THE EUROPEAN GENDER DIRECTIVE** FROM DECEMBER 21 2008
As of December 21 2008, the EU has issued a new gender directive that makes it unlawful to subject either a man or woman to less favourable treatment because of his or her gender.
In relation to the Financial Services industry, discrimination on the basis of pregnancy, maternity and gender reassignment in calculating premiums and paying benefits is now prohibited.
What does this mean for you?
We will be removing all maternity and pregnancy related conditions from the medical screening system, and we will no longer be medically screening these conditions. This is applicable to travel insurance policies purchased on or after 21/12/2008.
IMPORTANT:
It remains the customer's responsibility to check the individual transportation provider's terms and conditions regarding pregnancy prior to booking.
Your policy will not cover claims where you travel against any health requirements stipulated by the carrier, their handling agents or any other public transport provider.
THE CHANGES TO YOUR 2008/2009 POLICY WORDING ARE:
Important Conditions Relating to Health (page 9)
B, At any time iv. Pregnancy or childbirth where You are expected to give birth within eight weeks of the start of the Trip, during the Trip or within eight weeks of the end of the Trip.
Is replaced by:
B, At any time
iv. Your travel against any health requirements stipulated by the carrier, their handling agents or any other Public Transport provider.
Section M - Cancellation or Curtailment charges (page 18)
What is not covered; the following sub point c) has been added to the existing point 4.
c) Normal pregnancy, without any accompanying Bodily Injury, illness, disease or complication. This section is designed to provide cover for unforeseen events, accidents, illnesses and diseases and normal childbirth would not constitute an unforeseen event.
Section A - Emergency Medical and Other Expenses (page 13)
What is covered
We will pay You, up to the amount shown in the policy schedule, for the following expenses which are necessarily incurred as a result of You suffering Bodily Injury or illness and/or compulsory quarantine
Is replaced by:
What is covered
We will pay You, up to the amount shown in the policy schedule, for the following expenses which are necessarily incurred as a result of You suffering unforeseen Bodily Injury, illness, disease and/or compulsory quarantine
Section A - Emergency Medical and Other Expenses
What is not covered; the following sub point k) has been added to the existing point 3.
3. Any claims arising directly or indirectly in respect of:
k) Normal pregnancy, without any accompanying Bodily Injury, illness, disease or complication. This section is designed to provide cover for unforeseen events, accidents, illnesses and diseases and normal childbirth would not constitute an unforeseen event.
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- Single Trip Travel Insurance
- Annual Travel Insurance
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- Family Travel Insurance
- Children's Travel Insurance
- Pregnancy Travel Insurance
- Over 55 Travel Insurance
- Backpackers Travel Insurance
- Long Stay Travel Insurance
- Gap Year Travel Insurance
- Sports Travel Insurance
- Group Travel Insurance
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