Get an Over 74 travel insurance quote.

Up to age 79 online:



If you are aged 80 years or over please call:

0845 230 5000 quoting ESS2034

We are open Monday to Friday 8am - 6pm, closed Bank Holidays

Tailored Over 74 Policies

Our over 74 policies provide single trip and annual multi-trip cover. The policy is tailored to the mature traveller looking for great holiday cover.

Free Spirit Benefits

Free Spirit provides medical travel insurance for people with pre-existing medical conditions who find difficulty in getting travel insurance elsewhere, whether it's because of medical conditions, disability or age.

The pre-existing conditions covered include:

• Diabetes
• Arthritis
• Asthma
• Cancer
• Heart conditions
• Stroke
• Multiple sclerosis
• High blood pressure
• High cholesterol and many more

Schedule of benefits for pensioners over 74 years old:

• Medical expenses cover up to £5 million
• Cancellation cover up to £1,000 (option to top-up to £5,000 / max £10,000 per policy)
• Cover for emergency replacement of medical aids and prescribed medications
• Missed departure up to £1,000
• Personal liability up to £2 million
• Financial failure cover up to £2,500

With our over 74's travel insurance, you'll never be far from assistance with the 24-hour emergency helpline service included in the policy.

Essential Travel Limited have teamed up with P J Hayman and Company Ltd to bring you Free Spirit - a specialist travel insurance policy for those over 74 and for those with pre-existing medical conditions. When you enter the Free Spirit website or telephone you will be dealing with P J Hayman and Company Ltd who are authorised and regulated by the Financial Services Authority (FSA registration number 497103).

* Up to age 79 online; if you are aged 80 years or over please call 0845 230 5000 quoting ESS2034

Member of the ATII

Customer Reviews