-Trip or Backpacker Policy.

Essential's European Travel Insurance can cover you for:

Which policy do I need?

There are three types of travel insurance policies that you can choose from:

Policy Type Why choose this policy?
Single Trip 1 single trip for a maximum of 87 days
Any traveller up to 74 years of age
This policy can be purchased up to 365 days in advance
Annual Multi trip Unlimited trips for 12 months
45 days maximum per trip for travellers under 65 years of age
31 days maximum per trip for 65 - 74 years olds
This policy can be purchased up to 31 days in advance of the first trip
Backpacker Up to 2 years of non stop travel
Travellers between 19 - 55 years old
This policy can be purchased up to 60 days in advance
Countries covered under our European Travel Insurance
Albania Andorra Austria
Azores Belarus Belgium
Bosnia-Herzegovina Bulgaria Canary Islands
Croatia Cyprus Czech Republic
Denmark ... Estonia
Finland France Germany
Gibraltar Greece Hungary
Iceland Italy Latvia
Liechtenstein Lithuania Luxembourg
Macedonia Madeira Malta
Moldova Monaco Montenegro
- Netherlands Norway
Poland Portugal Republic of Ireland
Romania Russia San Marino
Serbia Slovakia Slovenia
Spain Sweden Switzerland
Turkey - Ukraine
Vatican City

With low-cost airlines flying hundreds of routes to the continent each day, a holiday to Europe is easier than ever. But whether you travel by coach, train, ferry or plane, you will want to ensure that you have comprehensive travel insurance should you run into any problems before or during your holiday. Our policies can cover you for personal injury, medical emergencies, cancellation and much more. What is more, you can easily add extras to your policy to ensure you are covered for any pre-existing medical condition, extreme sports, cruises, business trips and weddings

Cancellation and curtailment

The cost of some flights and accommodation should be reason enough to buy travel insurance with cancellation cover! If you are forced to cancel your trip before it begins or cut it short for reasons beyond your control, our selected travel insurance policies can help you recover the costs for unused travel, accommodation and other pre-paid expenses and arrangements.

Missed or delayed departures

On selected policies you can claim up to £1,000 per person if you miss your train, ferry or flight due to circumstances beyond your control, such as industrial action, adverse weather conditions and closure of airspace.

Cover for baggage and belongings

No matter where you travel you are always at risk of losing, damaging or having your baggage and belongings stolen. With our European Travel Insurance you can cover your baggage and belongings for up to £2,000.

Sports and hazardous activities

A holiday in Europe can be a great time to relax and unwind but if you're looking to do something a bit more adventurous like skiing or mountain biking you will need to add travel insurance for extreme sports. At Essential Travel you will automatically be covered for over 100 sports and activities as standard, even on our cheapest travel insurance policy. However, if you fancy doing something slightly more adventurous you will have the option to add any hazardous sport or activity as you make your way through the booking process.

Travel Insurance for Medical Conditions

A pre-existing medical condition shouldn't get in the way of your holiday, that is why we aim to provide comprehensive travel insurance for those who may be turned down by other insurers. As you make your way through the booking process you will be asked to declare any medical condition via our discreet and confidential, online screening process.

European Health Insurance Card (EHIC)

The European Health Insurance Card (formally the E111) can be used in EU countries to provide free or reduced cost medical treatment.

Read more about the differences between travel insurance and European Health Insurance Card (EHIC).

No matter where you're going in Europe, travel insurance is one of the most important things that you can buy. As soon as you're decided your destination and begun booking, grab a travel insurance policy to suit your needs. Should anything happen along the way that means you have to cancel before you even leave the UK, your policy is likely to cover you. For a more detailed look at how travel insurance can give you peace of mind before you fly, you can read our european destination pages.

Travel insurance to Greece

Holidaymakers have long been flocking to Greece's mainland and its archipelago dotted throughout the Aegean and Ionian seas. Near year-round sunshine is of course one of the biggest draws and so too is its history. Often cited as the birthplace of Western civilization, Greece attracts those in search of ancient lands with a magical past. Whether you're travelling with the family, heading to Athens, on an all inclusive holiday, partying with friends or on a cruise to Santorini; you'll give yourself greater peace of mind knowing that you are covered with travel insurance to Greece. Whatever the future holds for this wonderful country, you can sit back and relax knowing that you're covered with an policy for you.

For a full breakdown of our European Travel Insurance cover, please refer to our Policy Wording Booklet.

Medical Conditions

UK, Europe and Worldwide

Medical Emergencies

Baggage Cover

24/7 Emergency Helpline

Single, Annual and Backpacker

Backpacker Travel Insurance

Backpacker Travel Insurance

Travelling around Europe is a popular choice for youngsters & our backpacker insurance can cover 2 years continual travel all around Europe, as well as working, medical & baggage cover.

Annual Multi Trip Travel Insurance

Annual Multi Trip Travel Insurance

Annual Multi Trip insurance is the ideal option for those who want comprehensive cover for all their trips this year, even those last minute adventures abroad.

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Essential Travel is a trading name of Holiday Extras Cover Ltd. Holiday Extras Cover Ltd is authorised and regulated by the Financial Conduct Authority and is registered in England and Wales. Registered address: Ashford Road, Newingreen, Kent CT21 4JF. Company number 05058680.

Holiday Extras Cover Ltd is underwritten by Travel Insurance Facilities plc which is authorised and regulated by the Financial Conduct Authority. Registered address 2nd Floor, 1 Tower View, Kings Hill, West Malling, Kent. ME19 4UY. Company number 03220410.