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Holiday Insurance for Sailing

Covered on Multiple Sports Grades
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  5. For UK and ROI residents only

From only £9.06 per Week

  • Covers Amateur Sailing
  • UK, Europe & Worldwide
  • Medical cover up to £10 million

From only £9.06 per Week

Travel Insurance for Sailing

Sailing inside territorial waters are covered in Sports Grade 1 on your Single, Annual or Backpacker trip policy at no extra cost.

For yachting outside territorial waters, you can top up with grade 3 sports cover.

Sailing offers you a unique way of exploring your holiday destination. However, as with all water sports, there exists the possibility of injury. Without the right coverage, a minor injury can eat into your holiday budget. Purchase adequate travel insurance that includes cover for sailing and make your holiday stress free.

Under our insurance policies, we offer sailing coverage provided you:

  • Adhere to the necessary safety precautions
  • Are not guilty of any irresponsible play

Which Sports Grade Will I Need?

Sports Grade 1 Sports Grade 3
Sailing
if qualified or as part of an organised activity
in territorial waters only
Speed sailing
Dingy sailing
Catamaran Sailing
Yachting
if qualified or as part of an organised activity
in territorial waters only

Specific Cover Levels for each Sports Grade

Sports Grade Medical Excess Personal Accident Limit Personal Liability
Sports Grade 1 £75 - £125 £7500 - £30,000 Excluded
Sports Grade 3 £600 reduced by 50% Excluded

Sailing Safety Tips

  • If you are a passenger, make sure you book your sailing trip from a reputable company with an assured safety record and a qualified boat driver
  • Safe sailing requires favourable weather, therefore it's important to check the weather report before taking to the water
  • No matter how adept you are at water-sports, when venturing out to sea, make sure you wear a life-jacket at all times
  • Make sure you apply sunscreen with UVA and UVB protection regularly

You may be interested in this magazine article..

Top UK Coastal Towns

Top UK Coastal Towns

Remember half the fun of sailing is exploring the coastal towns along the way. Go local and be sure to visit each coastal town and experience the joy their waters will bring. Read More

Add Extra Cover

You can customise your policy further with pre-existing medical condition cover, sports and a number of other specialist add-ons.

Do You Need to Declare a Medical Condition?

If you have a pre-existing medical condition it’s vital that you declare it or you could invalidate your entire policy. Insurers don’t like to think that you’ve hidden things from them and you may be surprised to find out that many common medical conditions such as allergies can be added without any additional cost. What’s more, you even have the option to declare a condition but then exclude it from your policy. What this means is that you’ve told your insurer about your condition but decided not to cover it, so you will be covered medically for anything unrelated to that condition.

Pre-Existing Medical Conditions

Specialist cover can be added to your policy in minutes via our easy Online Medical Screening system.

Do You Need Extra Sports or Specialist Cover?

A decent policy will include cover for many sporty or adventure activities as standard. However the more adventurous or dangerous the activity, like winter sports, the more likely it is that you will need to purchase additional sports insurance. You can customise your policy further a number of other specialist add-ons.

Hazardous Sports and activities

If you want to play sport on holiday, make sure you do so safely by adding the correct sports grade to your policy.

100+ sports are covered at no extra cost on our policies!

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