Allergy Travel Insurance

Taking care of your travel needs


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Travelling should be a breath of fresh air, but allergies may get in the way of a good time. With all our travel insurance policies, you are covered for all allergies that don't require prescription treatment, at no extra cost.

There are many allergies that are covered without the need to take out extra cover. Some of these are...

  • Hay Fever
  • Eczema
  • Sleep Apnoea
  • And other common ailments

If you have asthma, it's worth looking at our easy extra cover for asthma travel insurance.

Allergies that require prescription medication

If the treatment you receive for your allergy requires you to have a prescription, such as an EpiPen, you will be best covered by adding extra medical cover to your policy.

To add extra cover, just complete the quick and easy medical screening process after getting your initial quote and answer the simple questions. You will simply be asked what your allergy is and how you're being treated for it. You will then be quoted a price to add the additional cover to your policy and taken to the final payment screen.

Don't want to add extra protection for your allergies?

If you have a medical condition we strongly advise that you declare it. However, if you do not wish to add the extra cover, you can choose to exclude cover for allergies from your policy after you have completed the easy online medical screening process.


Experts' Top Tip - Travelling with the worry of what happens when you ingest mere trace elements of a nut, is not fun at all. Essential Travel provides cover for Nut Allergies at no extra cost.

Customise your policy

You have the choice of up to 3 cover levels and 4 types of destinations so that you only pay for the cover you need. You can also add extra protection for other, sports insurance, golf, cruises, business and weddings if you need it.

All travel insurance policies include:

  • Medical Expenses cover ranging from £2.5 million to £10 million
  • Hospital Benefit cover ranging from £300 to £1,200 per day
  • Personal Accident cover ranging from £7,500 to £30,000

Booking online is quick and easy, even for first-timers. All you need to do is:

Book your Travel Insurance in 5 easy steps

Medical Conditions

UK, Europe and Worldwide

Medical Emergencies

Baggage Cover

24/7 Emergency Helpline

Single, Annual and Backpacker

What Is a Pre-Existing Medical Condition?

What Is a Pre-Existing Medical Condition?

Do you have a pre-existing medical condition that you need to declare to your travel insurance provider? Get advice on pre-existing medical conditions.

When is The Best Time to Buy Travel Insurance?

When is The Best Time to Buy Travel Insurance?

Essential Travel recommends the best time to purchase your travel insurance to make sure your holiday is fully covered and you get the most from your policy.

How To Save on Your Holiday Abroad

How To Save on Your Holiday Abroad

Learn how to cut costs on your holiday insurance & receive exclusive travel insurance discounts. Cover for medical emergencies, cancellation and lost luggage.

You can customise your policy further with sports cover and a number of other specialist add-ons.

Do You Need to Declare a Medical Condition?

If you have a pre-existing medical condition it's very important that you declare it before taking out a travel insurance policy. In order to provide appropriate cover, insurers will need to know about any medical conditions you may have, otherwise your policy could potentially be rendered invalid should you need to claim.

Do You Need Extra Sports or Specialist Cover?

A decent policy will include cover for many sporty or adventure activities as standard. However the more adventurous or dangerous the activity, like winter sports, the more likely it is that you will need to purchase additional sports insurance. You can customise your policy further a number of other specialist add-ons.

Winter Sports

By adding Winter Sports to your Single, Annual or Backpacker policy you can take part in over 26 winter sports and be covered for:

Medical: you will be covered for emergency medical expenses that occur should you have an accident and require medical attention including cover for mountain rescue, helicopter rescue costs and repatriation

Equipment: Winter Sports cover also provides peace of mind against any theft, loss or damage to your personal or hired equipment as well as any pre-paid fees.

winter sports cover →

Golf

Regardless of your handicap, cover for your golf equipment and pre-paid green fees can be added to your policy giving you nothing else to work on except your game.

Simply add extra golf protection to your Single, Annual Multi or Backpacker Trip policy to add extra protection for:

  • Your Personal Equipment up to £1000
  • Hired Equipment up to £200
  • Pre-paid Green Fees up to £300
golf trip insurance →

Business

Self employed or working for a company, if you travel for work you can add extra protection against accidental loss, theft or damage to your business equipment to your Single, Annual Multi or Backpacker Trip policies.

Business cover protects equipment such as cameras, mobiles, laptops that you may need to work or have with you in meetings.

business trip insurance →

Cruise

Sail the seas worry-free by adding extra cover for missed port, cabin confinement and unused excursions to any of our Single, Annual Multi or Backpacker Trip travel insurance policies.

Cruise cover will add extra protection for:

  • Extended baggage cover up to £3,500
  • Missed shore trips up to £500
  • Cabin confinement (due to illness) up to £600
  • Valuables up to £700
cruise insurance →

Wedding

If you're planning on tying the knot abroad, extra cover for accidental loss, theft or damage to your your wedding clothes, rings, gifts and photos can be added to your Single, Annual Multi or Backpacker Trip policy, to help ensure that your special day is everything it’s meant to be.

  • Wedding Clothes up to £1500 per person
  • Wedding Gifts up to £1000 per couple
  • Wedding Rings up to £250 per person
  • Wedding Photographs up to £750 per person
wedding travel insurance →

Excess Waiver

Should you need to claim on your travel insurance an Excess is the amount that you'll have to pay before we pick up the rest of the bill.

Avoid paying any excesses by adding the Excess Waiver option to your Single, Annual Multi or Backpacker Trip policy.

find out more →

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Essential Travel is a trading name of Holiday Extras Cover Ltd. Holiday Extras Cover Ltd is authorised and regulated by the Financial Conduct Authority and is registered in England and Wales. Registered address: Ashford Road, Newingreen, Kent CT21 4JF. Company number 05058680.

Holiday Extras Cover Ltd is underwritten by Travel Insurance Facilities plc which is authorised and regulated by the Financial Conduct Authority. Registered address 2nd Floor, 1 Tower View, Kings Hill, West Malling, Kent. ME19 4UY. Company number 03220410.