Travel Insurance

Your holiday insurance, our expertise.

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Mountain view at destination covered by our single trip insurance

Single Trip

Protects 1 trip of up to 90 days, to any destination in the world.

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View of Eiffel Tower, Paris, a destination covered by our annual insurance

Annual Multi Trip

Covers you for all your trips this year, even those last minute adventures.

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Medical equipment for medical conditions that are covered by our travel insurance

Medical Conditions

Comprehensive cover tailored to your medical condition.

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Children holding suitcase

Cover for children

Travel insurance for children up to the age of 18 years old.

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Whether you're clued up on travel insurance or not, it can be hard to find a suitable policy when you're faced with so many choices; multiple providers each with different types of policies and cover levels.

We aim to make the process as quick and clear as possible without compromising on cover which is comprehensive, and good value.

3 levels of cover

4 types of destination

Customisable add-on cover

Single Trip

Our Single Trip travel insurance is a perfect, quick and easy choice if you're looking to cover yourself for a one-off holiday.

  • Choose from our 3 cover levels: Essential, Essential Plus and Superior
  • Cover for up to 90 days in one destination
  • 24/7 emergency helpline
  • Up to £10million medical emergency expenses on our Superior policy
  • Baggage, personal money and important documents cover on our Essential Plus and Superior policies


Our Annual travel insurance covers you for unlimited trips all year - perfect if you're planning on more than one holiday. You'll be covered for multiple vacations all within one handy policy.

  • 3 different levels of cover to choose from: Essential, Essential Plus and Superior
  • Unlimited trips within 365 days (up to 45 days each trip)
  • 24/7 emergency helpline
  • Up to £10million medical emergency expenses on our Superior policy
  • Baggage, personal money and important documents cover on our Essential Plus and Superior policies
  • Provided by White Horse Insurance Ireland DAC


Our Backpacker travel insurance gives you up to two years continual protection, including one trip home of up to 14 days. This policy is ideal for gap years, career breaks and extended travel.

  • Choose from 2 cover levels: Essential Backpacker and Essential Plus Backpacker
  • Continuous cover for up to 24 months
  • Purchase up to 60 days in advance
  • 24/7 emergency helpline
  • Includes working abroad (non-manual) and volunteering
  • Up to £5million medical emergency expenses
  • Baggage, personal money and important documents cover on our Essential Plus Backpacker policy
  • Provided by White Horse Insurance Ireland DAC

Your holiday is a time to relax and unwind - whether that means sunning yourself on a tropical getaway, indulging your inner adrenaline junkie with some extreme sports, or immersing yourself in some culture on a weekend city break. At a glance, many holidays will seem far lower risk than others - but being ill or having an accident in a foreign country can happen, and it can be costly if you haven't got the right cover in place.

In addition, our travel insurance covers more than just your medical expenses - you'll enjoy protection against cancellation, lost or stolen possessions, delayed departure and more.

Taking out an insurance policy is a safety net, giving you peace of mind that if the worst should happen, you won't find yourself landed with a huge bill at the end of your holiday.

Every good travel insurance policy should include a good amount of cover for these 3 sections:

Medical Emergencies:

Being covered for medical expenses is probably the most important element of your policy. Unlike the UK, most countries do not have a free health service like the NHS, so you could find yourself facing a medical bill for thousands of pounds if you fall ill or have an accident abroad. The best policies should include repatriation to the UK, 24-hour helplines and ambulance fees.

Lost or Stolen Possessions:

You may not have a lot of stuff with you, but the bits you do have will no doubt be essential to your trip (passport, mobile, tablet or money). Losing or having these items stolen will not only be annoying, but will likely result in a dent to the holiday funds if you need to replace them...


If you are faced with a situation where you may need to cancel your holiday, a good insurance policy will help you recover the costs you've already paid. Losing out on your holiday will be hard enough without losing your hard earned money too, so be sure your chosen policy includes comprehensive cancellation cover.

When you select your policy, you'll be asked to choose from four different types of destination:


Our European Travel Insurance is a popular choice for those heading to the continent for skiing in Europe, lazing on a beach or Interailling around Europe.

Worldwide (including North America and the Caribbean)

A firm favourite with honeymooners and backpackers, our Worldwide travel insurance (inc. North America and the Caribbean) will cover you for any destination in the world, including North America and the Caribbean.

Worldwide (excluding North America and the Caribbean)

Perfect for those soaking up the sun and vibrant culture in Thailand or snorkelling in Australia, our Worldwide travel insurance (excl. North American and the Caribbean) will cover you for any destination in the world, except North America and the Caribbean.


Last but not least is UK Travel Insurance. With the rising cost of a staycation, travel insurance for the UK is sometimes overlooked, but just like any country, your hotel or transport can be cancelled or your personal belongings can be stolen, lost or damaged.

At Essential Travel, we can cover these, as well as cancellation and curtailment, emergency medical cover, sports insurance and activities, and a whole lot more.

With so many cheap travel insurance policies available it can be difficult trying to decide which is the best for you. To help you decide, we have created our Best Travel Insurance guide that will give you an overview of what to bear in mind when choosing insurance for your next trip.


Australia is one of the most popular long-haul destinations for Brits. There is so much to do and see in this vast country and its warm climate, sandy beaches and tropical rain forests make it a popular destination for backpackers on their round the world trip and families a like. Whatever your reason for visiting this beautiful country, our travel insurance for Australia can keep you covered should anything happen while you are away.


Floating halfway between the US to the north and Latin America to the south, Cuba seems to be stuck between the two. Where infrastructure has suffered from its turbulent past, the culture has boomed. Cuba is one of the most incredible places to see the arts. You will hear music emerge from houses, dance in the streets and you'll see it everywhere. The Cuban people keep this country's pulse beating and they will ensure you have an unforgettable time. Whether you soak up the sun on sandy beaches, dive the reefs in search of sea life or simply explore the back streets of Havana, you will remember Cuba. Whatever your reasons, we have you covered with our travel insurance to Cuba.


A mesmerising mix of the exotic and the familiar, Turkey has long been dubbed the 'bridge between East and West'. Its rich history, warm weather and beautiful sandy beaches make it a popular destination among Britons. Whether you are soaking up the sun at a beach resort or exploring the maze of Turkish bazaars, our travel insurance for Turkey can keep you covered should anything disrupt your time away.


Whether you're skiing in Vermont, seeing a show on Broadway or soaking up the sun on the West Coast, you will want to ensure you are comprehensively covered with our travel insurance for USA. Medical expenses and repatriation to North America and the Caribbean are some of the highest in the world, that is why at Essential Travel we can cover pre-existing medical conditions, as well as provide comprehensive emergency medical cover, along with many other extras.


Many people forget the need for travel insurance when they're on a staycation but the cost of accommodation, attractions and transport are not often cheap. Our UK travel insurance can cover you for any length of stay, provide you with cancellation cover, 100's of sports and a lot more no matter where you visit.

All Travel Insurance

Please visit our travel insurance site map for a complete breakdown of all trip types and insurance policies offered by Essential Travel.

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Essential Travel is a trading name of Holiday Extras. Holiday Extras Cover Ltd and Holiday Extras Ltd are authorised and regulated by the Financial Conduct Authority. Holiday Extras Cover Ltd 05058680 and Holiday Extras Ltd 01693250 are registered in England and Wales. Registered address: Ashford Road, Newingreen, Kent CT21 4JF.

Holiday Extras is underwritten by Travel Insurance Facilities plc which is authorised and regulated by the Financial Conduct Authority. Registered address 2nd Floor, 1 Tower View, Kings Hill, West Malling, Kent. ME19 4UY. Company number 03220410.