Prices from £7.88 for 1 week's cover in Europe
Travel Insurance for Water Sports
Receive comprehensive Water Sports travel insurance for a variety of activities. Our travel insurance policies have been specially designed to provide you with tailored sports cover. Simply request a Single Trip, Annual Multi Trip or Backpacker quote and choose the appropriate sports grade.
See the table below for a list of Grade 1 (low risk sports) covered at no extra charge, as well as the Grade 2 - 4 sports you can top up to cover (higher risk sports).
Your cover should remain valid as long as you:
- Use the correct equipment and gear for your activity
- Refrain from any reckless and irresponsible behaviour
- Are not intoxicated
Which Water Sporting Activities Does Essential Travel Cover?
You can take part in a variety of different water sports and activities within your grade without having to take out an array of policies. Here is a list of some of the water sports we cover in their respective sports grades:
| Sports Grade 1 | Sports Grade 2 | Sports Grade 3 | Sports Grade 4 |
|---|---|---|---|
| Banana Boat Rides | Sea Canoeing | Spear Fishing without air tanks |
High Diving (amateur excludes cliff diving) |
| Beach Games | Scuba Diving depth of 30m |
Black Water Rafting grades 5 - 6 |
Parasailing |
| Black Water Rafting class 1 - 4 |
Scuba Diving depth of 50m |
||
| Canoeing grade 3 |
Yachting outside territorial waters |
||
| Catamaran Sailing within territorial waters |
|||
| Deep Sea Fishing | |||
| Dingy Sailing | |||
| Jet Skiing | |||
| Kite Surfing | |||
| Yachting within territorial waters |
Cover Levels Specific to your Sports Grade
Explore the beautiful waters at your destination in safety, by ensuring you know the cover levels and excesses for the relevant sports grade.
| Sports Grade | Medical Excess | Personal Accident Limit | Personal Liability |
|---|---|---|---|
| Sports Grade 1 | £75 - £125 | £7500 - £30,000 | up to £2 million* |
| Sports Grade 2 | £300 | reduced by 50% | Excluded |
| Sports Grade 3 | £600 | reduced by 50% | Excluded |
| Sports Grade 4 | £600 | reduced by 50% | Excluded |
*Please note certain grade 1 sports exclude personal liability including catamaran sailing, dingy sailing, jet skiing, and yachting in territorial waters.
For more options, visit our sports page to search for your desired water sport and find out which Sports Grade Cover you will need.
Add Extra Cover
You can customise your policy further with pre-existing medical condition cover, sports and a number of other specialist add-ons.
Pre-Existing Medical Conditions
Specialist cover can be added to your policy in minutes via our easy Online Medical Screening system.
Hazardous Sports and activities
If you want to play sport on holiday, make sure you do so safely by adding the correct sports grade to your policy.
100+ sports are covered at no extra cost on our policies!
Read Reviews
Customers have scored Essential Travel on average 87% based on 1097 reviews.
Cheap. But not nasty!
I required travel insurance for my 13 year old daughters who are travelling unaccompanied to the USA later this year. Essential was one of the few companies I found that caters for that market and at a surprising low price. The cover is more than adequate although it has to be said that figures for the excess waivers were not so readily traceable. But got that I'd award it five stars. If we have to make a claim this review and the raring could go down as well as up.
B. D. Fileman -
"Essential" is , simply ..................... essential !
This is the easiest way to take out insurance for your annual holiday. There`s no hassle , no hidden terms ,and the price is very , very , competitive.
Mr Gresty -
no problems
good quick service
Ms Nutley -
Your Insurance, Our Expertise
Find the right travel insurance for your needs with Essential Travel's Expert Tips:
5 reasons to book with us
- Pay less for great cover
- Customise your policy
- Online medical screening
- Receive instant cover
- Read reviews and book with confidence
Customise your policy
We've made it easy for you to customise your travel insurance policy to ensure you only pay for the cover you need.
find out more →When should you book?
Get the most out of your policy as we reveal the best time to purchase your travel insurance policy.
find out more →