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Ski Travel Insurance

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  5. For UK and ROI residents only

From only £26.16 per Week

  • On and Off piste skiing
  • Equipment Cover
    Loss, theft & damage to hired and personal equipment
  • Pre-existing medical cover with Latitude Insurance
  • Cover for lift passes, ski lessons and piste closure
  • 24/7 emergency helpline

From only £26.16 per Week

Ensuring you have comprehensive travel insurance is important for any holiday but is even more prevalent for a ski holiday. Skiing and snow sports carry a lot more risks than most holidays and you’re a lot more likely to injure yourself on the slopes than a beach. The cost of accommodation and specialist sporting equipment, whether hired or owned, can be expensive, but our ski travel insurance can cover these and all other aspects of your holiday.

Ski Insurance

No winter holiday is complete without a skiing adventure. Essential Travel offers you affordable travel insurance for 7 different types of skiing and many other winter sports when you add Winter Sports cover to your quote.

Winter Sports cover is available to add onto any of our policies and includes cover for an additional 26 different winter sport. You can add your cover for winter sports as you make your way through the booking process.

Winter sports insurance can cover

  • Medical Expenses up to £10 million
  • Hospital Benefit up to £1,200
  • Personal Accident up to £30,000
  • Cancellation and curtailment up to £5,000
  • Mountain and Helicopter Rescue
  • Repatriation to the UK
  • Ski passes, piste closure



Helmet Safety - Wearing a helmet is a requirement for your winter sports travel insurance when taking out a policy with Essential Travel. Failure to wear a helmet could invalidate your entire policy.


Ski travel insurance options

Essential Travel's policies are structured so that the best policy for you depends on your trip.

  1. Single Trip with Winter Sports – for one-off trips up to 87 days with 17 days of skiing (ages 2 – 65*)
  2. Annual Multi Trip with Winter Sports – for multiple trips throughout the year of up to 45 days each, with up to 17 days for skiing/wintersports per year (ages 2 – 65*)
  3. Backpacker with Winter Sports – continuous trips for 2 years with up to 31 days skiing per policy (ages 18 – 55)

*If you are 65 or older, find out about Travel Insurance for Over 65s.



Extra cover

Off piste with a guide - When you add additional Winter Sports cover, you will automatically be covered for off piste skiing with a resort-approved guide.

Off piste without a guide - add Winter Sports to your quote and select 'off-piste skiing' under the hazardous activities option to be covered without a guide.

It is important to note that your policy will not be valid should you go off-piste when it has been officially advised against by the resort.


Pre-existing medical cover

As with many of our policies there will be the opportunity to add any pre-existing medical conditions to your policy. You will be asked to declare these with our online medical screening process with our specialist partner Latitude Insurance.

Winter sports automatically covered

Listed in the table below are a range of ski-related activities and other winter sports that you are covered for at no extra cost with your Winter Sports add-on.

Winter Sports covered in the same quote
Air boarding Glacier Walking
Big Foot Skiing Huskey Dog Sledging organised and non-competitive
Blade Skating Ice Karting
Bum Boarding Ice Skating
Cross Country/Nordic Skiing Ice Windsurfing
Dog Sledging Kick Sledging
Dry Skiing Langlauf
Ski - blading Snow mobiling
Skiing - alpine Snow Shoe Walking
Skiing off piste with a guide Snow Tubing
Skiing on piste Tobogganing
Sledging Winter Walking (using crampons and ice picks only)
Sledging pulled by horse or reindeer as a passenger
Snow boarding

Ski Equipment

In addition to theft, you are also covered for:

Feature Cover Limit Excess
Replacement or repair of equipment up to £750 from £75
Loss or damage of hired equipment up to £510 nil
Closed piste up to £500 nil
Unused ski packs up to £600 nil

You may be interested in this magazine article..

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FAQ

Find commonly asked questions about winter sports travel insurance

Which sports are covered with a winter sports policy?

What equipment am I covered for?

Can I buy snow sports cover if I’m on a backpacker policy?

What is considered as off piste skiing?

What is a pre-existing medical condition?

Do I need to declare a pre-existing?

Can I use my EHIC card?


Download the Essential Travel policy wording booklet.

Travel Insurance Reviews

Customers have scored Essential Travel on average 87% 100 based on 1066 reviews.

Find the right travel insurance for your needs with Essential Travel's Expert Tips:

winter sports skier

Winter Sports

By adding Winter Sports to your Single, Annual or Backpacker policy you can take part in over 26 winter sports and be covered for:

Medical: you will be covered for emergency medical expenses that occur should you have an accident and require medical attention including cover for mountain rescue, helicopter rescue costs and repatriation

Equipment: Winter Sports cover also provides peace of mind against any theft, loss or damage to your personal or hired equipment as well as any pre-paid fees.

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