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Cycle Travel Insurance

Covered on Sports Grade 1
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  5. For UK and ROI residents only
  6. If you are aged 75 or over please visit our partner Vital Health

From only £12.06 per Week

  • Worldwide amateur cycling
  • Includes cover for 100+ sports
  • Covered at no extra cost

From only £12.06 per Week

Cycling Travel Insurance

When you travel, Essential Travel covers amateur cycling as a Sports Grade 1. This means that you are covered at no extra cost when you buy our travel insurance.

As a low-risk activity, cycling is a great way for you to enjoy scenic places while travelling, especially on a scenic coastline or in the countryside. Wherever you are, be sure to:

  • Wear appropriate safety gear
  • Avoid cycling on busy roads
  • Supervise young children
  • Participate in amateur cycling only - no timed cycle races
  • Keep our 24-hour emergency contact number nearby

Which Sports Grade do you choose?

Our Sports Insurance is divided into Sports Grades which refer to the level of risk involved with an activity. Sports Grade 1 extends your cover at no extra cost, while Sports Grade 2, 3 and 4 require that you add extra cover to your quote.

Sports Grade Medical Excess Personal Accident Limit Personal Liability
Sports Grade 1
leisure, not racing or downhill racing
Standard Standard Standard
Sports Grade 2
Cycle Touring
£300 reduced by 50% Excluded

Cycle Sports Grade 1 Cover

Standard Essential Essential Plus Superior
Medical Expenses up to £2.5 million up to £5 million up to £5 million up to £10 million
Hospital Benefits up to £300 up to £600 up to £600 up to £1,200
Personal Accident up to £7,500 up to £15,000 up to £15,000 up to £30,000

To be as protected as possible, we recommend that you add extra protection for pre-existing medical conditions, sports and winter sports.

You may be interested in this magazine article..

Top Cycle Destinations

Top Cycle Destinations

If you enjoy cycling Read More

Add Extra Cover

You can customise your policy further with pre-existing medical condition cover, sports and a number of other specialist add-ons.

Do You Need to Declare a Medical Condition?

If you have a pre-existing medical condition it’s vital that you declare it or you could invalidate your entire policy. Insurers don’t like to think that you’ve hidden things from them and you may be surprised to find out that many common medical conditions such as allergies can be added without any additional cost. What’s more, you even have the option to declare a condition but then exclude it from your policy. What this means is that you’ve told your insurer about your condition but decided not to cover it, so you will be covered medically for anything unrelated to that condition.

Do You Need Extra Sports or Specialist Cover?

A decent policy will include cover for many sporty or adventure activities as standard. However the more adventurous or dangerous the activity, like winter sports, the more likely it is that you will need to purchase additional sports insurance. You can customise your policy further a number of other specialist add-ons.

Travel Insurance Reviews

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Find the right travel insurance for your needs with Essential Travel's Expert Tips: