Prices from £11.81 for 1 week's cover in Europe
Holiday Insurance For Motorcycling
Motorcycling is a great way to get around if you are visiting a new place over the holidays. For mopeds and motorbikes up to 50cc, you'll be covered at no extra charge on our Single, Annual or Backpacker policies. For 50cc - 125cc motorbikes, add extra grade 2 sports cover for a small additional premium.
When you choose Travel Insurance for Motorcycling:
- You will only be covered when riding with a helmet
- You may only drive with a valid licence
- You may ride mopeds with Sports Grade 1 cover
- You will not be covered for racing
Which Sports Grade do you choose?
Sports Grades refer to the level of risk involved with an activity. Sports Grade 1 extends your cover at no extra cost, while Sports Grade 2, 3 and 4 require that you add extra cover to your quote.
| Sports Grade | Medical Excess | Personal Accident Limit | Personal Liability |
|---|---|---|---|
| Sports Grade 1 up to 50cc |
£75 - £125 | £7500 - £30,000 | Excluded |
| Sports Grade 2 between 50cc and 125cc |
£300 | reduced by 50% | Excluded |
Cover Levels For Motorcycling
Listed below are the features for all Sports Grade cover. Be sure to note that the cover levels do change depending on the grade level, as indicated in the table above.
| Standard | Essential | Essential Plus | Superior | |
|---|---|---|---|---|
| Medical Expenses | up to £2.5 million | up to £5 million | up to £5 million | up to £10 million |
| Personal Accident | up to £7,500 | up to £15,000 | up to £15,000 | up to £30,000 |
| Personal Liability | up to £500,000 | up to £1 million | up to £1 million | up to £2 million |
| Hospital Benefits | up to £300 | up to £600 | up to £600 | up to £1,200 |
It is worth noting that by choosing Sports Grade 2 cover, you are also covered for over 100 Sports Grade 1 level activities at no extra cost.
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Add Extra Cover
You can customise your policy further with pre-existing medical condition cover, sports and a number of other specialist add-ons.
Pre-Existing Medical Conditions
Specialist cover can be added to your policy in minutes via our easy Online Medical Screening system.
Hazardous Sports and activities
If you want to play sport on holiday, make sure you do so safely by adding the correct sports grade to your policy.
100+ sports are covered at no extra cost on our policies!
Read Reviews
Customers have scored Essential Travel on average 87% based on 1097 reviews.
Cheap. But not nasty!
I required travel insurance for my 13 year old daughters who are travelling unaccompanied to the USA later this year. Essential was one of the few companies I found that caters for that market and at a surprising low price. The cover is more than adequate although it has to be said that figures for the excess waivers were not so readily traceable. But got that I'd award it five stars. If we have to make a claim this review and the raring could go down as well as up.
B. D. Fileman -
"Essential" is , simply ..................... essential !
This is the easiest way to take out insurance for your annual holiday. There`s no hassle , no hidden terms ,and the price is very , very , competitive.
Mr Gresty -
no problems
good quick service
Ms Nutley -
Your Insurance, Our Expertise
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