Do you have a pre-existing medical condition that you need to declare to your travel insurance provider? Get advice on pre-existing medical conditions.
Working Abroad Travel InsuranceCovered on Multiple Activity Grades
Travel insurance for working abroad
If you are seeking a new adventure working or volunteering abroad, bar tending on your gap year, picking fruit and veg, whatever it may be, you can be covered for working abroad on our Single, Annual or Backpacker quotes.
- Single Trip: Ideal for one-off holidays for up to 45 days long
- Annual Multi Trip: Cover for an unlimited number of trips for up to 12 months
- Backpacker Trip: Continuous travel for up to 2 years long and covering 1 trip back home
Types of Work Covered
There are various types of work that we cover in Grade 1 and Grade 2 Activity Cover. Please note that Grade 1 cover is free while Grade 2 activities require extra cover.
|Sports Grade 1||Fruit and Vegetable Picking|
|Bar Tending and Restaurant Work|
|Counselling (Students and Exchange Students Included)|
|Student Exchange (academic studies only)|
|Voluntary Work (teaching in a school or orphanage, no manual labour)|
|Sports Grade 2||Manual Labour (ground work - no machinery involved)|
Experts' Top Tip - Superior Cover is the most popular and best selling cover level. It provides a high level of protection, offering up to £10 million medical cover.
You have a choice of tailoring your insurance cover to suit your holiday needs. Choose from up to 4 cover levels and 4 areas of cover. Additionally, you can add extra protection for pre-existing medical conditions, winter sports, cruises and more.
You are entitled to our 24 Hour Emergency Line when purchasing our insurance cover should you require assistance while on holiday.
Add Extra Cover
Working abroad can be an exciting new experience, fruit and veg picking in Australia or teaching English abroad; perhaps even, you're already a seasoned professional. Either way, you will want to ensure that your travel insurance will sufficiently cover you for any eventuality.
Do you need to declare a medical condition?
If you have a pre-existing medical condition its vital that you declare it otherwise you could invalidate your entire policy. We have teamed up with leading medical travel insurance company, Latitude Travel Insurance, to offer comprehensive cover for those who have a pre-existing medical condition. You may be surprised that many common medical conditions such as allergies can be added without any additional cost. Whats more, you even have the option to declare a condition but then exclude it from your policy. What this means is that youve told your insurer about your condition but decided not to cover it, so you will be covered medically for anything unrelated to that condition.
Do you need extra sports or specialist cover?
A good policy will include insure you for many sports, adventures and activities - we cover over 100+ as standard. However the more adventurous or dangerous the activity, like winter sports, the more likely it is that you will need to purchase additional sports insurance. You can customise your policy further with a number of other specialist add-ons.
Medical: emergency medical expenses that occur should you have an accident and require medical attention including cover for mountain rescue, helicopter rescue costs and repatriation
Equipment: Winter Sports cover also provides peace of mind against any theft, loss or damage to your personal or hired equipment as well as any pre-paid fees.winter sports cover →
Playing golf can be a welcome break away from working. Cover for your golf equipment and pre-paid green fees can be added to your policy giving you nothing else to work on except your game.
- Your Personal Equipment up to £1000
- Hired Equipment up to £200
- Pre-paid Green Fees up to £300
Self employed or working for a company, if you travel for work you can add extra protection against accidental loss, theft or damage to your business equipment to your Single, Annual Multi or Backpacker Trip policies.
Business cover protects equipment such as cameras, mobiles, laptops that you may need to work or have with you in meetings.business trip insurance →
Cruise cover will add extra protection for:
- Extended baggage cover up to £3,500
- Missed shore trips up to £500
- Cabin confinement (due to illness) up to £600
- Valuables up to £700
If you're planning on tying the knot abroad, extra cover for accidental loss, theft or damage to your your wedding clothes, rings, gifts and photos can be added to your Single, Annual Multi or Backpacker Trip policy, to help ensure that your special day is everything its meant to be.
- Wedding Clothes up to £1500 per person
- Wedding Gifts up to £1000 per couple
- Wedding Rings up to £250 per person
- Wedding Photographs up to £750 per person
Should you need to claim on your travel insurance, an Excess is the amount that you'll have to pay before we pick up the rest of the bill.find out more →
If you've packaged your holiday yourself (without the help of a travel agent) adding the Independent Traveller add-on will provide cover for additional scenarios such as:
- Extended Cancellation and Curtailment: If you need to cancel or return home early because your booked accommodation becomes unreachable and unusable due to a travel ban or evacuation
- Extended Delayed & Missed Departure: Not only will we pay you for the first 12 hours of delay, we'll also help with pre-paid travel, accommodation & any alternative travel arrangements you may need to make
Travel Insurance Reviews
Customers have scored Essential Travel on average 87% 100 based on 1066 reviews.
Total Rating: 5/5
Simple & easy to use website
Easy to understand and use website. No interaction with any staff members so cannot comment...hopefully we won't need to use the insurance but as for setting it up, no problems at all.
Mr Mason - Wed, 06 Nov 2013
Total Rating: 4/4
Helpful customer service staff, straightforward advice
Very happy with the service I received when going through the claims process.
Ms Duncan - Wed, 06 Nov 2013
Total Rating: 5/5
5 stars for the ease of use (website) and fast booking procedure
Getting a proposal was easy. You then only had to make up your mind about the sort of coverage you want and book it accordingly. I decided against the paper documents (sent by mail) just for the reason being I ran out of time as I booked late. Fortunately I didn't have to make use of the services on the spot and therefore cannot comment on that part.
Maika Wolf - Sun, 03 Nov 2013
Find the right travel insurance for your needs with Essential Travel's Expert Tips:
Essential Travel recommends the best time to purchase your travel insurance to make sure your holiday is fully covered and you get the most from your policy.
Learn how to cut costs on your holiday insurance & receive exclusive travel insurance discounts. Cover for medical emergencies, cancellation and lost luggage.