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Sports Travel Insurance

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  5. For UK and ROI residents only

From only £9.06 per Week

From only £9.06 per Week

Choose the right sports cover level

Holidays are a great time to get active and over 100 sports are covered as Standard on all of our policies at no extra cost. However, for the more adventurous activities, extra sports cover (referred to as Sports Grades) will need to be added to your Single Trip, Annual Multi Trip or Backpacker policy so that you can have fun the safe way.

What are Sports Grades?

For the purpose of our policies, sports and hazardous activities are assigned to a Sports Grade which corresponds to the level of risk involved. The more extreme your sport, the higher the Sports Grade you need.

  • Sports Grade 1 - Activities like cycling, jet-skiing and kayaking don't require extra cover, we cover 110 sports at no extra cost
  • Sports Grade 2 - Activities like bungee jumping, safari and motorcycling (and more) require extra sports cover to be added to your policy
  • Sports Grade 3 - Activities like paragliding and tandem sky diving require extra sports cover to be added to your policy
  • Sports Grade 4 - High risk activities such as off piste skiing, canyoning and rock climbing require the highest level of sports cover

Adding extra sports cover is easy!

Simply get a quote above and select which Sports Grade you need. A full list of sports and hazardous activities, grouped by grade, have also been provided in the help box beside this.

Not sure which Sports Grade you need?

Don’t worry, simply search for the activity in the sports search box below and we’ll tell you which Sports Grade to choose.

Sports Injuries Medical Cover

Providing that you have the correct Sports Grade for the sport you're doing and that you're taking part in the sport in a non-professional capacity you will be covered fully for any subsequent medical costs in the event of an injury.

Experts' Top Tip: Driving to the airport? Our Meet & Greet airport parking services are ideal if you're travelling with sports equipment as you can avoid lugging heavy equipment & luggage by dropping your car at departures.

You may be interested in this magazine article..


Top 10 Extreme Sports

Are you an adrenalin junkie? These Top 10 Extreme Sports are guaranteed to get anyone's heart pumping. Read More

Add Extra Cover

You can customise your policy further with pre-existing medical condition cover, sports and a number of other specialist add-ons.

Do You Need to Declare a Medical Condition?

If you have a pre-existing medical condition it’s vital that you declare it or you could invalidate your entire policy. Insurers don’t like to think that you’ve hidden things from them and you may be surprised to find out that many common medical conditions such as allergies can be added without any additional cost. What’s more, you even have the option to declare a condition but then exclude it from your policy. What this means is that you’ve told your insurer about your condition but decided not to cover it, so you will be covered medically for anything unrelated to that condition.

Pre-Existing Medical Conditions

Specialist cover can be added to your policy in minutes via our easy Online Medical Screening system.

Do You Need Extra Sports or Specialist Cover?

A decent policy will include cover for many sporty or adventure activities as standard. However the more adventurous or dangerous the activity, like winter sports, the more likely it is that you will need to purchase additional sports insurance. You can customise your policy further a number of other specialist add-ons.

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Find the right travel insurance for your needs with Essential Travel's Expert Tips: