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Superior Travel Insurance Cover Level

The Superior policy is your fully comprehensive travel insurance policy and is our best seller.

A Superior policy covers you for everything listed in our policies to the highest amounts, all with the lowest excesses. It includes cover for carrier failure and loss of hotel facilities which are unavailable on any of our other policies.

Please note: This cover level is not available on Backpacker policies.

Superior Cover (per person)

Benefit Limit Excess
Emergency medical and other expenses
including emergency assistance services
up to £10,000,000 £75
Personal liability up to £2,000,000 £75
Legal assistance and expenses up to £25,000 £75
Missed departure up to £1,000 £75
Personal accident
• loss of limbs or sight (aged 64 and under)
• permanent total disablement (aged 64 and under)
• death benefit (under 16)
• death benefit (aged 16-64)
• death benefit (over 64)
Max benefit £30,000
£30,000
£30,000

£4,000
£30,000
£4,000
nil
Hospital benefit £60 per day up to £1,200 nil
Hijack £100 per day up to £1,000 nil
Mugging £100 per day up to £1,000 nil
Kennel/cattery fees £20 excess up to £200 nil
Cancellation or curtailment up to £5,000 £75 (£10 loss of deposit)
Baggage and personal effects
• single item limit
• valuables
• passport
• delayed baggage
up to £2,000
£300
£300
up to £350
up to £200 (£50/24hours)
£75
Personal money
• cash limit
• cash (aged under 16)
up to £400
£250
£100
£75

Choose from these Extras to tailor your travel insurance

Golf Cover

Benefit Limit Excess
Golf Equipment up to £1,000
Golf Equipment Hire £20 per day up to £200 £75
Green Fees £75 per day up to £300 £75

Winter Sports Cover

Benefit Limit Excess
Ski equipment
• owned
• hired
• single item limit

up to £750
up to £500
£250
£75
Ski hire £30 per day up to £510 nil
Ski pack £300 lift pass up to £600 nil
Piste closure £50 per day up to £500 nil

Business Insurance

Benefit Limit Excess
Equipment
• single article limit
£750
£500
£75

Cruise Insurance

Benefit Limit Excess
Extended Baggage
• single article limit
valuables
£3,500
£750
£700
£75
Missed Shore
• per trip
£500
£50
nil
Confinement
• per day
£600
£100
nil
Excursions £500 £75

Wedding Insurance

Benefit Limit Excess
Rings (per person) £250 £75
Gifts (per couple) £1,000 £75
Attire (per person) £1,500 £75
Photographs £750 £75

Independent Taveller Insurance

Benefit Limit Excess
Extended Cancellation £5,000 £75
Extended Delayed Departure £200 £75
Extended Missed Departure £1,000 £75
Accommodation £5,000 £75

You may be interested in this magazine article

Travel Insurance Slipups

Top 10 Travel Insurance Blunders

It is common for travellers get a bit eager and overlook important details when planning a trip. To ensure you are getting the coverage you need, we give you the Top 10 Travel Insurance Blunders, so that you can learn from other people's mistakes.