Annual Winter Sports Insurance from Essential Travel

From just £60.63 per year.

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Our Annual with Winter Sports policy is ideal for those who travel more than once a year and are planning both winter and summer holidays. Not only can it save you time from buying several separate policies, it may work out cheaper too.

Annual Multi Trip with Winter Sports Cover
For multiple holidays throughout a year (ages 2 - 65)
A maximum of 17 days of skiing per year
An unlimited number of non-wintersports trips of up to 45 days per trip

Winter Sports Options

You are offered cover for a wide range of winter sports as part of your Winter Sports policy. Take a look at the table below:

Winter Sports covered in the same quote
Air boarding Glacier Walking
Big Foot Skiing Huskey Dog Sledging organised and non-competitive
Blade Skating Ice Karting
Bum Boarding Ice Skating
Cross Country/Nordic Skiing Ice Windsurfing
Dog Sledging Kick Sledging
Dry Skiing Langlauf
Ski - blading Snow mobiling
Skiing - alpine Snow Shoe Walking
Skiing off piste with a guide Snow Tubing
Skiing on piste Tobogganing
Sledging Winter Walking (using crampons and ice picks only)
Sledging pulled by horse or reindeer as a passenger Snow boarding

Cover for Skiing Off Piste

Essential Travel offers you skiing off piste with or without a guide. To get cover for:

Experts' Top Tip - Save 10% on Airport Parking when you book an annual policy, with or without Winter Sports.

Ski Equipment Cover

Feature Cover Limit Excess
Replacement or repair of equipment up to £750 from £75
Loss or damage of hired equipment up to £510 nil
Closed piste up to £500 nil
Unused ski packs up to £600 nil

Medical Travel Cover

When you add winter sports to your Annual quote, you are covered for emergency medical expenses if you have an accident while on holiday and require medical attention. Cover includes:

In addition, you are also provided with cover for mountain rescue, helicopter rescue costs and repatriation should the need arise.

Helmets are Compulsory with our Winter Sports Policies

We are always concerned for your safety. It is for this reason that it is now compulsory to wear a helmet whilst participating in any winter sports activity to ensure your cover remains in place.

Medical Conditions

UK, Europe and Worldwide

Medical Emergencies

Baggage Cover

24/7 Emergency Helpline

Single, Annual and Backpacker

Annual Multi Trip Travel Insurance

Annual Multi Trip Travel Insurance

Annual Multi Trip insurance is the ideal option for those who want comprehensive cover for all their trips this year, even those last minute adventures abroad.

Backpacker Insurance

Backpacker Insurance

Australia is a popular choice for youngsters & our backpacker insurance can cover 2 years continual travel to destinations such as Australia, as well as working, medical & baggage cover.

Sports Insurance

From bungee jumping and skydiving to weddings, cruises, golf, independent traveller cover, excess waivers and even business insurance. We have you covered.

What Is a Pre-Existing Medical Condition?

What Is a Pre-Existing Medical Condition?

Do you have a pre-existing medical condition that you need to declare to your travel insurance provider? Get advice on pre-existing medical conditions.

When is The Best Time to Buy Travel Insurance?

When is The Best Time to Buy Travel Insurance?

Essential Travel recommends the best time to purchase your travel insurance to make sure your holiday is fully covered and you get the most from your policy.

How To Save on Your Holiday Abroad

How To Save on Your Holiday Abroad

Learn how to cut costs on your holiday insurance & receive exclusive travel insurance discounts. Cover for medical emergencies, cancellation and lost luggage.

As you make your way through the booking process you can customise your annual holiday insurance policy - with the option of adding extras such as winter sports, hazardous activities and business trip cover.

Winter Sports

Adding Winter Sports cover to your Single, Annual or Backpacker insurance policy allows you to take part in over 25 winter sports, as well as providing:

Medical Cover: you will be covered for emergency medical expenses that occur should you have an accident and require medical attention including cover for mountain rescue, helicopter rescue costs and repatriation

Equipment: Winter Sports cover also provides peace of mind against any theft, loss or damage to your personal or hired equipment as well as any pre-paid fees.

winter sports cover →


Regardless of your handicap, cover for your golf equipment and pre-paid green fees can be added to your policy giving you nothing else to work on except your game.

Simply add extra golf protection to your Single, Annual Multi or Backpacker Trip policy to add extra protection for:

  • Your Personal Equipment up to £1000
  • Hired Equipment up to £200
  • Pre-paid Green Fees up to £300
golf trip insurance →


Self employed or working for a company, if you travel for work you can add extra protection against accidental loss, theft or damage to your business equipment to your Single, Annual Multi or Backpacker Trip policies.

Business cover protects equipment such as cameras, mobiles, laptops that you may need to work or have with you in meetings.

business trip insurance →


Sail the seas worry-free by adding extra cover for missed port, cabin confinement and unused excursions to any of our Single, Annual Multi or Backpacker Trip travel insurance policies.

Cruise cover will add extra protection for:

  • Extended baggage cover up to £3,500
  • Missed shore trips up to £500
  • Cabin confinement (due to illness) up to £600
  • Valuables up to £700
cruise insurance →


If you're planning on tying the knot abroad, extra cover for accidental loss, theft or damage to your wedding clothes, rings, gifts and photos can be added to your Single, Annual Multi or Backpacker Trip policy, to help ensure that your special day is everything it’s meant to be.

  • Wedding Clothes up to £1500 per person
  • Wedding Gifts up to £1000 per couple
  • Wedding Rings up to £250 per person
  • Wedding Photographs up to £750 per person
wedding travel insurance →

Excess Waiver

Should you need to claim on your travel insurance an Excess is the amount that you'll have to pay before we pick up the rest of the bill.

Avoid paying any excesses by adding the Excess Waiver option to your Single, Annual Multi or Backpacker Trip policy.

find out more →

Independent Traveller

If you've packaged your holiday yourself (without the help of a travel agent) add the Indepentent Traveller add-on will provide cover for additional scenarios such as:

  • Extended Cancellation and Curtailment: If you need to cancel or return home early because your booked accommodation becomes unreachable and unusable due to a travel ban or evacuation
  • Extended Delayed & Missed Departure: Not only will we pay you for the first 12 hours of delay, we'll also help with pre-paid travel, accomodation & any alternative travel arrangements you may need to make
find out more →

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