Your Holiday Insurance, Our Expertise.
Asthma is a common medical condition, so we've made it easy for you to add it to any of our travel insurance policies. To add asthma, or another pre-existing medical condition to your policy, simply follow our quick and confidential online medical screening process to receive a quote tailored to your needs.
Experts' Top Tip - you can purchase a policy for the whole family on one policy. Simply add extra asthma cover for those family members who may be at risk.
You have the choice of 4 cover levels and 4 areas of cover so that you only pay for the cover you need. By completing our online medical screening process you will receive a tailor made quote specifically for Asthma, which can be added to your policy easily.
All travel insurance policies include:
Don't want to add extra protection for asthma?
If you have a medical condition we strongly advise that you declare it. However, if you do not wish to add the extra cover, you can choose to exclude cover for asthma from your policy after you have completed the easy online medical screening process.
Booking online is quick and easy, even for first-timers. All you need to do is:
Customers have scored Essential Travel 8.5 (ratings from 0-10) based on 1551 reviews.
Total Rating: 5/5
Easy to organise, have always used Essential with no problems.
Total Rating: 5/5
Good service. Friendly people who really want to help. Thank you.
Superior Essential Under 18’s
Total Rating: 5/5
Very easy to purchase with all the extras I needed covered.
Essential Plus Backpacker
You can customise your policy further with pre-existing medical condition cover, sports and a number of other specialist add-ons.
If you have a pre-existing medical condition its vital that you declare it or you could invalidate your entire policy. Insurers dont like to think that youve hidden things from them and you may be surprised to find out that many common medical conditions such as allergies can be added without any additional cost. Whats more, you even have the option to declare a condition but then exclude it from your policy. What this means is that youve told your insurer about your condition but decided not to cover it, so you will be covered medically for anything unrelated to that condition.
A decent policy will include cover for many sporty or adventure activities as standard. However the more adventurous or dangerous the activity, like winter sports, the more likely it is that you will need to purchase additional sports insurance. You can customise your policy further a number of other specialist add-ons.
If you want to play sport on holiday, make sure you do so safely by adding the correct sports grade to your policy.
100+ sports are covered at no extra cost on our policies!
By adding Winter Sports to your Single, Annual or Backpacker policy you can take part in over 26 winter sports and be covered for:
Medical: you will be covered for emergency medical expenses that occur should you have an accident and require medical attention including cover for mountain rescue, helicopter rescue costs and repatriation
Equipment: Winter Sports cover also provides peace of mind against any theft, loss or damage to your personal or hired equipment as well as any pre-paid fees.winter sports cover → winter sports cover →
Regardless of your handicap, cover for your golf equipment and pre-paid green fees can be added to your policy giving you nothing else to work on except your game.
Simply add extra golf protection to your Single, Annual Multi or Backpacker Trip policy to add extra protection for:
Self employed or working for a company, if you travel for work you can add extra protection against accidental loss, theft or damage to your business equipment to your Single, Annual Multi or Backpacker Trip policies.
Business cover protects equipment such as cameras, mobiles, laptops that you may need to work or have with you in meetings.business trip insurance →
Sail the seas worry-free by adding extra cover for missed port, cabin confinement and unused excursions to any of our Single, Annual Multi or Backpacker Trip travel insurance policies.
Cruise cover will add extra protection for:
If you're planning on tying the knot abroad, extra cover for accidental loss, theft or damage to your your wedding clothes, rings, gifts and photos can be added to your Single, Annual Multi or Backpacker Trip policy, to help ensure that your special day is everything its meant to be.
Should you need to claim on your travel insurance an Excess is the amount that you'll have to pay before we pick up the rest of the bill.
Avoid paying any excesses by adding the Excess Waiver option to your Single, Annual Multi or Backpacker Trip policy.find out more →
If you've packaged your holiday yourself (without the help of a travel agent) add the Indepentent Traveller add-on will provide cover for additional scenarios such as:
Essential Travel is a trading name of Holiday Extras Cover Ltd, which is authorised and regulated by the Financial Conduct Authority FRN 828848. Holiday Extras Cover Ltd 05058680 is registered in England and Wales. Registered office address: Ashford Road, Newingreen, Hythe, Kent CT21 4JF.
Essential Travel is underwritten by White Horse Insurance Ireland dac who are authorised by the Central Bank of Ireland. To check this you may visit www.centralbank.ie.