Buy Fractured and Broken Bone Insurance with Essential Travel

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Essential Travel is able to provide comprehensive travel insurance if you have broken or fractured bones. All you need to do is complete a discreet and confidential medical screening process to ensure you have a tailor-made policy for your specific injury.

Travel with the ease and comfort of knowing that you are fully covered to travel with any broken or fractured bones. If you have not required a medical appointment regarding your injury in the last 6 months then we might be able to provide cover on any of our Single Trip, Annual Multi Trip or Backpacker policies at no extra cost.

Be sure to contact your doctor before you book your policy, if you are given the go-ahead to travel and no treatment is expected for the duration of your trip, then you're on your way and covered.

Add extra cover for broken bones and spinal or head injuries

If your broken bone injury has required medical attention in the last six months then it may have to be declared as a pre-existing medical condition. With this in mind, we will always advise you to contact us so we can find the right cover for you.

If you have a spinal and head injury you will also need to add extra medical cover and we will link you through to our quick and easy medical screening process.

Customise your policy

You have the choice of up to 4 cover levels and 4 areas of cover so that you only pay for the cover you need. You can also add extra cover, such as sports insurance, golf, cruises, business and weddings if you need it.

Medical Insurance

Should you have an accident abroad and require medical attention you will be covered by your policy for subsequent costs. Treating a broken bone is not always as simple as putting the broken limb into a plaster cast. Often surgery, x-rays and physiotherapy are required to aid the natural healing process.

All policies include:

All our travel insurance policies include:

5 Easy Steps to Book Online

Booking online is quick and easy, even for first-timers. All you need to do is:

Book your Travel Insurance in 5 easy steps

Medical Conditions

UK, Europe and Worldwide

Medical Emergencies

Baggage Cover

24/7 Emergency Helpline

Single, Annual and Backpacker

What Is a Pre-Existing Medical Condition?

What Is a Pre-Existing Medical Condition?

Do you have a pre-existing medical condition that you need to declare to your travel insurance provider? Get advice on pre-existing medical conditions.

When is The Best Time to Buy Travel Insurance?

When is The Best Time to Buy Travel Insurance?

Essential Travel recommends the best time to purchase your travel insurance to make sure your holiday is fully covered and you get the most from your policy.

How To Save on Your Holiday Abroad

How To Save on Your Holiday Abroad

Learn how to cut costs on your holiday insurance & receive exclusive travel insurance discounts. Cover for medical emergencies, cancellation and lost luggage.

You can customise your policy further with pre-existing medical condition cover, sports and a number of other specialist add-ons.

Do You Need to Declare a Medical Condition?

If you have a pre-existing medical condition it’s vital that you declare it or you could invalidate your entire policy. Insurers don’t like to think that you’ve hidden things from them and you may be surprised to find out that many common medical conditions such as allergies can be added without any additional cost. What’s more, you even have the option to declare a condition but then exclude it from your policy. What this means is that you’ve told your insurer about your condition but decided not to cover it, so you will be covered medically for anything unrelated to that condition.

Do You Need Extra Sports or Specialist Cover?

A decent policy will include cover for many sporty or adventure activities as standard. However the more adventurous or dangerous the activity, like winter sports, the more likely it is that you will need to purchase additional sports insurance. You can customise your policy further a number of other specialist add-ons.

If you want to play sport on holiday, make sure you do so safely by adding the correct sports grade to your policy.

100+ sports are covered at no extra cost on our policies!

Winter Sports

By adding Winter Sports to your Single, Annual or Backpacker policy you can take part in over 26 winter sports and be covered for:

Medical: you will be covered for emergency medical expenses that occur should you have an accident and require medical attention including cover for mountain rescue, helicopter rescue costs and repatriation

Equipment: Winter Sports cover also provides peace of mind against any theft, loss or damage to your personal or hired equipment as well as any pre-paid fees.

winter sports cover → winter sports cover →


Regardless of your handicap, cover for your golf equipment and pre-paid green fees can be added to your policy giving you nothing else to work on except your game.

Simply add extra golf protection to your Single, Annual Multi or Backpacker Trip policy to add extra protection for:

  • Your Personal Equipment up to £1000
  • Hired Equipment up to £200
  • Pre-paid Green Fees up to £300
golf trip insurance →


Self employed or working for a company, if you travel for work you can add extra protection against accidental loss, theft or damage to your business equipment to your Single, Annual Multi or Backpacker Trip policies.

Business cover protects equipment such as cameras, mobiles, laptops that you may need to work or have with you in meetings.

business trip insurance →


Sail the seas worry-free by adding extra cover for missed port, cabin confinement and unused excursions to any of our Single, Annual Multi or Backpacker Trip travel insurance policies.

Cruise cover will add extra protection for:

  • Extended baggage cover up to £3,500
  • Missed shore trips up to £500
  • Cabin confinement (due to illness) up to £600
  • Valuables up to £700
cruise insurance →


If you're planning on tying the knot abroad, extra cover for accidental loss, theft or damage to your your wedding clothes, rings, gifts and photos can be added to your Single, Annual Multi or Backpacker Trip policy, to help ensure that your special day is everything it’s meant to be.

  • Wedding Clothes up to £1500 per person
  • Wedding Gifts up to £1000 per couple
  • Wedding Rings up to £250 per person
  • Wedding Photographs up to £750 per person
wedding travel insurance →

Excess Waiver

Should you need to claim on your travel insurance an Excess is the amount that you'll have to pay before we pick up the rest of the bill.

Avoid paying any excesses by adding the Excess Waiver option to your Single, Annual Multi or Backpacker Trip policy.

find out more →

Independent Traveller

If you've packaged your holiday yourself (without the help of a travel agent) add the Indepentent Traveller add-on will provide cover for additional scenarios such as:

  • Extended Cancellation and Curtailment: If you need to cancel or return home early because your booked accommodation becomes unreachable and unusable due to a travel ban or evacuation
  • Extended Delayed & Missed Departure: Not only will we pay you for the first 12 hours of delay, we'll also help with pre-paid travel, accomodation & any alternative travel arrangements you may need to make
find out more →

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