The Superior policy is your fully comprehensive travel insurance policy and is our best seller.
A Superior policy covers you for everything listed in our policies to the highest amounts, all with the lowest excesses. It includes cover for carrier failure and loss of hotel facilities which are unavailable on any of our other policies.
Please note: This cover level is not available on Backpacker policies.
Superior Cover (per person)
| Benefit | Limit | Excess |
|---|---|---|
| Emergency medical and other expenses including emergency assistance services |
up to £10,000,000 | £75 |
| Personal liability | up to £2,000,000 | £75 |
| Legal assistance and expenses | up to £25,000 | £75 |
| Missed departure | up to £1,000 | £75 |
| Personal accident • loss of limbs or sight (aged 64 and under) • permanent total disablement (aged 64 and under) • death benefit (under 16) • death benefit (aged 16-64) • death benefit (over 64) |
Max benefit £30,000 £30,000 £30,000 £4,000 £30,000 £4,000 |
nil |
| Hospital benefit | £60 per day up to £1,200 | nil |
| Hijack | £100 per day up to £1,000 | nil |
| Mugging | £100 per day up to £1,000 | nil |
| Kennel/cattery fees | £20 excess up to £200 | nil |
| Cancellation or curtailment | up to £5,000 | £75 (£10 loss of deposit) |
| Baggage and personal effects • single item limit • valuables • passport • delayed baggage |
up to £2,000 £300 £300 up to £350 up to £200 (£50/24hours) |
£75 |
| Personal money • cash limit • cash (aged under 16) |
up to £400 £250 £100 |
£75 |
Choose from these Extras to tailor your travel insurance
Golf Cover
| Benefit | Limit | Excess |
|---|---|---|
| Golf Equipment | up to £1,000 | |
| Golf Equipment Hire | £20 per day up to £200 | £75 |
| Green Fees | £75 per day up to £300 | £75 |
Winter Sports Cover
| Benefit | Limit | Excess |
|---|---|---|
| Ski equipment • owned • hired • single item limit |
up to £750 up to £500 £250 |
£75 |
| Ski hire | £30 per day up to £510 | nil |
| Ski pack | £300 lift pass up to £600 | nil |
| Piste closure | £50 per day up to £500 | nil |
Business Insurance
| Benefit | Limit | Excess |
|---|---|---|
| Equipment • single article limit |
£750 £500 |
£75 |
Cruise Insurance
| Benefit | Limit | Excess |
|---|---|---|
| Extended Baggage • single article limit valuables |
£3,500 £750 £700 |
£75 |
| Missed Shore • per trip |
£500 £50 |
nil |
| Confinement • per day |
£600 £100 |
nil |
| Excursions | £500 | £75 |
Wedding Insurance
| Benefit | Limit | Excess |
|---|---|---|
| Rings (per person) | £250 | £75 |
| Gifts (per couple) | £1,000 | £75 |
| Attire (per person) | £1,500 | £75 |
| Photographs | £750 | £75 |
Independent Taveller Insurance
| Benefit | Limit | Excess |
|---|---|---|
| Extended Cancellation | £5,000 | £75 |
| Extended Delayed Departure | £200 | £75 |
| Extended Missed Departure | £1,000 | £75 |
| Accommodation | £5,000 | £75 |
