The standard policy is a low-cost option that provides cover for the travel insurance staples. Excesses are higher on the standard policy allowing the price to be low whilst still offering £2.5 million cover for medical expenses and competitive cover levels on personal accidents and personal liabilities.
Standard Cover (per person)
| Benefit | Limit | Excess |
|---|---|---|
| Emergency medical and other expenses including emergency assistance services |
up to £2,500,000 | £125 |
| Personal liability | up to £500,000 | £125 |
| Personal accident • loss of limbs or sight (aged 64 and under) • permanent total disablement (aged 64 and under) • death benefit (under 16) • death benefit (aged 16-64) • death benefit (over 64) |
Max benefit £7,500 £7,500 £7,500 £1,000 £7,500 £1,000 |
nil |
| Hospital benefit | £15 per day up to £300 | nil |
