Travel Insurance for the USAWorldwide (inc. North America and Caribbean)
From only £11.96 per Week
- Hawaii, Alaska & Canada
- Adults up to 74 years old*
- Up to £10 million Medical Expenses
- Single, Annual or Backpacker trips
- 24 hour Emergency Assistance
From only £11.96 per Week
Holiday Insurance for the USA
Whether you're skiing in Vermont, exploring Times Square or unwinding on one of Hawaii's beautiful beaches, Essential can see to your travel insurance needs for the USA.
Which Policy Do I Need?
|Policy Type||Why choose this policy?|
|Single Trip||1 single trip for a maximum of 87 days up to the age of 65
1 single trip for a maximum of 31 days from 66 - 74 years
Can be purchased up to 365 days in advance
|Annual Multi trip||Unlimited trips for 12 months
45 days maximum per trip for travellers under 65 years of age
31 days maximum per trip for travellers aged 65 - 74 years
Can be purchased up to 31 days in advance
|Backpacker||Up to 2 years of travel|
Travellers aged between 19 - 55 years
Can be purchased up to 60 days in advance
Are you over the age of 74? You can still travel with our holiday insurance for over 74s.
Customise your policy to your needs
You can tailor your policy according to your travel needs:
- 4 types of cover (Standard, Essential, Essential Plus, Superior)
- Add extra cover (pre-existing medical conditions, golf and cruise cover)
- Choose between 4 Sports Grades (Grade 1 sports are covered at no extra cost)
Experts' Top Tip - If you are going to the USA for skiing season, it is well worth adding Foreign and Common Wealth Office (FCO).
Visa Waiver Programme and ESTA
While most British citizens benefit from the Visa Waiver Programme (VWP) and travel to the US for up to 90 days without a visa, it is necessary to apply for an Electronic System for Travel Authorisation (ESTA) at least 72 hours before your flight. It is compulsory to have a valid ESTA when entering the US. For more information, read our ESTA Q&A.
5 Easy Steps to Book Online
Booking online is quick and easy, even for first timers. All you need to do is:
You may be interested in this magazine article..
Don't be fooled into thinking the Americans are only known for their fast food chains. There lies a list of interesting and divine dishes in various cities across the US that simply cannot be missed while you're there. Read More
Add Extra Cover
You can customise your policy further with pre-existing medical condition cover, sports and a number of other specialist add-ons.
Do You Need to Declare a Medical Condition?
If you have a pre-existing medical condition its vital that you declare it or you could invalidate your entire policy. Insurers dont like to think that youve hidden things from them and you may be surprised to find out that many common medical conditions such as allergies can be added without any additional cost. Whats more, you even have the option to declare a condition but then exclude it from your policy. What this means is that youve told your insurer about your condition but decided not to cover it, so you will be covered medically for anything unrelated to that condition.
By adding Winter Sports to your Travel Insurance to USA you can take part in over 26 winter sports and be covered for:
Medical: you will be covered for emergency medical expenses that occur should you have an accident and require medical attention including cover for mountain rescue, helicopter rescue costs and repatriation
Equipment: Winter Sports cover also provides peace of mind against any theft, loss or damage to your personal or hired equipment as well as any pre-paid fees.winter sports cover →
No matter how pro you are, cover for your golf equipment and pre-paid green fees can be added to your USA holiday insurance giving you nothing else to work on except your game.
Simply add extra golf protection to your Single, Annual Multi or Backpacker Trip policy to add extra protection for:
- Your Personal Equipment up to £1000
- Hired Equipment up to £200
- Pre-paid Green Fees up to £300
Self employed or working for a company, if you travel to the USA you can add extra protection against accidental loss, theft or damage to your business equipment to your Single, Annual Multi or Backpacker Trip policies.
Business cover protects equipment such as cameras, mobiles, laptops that you may need to work or have with you in meetings.business trip insurance →
Sail the seas worry-free by adding extra cover for missed port, cabin confinement and unused excursions to any of our Single, Annual Multi or Backpacker Trip travel insurance policies.
Cruise cover will add extra protection for:
- Extended baggage cover up to £3,500
- Missed shore trips up to £500
- Cabin confinement (due to illness) up to £600
- Valuables up to £700
If you're planning on tying the knot abroad, extra cover for accidental loss, theft or damage to your your wedding clothes, rings, gifts and photos can be added to your Single, Annual Multi or Backpacker Trip policy, to help ensure that your special day is everything its meant to be.
- Wedding Clothes up to £1500 per person
- Wedding Gifts up to £1000 per couple
- Wedding Rings up to £250 per person
- Wedding Photographs up to £750 per person
Should you need to claim on your travel insurance, an Excess is the amount that you'll have to pay before we pick up the rest of the bill.
Avoid paying any excesses by adding the Excess Waiver option to your Single, Annual Multi or Backpacker Trip policy.find out more →
If you've packaged your holiday yourself (without the help of a travel agent) add the Indepentent Traveller add-on will provide cover for additional scenarios such as:
- Extended Cancellation and Curtailment: If you need to cancel or return home early because your booked accommodation becomes unreachable and unusable due to a travel ban or evacuation
- Extended Delayed & Missed Departure: Not only will we pay you for the first 12 hours of delay, we'll also help with pre-paid travel, accomodation & any alternative travel arrangements you may need to make
Travel Insurance Reviews
Customers have scored Essential Travel 8.5 (ratings from 0-10) based on 1551 reviews.
Total Rating: 5/5
Exactly what I was looking for
This website made the mundane task of sorting insurance out very simple indeed. I selected my choices, was offered it at a great price and immediately received confirmation of my policy. Have used them before and would recommend them to anybody.
Mr Balsom - March, 3 2014
Total Rating: 5/5
Easy to arrange your insurance
I found essential travel insurance ideal for my requirements short trips or longer holidays are catered for easy to arrange and good prices I would recommend this company for all your travel needs.
Mr Conway - Feb 28, 2014
Total Rating: 5/5
Easy to book and good price
I remembered about travel insurance a couple of days before we travelled. I was able to get a quote immediately online and see 3 levels of cover described clearly and in detail. Having chosen what I wanted I was able to pay easily and had immediate peace of mind for our trip.
Ms. Watson - Feb 25, 2014
Find the right travel insurance for your needs with Essential Travel's Expert Tips:
Do you have a pre-existing medical condition that you need to declare to your travel insurance provider? Get advice on pre-existing medical conditions.
Essential Travel recommends the best time to purchase your travel insurance to make sure your holiday is fully covered and you get the most from your policy.
Learn how to cut costs on your holiday insurance & receive exclusive travel insurance discounts. Cover for medical emergencies, cancellation and lost luggage.