Do you have a pre-existing medical condition that you need to declare to your travel insurance provider? Get advice on pre-existing medical conditions.
Off Piste Ski Insurance
Off Piste Ski Insurance
Skiing can seem a little crowded when families and novices all pile on piste at once. If you are a seasoned skiier with the skill to ski off piste, Essential Travel caters to you by providing travel insurance for skiing off piste with, and without a guide.
Off Piste Skiing
For off piste skiing too, you may need to add additional Sports Cover.
Off Piste Skiing with a guide
Add Winter Sports to your quote and be covered as standard for Off Piste skiing accompanied by a guide.
Off Piste Skiing without a guide
If you don't want a guide, add Sports Grade 4 and Winter Sports to your policy you will be covered.
Types of Winter Sports Cover
There are 3 types of travel insurance policies available to which Winter Sports can be added:
- Single Trip
One trip up to a maximum of 87 days with up to 17 days of winter sports (ages 2 - 65*)
- Annual Multi Trip
Multiple trips for year of up to 45 days each with winter sport cover for up to 17 days per year (ages 2 - 65*)
- Backpacker Trip
Continuous cover for 2 years with up to 31 days of winter sports cover (ages 19 - 55)
*If you are 65 or older, find out about Travel Insurance for Over 65s.
Winter Sports Medical Cover
In addition to providing you with access to cover for mountain rescue, helicopter rescue and repatriation, your skiing holiday insurance will also cover the following:
- Medical Expenses £5 million - £10 million
- Hospital Benefit £600 - £1,200
- Personal Accident £15,000 - £30,000
Experts' Top Tip - Your safety is important if you're taking part in winter sports while away on holiday, so it is compulsory that you wear the appropriate gear to ensure you are covered. Use your head, wear a helmet.
Off Piste Ski protection includes theft, loss or damage to your personal gear as well as any pre-paid fees.
|Replacement or repair of equipment||up to £750||from £75|
|Loss or damage of hired equipment||up to £510||nil|
|Closed piste||up to £500||nil|
|Unused ski packs||up to £600||nil|
Additional Winter Sports included
Listed in the table below are a range of ski-related activities and other winter sports that you are covered for at no extra cost with your Winter Sports add-on.
|Winter Sports covered in the same quote|
|Air boarding||Glacier Walking|
|Big Foot Skiing||Huskey Dog Sledging organised and non-competitive|
|Blade Skating||Ice Karting|
|Bum Boarding||Ice Skating|
|Cross Country/Nordic Skiing||Ice Windsurfing|
|Dog Sledging||Kick Sledging|
|Ski - blading||Snow mobiling|
|Skiing - alpine||Snow Shoe Walking|
|Skiing off piste with a guide||Snow Tubing|
|Skiing on piste||Tobogganing|
|Sledging||Winter Walking (using crampons and ice picks only)|
|Sledging pulled by horse or reindeer as a passenger|
Add Extra Cover
You can customise your policy further with pre-existing medical condition cover, sports and a number of other specialist add-ons.
Do You Need to Declare a Medical Condition?
If you have a pre-existing medical condition its vital that you declare it or you could invalidate your entire policy. Insurers dont like to think that youve hidden things from them and you may be surprised to find out that many common medical conditions such as allergies can be added without any additional cost. Whats more, you even have the option to declare a condition but then exclude it from your policy. What this means is that youve told your insurer about your condition but decided not to cover it, so you will be covered medically for anything unrelated to that condition.
Do You Need Extra Sports or Specialist Cover?
A decent policy will include cover for many sporty or adventure activities as standard. However the more adventurous or dangerous the activity, like winter sports, the more likely it is that you will need to purchase additional sports insurance. You can customise your policy further a number of other specialist add-ons.
By adding Winter Sports to your Single, Annual or Backpacker policy you can take part in over 26 winter sports and be covered for:
Medical: you will be covered for emergency medical expenses that occur should you have an accident and require medical attention including cover for mountain rescue, helicopter rescue costs and repatriation
Equipment: Winter Sports cover also provides peace of mind against any theft, loss or damage to your personal or hired equipment as well as any pre-paid fees.winter sports cover →
Regardless of your handicap, cover for your golf equipment and pre-paid green fees can be added to your policy giving you nothing else to work on except your game.
Simply add extra golf protection to your Single, Annual Multi or Backpacker Trip policy to add extra protection for:
- Your Personal Equipment up to £1000
- Hired Equipment up to £200
- Pre-paid Green Fees up to £300
Self employed or working for a company, if you travel for work you can add extra protection against accidental loss, theft or damage to your business equipment to your Single, Annual Multi or Backpacker Trip policies.
Business cover protects equipment such as cameras, mobiles, laptops that you may need to work or have with you in meetings.business trip insurance →
Sail the seas worry-free by adding extra cover for missed port, cabin confinement and unused excursions to any of our Single, Annual Multi or Backpacker Trip travel insurance policies.
Cruise cover will add extra protection for:
- Extended baggage cover up to £3,500
- Missed shore trips up to £500
- Cabin confinement (due to illness) up to £600
- Valuables up to £700
If you're planning on tying the knot abroad, extra cover for accidental loss, theft or damage to your your wedding clothes, rings, gifts and photos can be added to your Single, Annual Multi or Backpacker Trip policy, to help ensure that your special day is everything its meant to be.
- Wedding Clothes up to £1500 per person
- Wedding Gifts up to £1000 per couple
- Wedding Rings up to £250 per person
- Wedding Photographs up to £750 per person
Should you need to claim on your travel insurance, an Excess is the amount that you'll have to pay before we pick up the rest of the bill.
Avoid paying any excesses by adding the Excess Waiver option to your Single, Annual Multi or Backpacker Trip policy.find out more →
If you've packaged your holiday yourself (without the help of a travel agent) add the Indepentent Traveller add-on will provide cover for additional scenarios such as:
- Extended Cancellation and Curtailment: If you need to cancel or return home early because your booked accommodation becomes unreachable and unusable due to a travel ban or evacuation
- Extended Delayed & Missed Departure: Not only will we pay you for the first 12 hours of delay, we'll also help with pre-paid travel, accomodation & any alternative travel arrangements you may need to make
Travel Insurance Reviews
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Total Rating: 5/5
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I found essential travel insurance ideal for my requirements short trips or longer holidays are catered for easy to arrange and good prices I would recommend this company for all your travel needs.
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Easy to book and good price
I remembered about travel insurance a couple of days before we travelled. I was able to get a quote immediately online and see 3 levels of cover described clearly and in detail. Having chosen what I wanted I was able to pay easily and had immediate peace of mind for our trip.
Ms. Watson - Feb 25, 2014
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