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Annual Ski Insurance Cover

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  5. For UK and ROI residents only
  6. If you are aged 75 or over please visit our partner Vital Health

From only £60.63 per Year

From only £60.63 per Year

Annual Ski Holiday Insurance

If you are planning to go away several times throughout the year, mixing sun and snow breaks, then our annual travel insurance with added winter sports cover can work out cheaper (and easier) than buying several single trip policies.

Your Annual Ski Insurance provides comprehensive cover that extends to:
Up to 17 days of skiing per year (ages 2 - 65)
A maximum of 45 days per non-wintersports trip

Ski-related Sports Cover

A range of various types of skiing are available with your travel insurance quote:

Winter Sports covered in the same quote
Air boarding Glacier Walking
Big Foot Skiing Huskey Dog Sledging organised and non-competitive
Blade Skating Ice Karting
Bum Boarding Ice Skating
Cross Country/Nordic Skiing Ice Windsurfing
Dog Sledging Kick Sledging
Dry Skiing Langlauf
Ski - blading Snow mobiling
Skiing - alpine Snow Shoe Walking
Skiing off piste with a guide Snow Tubing
Skiing on piste Tobogganing
Sledging Winter Walking (using crampons and ice picks only)
Sledging pulled by horse or reindeer as a passenger
Snow boarding

Cover for Skiing Off Piste

Essential Travel offers you skiing off piste with or without a guide. To get cover for:

  • Off Piste Skiing with a guide - Add Winter Sports to your quote and you will be covered for off piste skiing accompanied by a guide as standard.
  • Off Piste Skiing without a guide - Add Sports Grade 4 and Winter Sports to your quote and you will be covered for off piste skiing without the assistance of a guide.

Cover for Ski Equipment

You also receive ski equipment cover:

Feature Cover Limit Excess
Replacement or repair of equipment up to £750 from £75
Loss or damage of hired equipment up to £510 nil
Closed piste up to £500 nil
Unused ski packs up to £600 nil

Experts' Top Tip - Save on Airport Parking. You will receive an exclusive 10% discount on Airport Parking that’s valid for the duration of your policy when you book an Annual policy.

Winter Sports Medical Insurance

By adding winter sports to your Annual quote, you will receive cover for emergency medical expenses should you have an accident and require medical attention while abroad. You will also be covered for mountain rescue, helicopter rescue and repatriation, as well as:

  • Medical Expenses up to £10 million
  • Hospital Benefit up to £1,200
  • Personal Accident up to £30,000

Helmets are Compulsory with our Winter Sports policies

Further to our Use Your Head campaign running for the last 2 years, it is now compulsory that you wear a helmet while participating in any winter sport activity to be covered for your travel insurance - this is to encourage safer skiing practice to prevent head injuries.

You may be interested in this magazine article..

Ski Guide

Ski Guide

If you're looking for a wealth of information on ski safety, we have a comprehensive set of guidelines to keep you on the safe side. Read More

Add Extra Cover

You can customise your policy further with pre-existing medical condition cover, sports and a number of other specialist add-ons.

Do You Need to Declare a Medical Condition?

If you have a pre-existing medical condition it’s vital that you declare it or you could invalidate your entire policy. Insurers don’t like to think that you’ve hidden things from them and you may be surprised to find out that many common medical conditions such as allergies can be added without any additional cost. What’s more, you even have the option to declare a condition but then exclude it from your policy. What this means is that you’ve told your insurer about your condition but decided not to cover it, so you will be covered medically for anything unrelated to that condition.

Do You Need Extra Sports or Specialist Cover?

A decent policy will include cover for many sporty or adventure activities as standard. However the more adventurous or dangerous the activity, like winter sports, the more likely it is that you will need to purchase additional sports insurance. You can customise your policy further a number of other specialist add-ons.

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