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Travel Insurance for Over 55s

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  5. For UK and ROI residents only

From only £11.81 per Week

  • Adults up to 74 years old
  • Single & Annual Multi Trips
  • Cruise Cover Available

From only £11.81 per Week

Travel Insurance for Over 55s

Essential Travel provides affordable and comprehensive cover for adults up to 74 years old on their Single and Annual Multi trip types. If you are over 55 and keen to enjoy your retirement with a few trips, ensure you take out comprehensive insurance for peace of mind.

If you are over 74 years old, please see our Over 74's travel insurance page for more information on getting cover.

Customise your policy

You are given a choice of 4 cover levels and 4 areas of cover to ensure that you only pay for the cover that's appropriate for you.

Our travel insurance provides for you:

  • Medical Expenses cover ranging from £2.5 million to £10 million
  • Hospital Benefit cover ranging from £300 to £1,200 per day
  • Personal Accident cover ranging from £7,500 to £30,000*

*Personal Accident cover is limited if you are over 65.







Medical Conditions

We cover over 70 medical conditions as standard on all of our insurance quotes.

We also provide extra medical cover for Pre-Existing Medical Conditions that you can add to your insurance cover. If you want to add extra medical cover, all you have to do is complete the quick and easy online medical screening process after getting your initial quote. Answer simple questions on your condition and we will then quote you a price for the added cover.

Expert's Top Tip: - If you're going on a luxury cruise, Essential Travel offers extra cover for cruises, including cover for missed excursions and cabin confinement. All you have to do is complete a quote and select Cruise cover as an optional extra after quoting.

5 Easy Steps to Book Online

Booking online is quick and easy, even for first timers. All you need to do is:

Book your Travel Insurance in 5 easy steps

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Add Extra Cover

You can customise your policy further with pre-existing medical condition cover, sports and a number of other specialist add-ons.

Do You Need to Declare a Medical Condition?

If you have a pre-existing medical condition it’s vital that you declare it or you could invalidate your entire policy. Insurers don’t like to think that you’ve hidden things from them and you may be surprised to find out that many common medical conditions such as allergies can be added without any additional cost. What’s more, you even have the option to declare a condition but then exclude it from your policy. What this means is that you’ve told your insurer about your condition but decided not to cover it, so you will be covered medically for anything unrelated to that condition.

Pre-Existing Medical Conditions

Specialist cover can be added to your policy in minutes via our easy Online Medical Screening system.

Do You Need Extra Sports or Specialist Cover?

A decent policy will include cover for many sporty or adventure activities as standard. However the more adventurous or dangerous the activity, like winter sports, the more likely it is that you will need to purchase additional sports insurance. You can customise your policy further a number of other specialist add-ons.

Hazardous Sports and activities

If you want to play sport on holiday, make sure you do so safely by adding the correct sports grade to your policy.

100+ sports are covered at no extra cost on our policies!

Travel Insurance Reviews

Customers have scored Essential Travel on average 87% 100 based on 1066 reviews.

Find the right travel insurance for your needs with Essential Travel's Expert Tips: