Travel Insurance for Water Sports

Covered on Multiple Sports Grades
  • Multi-Water-Sports Cover
  • Up to £10 Million Medical Cover
  • UK, Europe & Worldwide
  • Single, Annual or Backpacker trips
  • 24hr Emergency Assistance

From only £7.88 per Week

Prices from £7.88 for 1 week's cover in Europe

Travel Insurance for Water Sports

Receive comprehensive Water Sports travel insurance for a variety of activities. Our travel insurance policies have been specially designed to provide you with tailored sports cover. Simply request a Single Trip, Annual Multi Trip or Backpacker quote and choose the appropriate sports grade.

See the table below for a list of Grade 1 (low risk sports) covered at no extra charge, as well as the Grade 2 - 4 sports you can top up to cover (higher risk sports).

Your cover should remain valid as long as you:

  • Use the correct equipment and gear for your activity
  • Refrain from any reckless and irresponsible behaviour
  • Are not intoxicated

Which Water Sporting Activities Does Essential Travel Cover?

You can take part in a variety of different water sports and activities within your grade without having to take out an array of policies. Here is a list of some of the water sports we cover in their respective sports grades:

Sports Grade 1 Sports Grade 2 Sports Grade 3 Sports Grade 4
Banana Boat Rides Sea Canoeing Spear Fishing
without air tanks
High Diving (amateur excludes cliff diving)
Beach Games  Scuba Diving
depth of 30m
Black Water Rafting
grades 5 - 6
Parasailing
Black Water Rafting
class 1 - 4 
Scuba Diving
depth of 50m
Canoeing
grade 3
Yachting
outside territorial waters
Catamaran Sailing
within territorial waters
Deep Sea Fishing
Dingy Sailing
Jet Skiing
Kite Surfing
Yachting
within territorial waters

Cover Levels Specific to your Sports Grade

Explore the beautiful waters at your destination in safety, by ensuring you know the cover levels and excesses for the relevant sports grade.

               
Sports Grade Medical Excess Personal Accident Limit Personal Liability
Sports Grade 1 £75 - £125 £7500 - £30,000 up to £2 million*
Sports Grade 2 £300 reduced by 50% Excluded
Sports Grade 3£600reduced by 50% Excluded
Sports Grade 4£600reduced by 50% Excluded

*Please note certain grade 1 sports exclude personal liability including catamaran sailing, dingy sailing, jet skiing, and yachting in territorial waters.

For more options, visit our sports page to search for your desired water sport and find out which Sports Grade Cover you will need.

You may be interested in this magazine article..

Top 10 Beach Sports

Top 10 Beach Sports

No summer holiday at the beach is complete without water sports. From surfing to scuba diving, there are a variety of fun activities available, and to help you prepare, take a look at the top 10 beach sports. Read More

Add Extra Cover

You can customise your policy further with pre-existing medical condition cover, sports and a number of other specialist add-ons.

Pre-Existing Medical Conditions

Specialist cover can be added to your policy in minutes via our easy Online Medical Screening system.

Hazardous Sports and activities

If you want to play sport on holiday, make sure you do so safely by adding the correct sports grade to your policy.

100+ sports are covered at no extra cost on our policies!

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Your Insurance, Our Expertise

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  5. For UK and ROI residents only