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European Travel Insurance

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  5. For UK and ROI residents only

From only £9.06 per Week

  • Customise Your Policy
  • Adults up to 74 years old*

From only £9.06 per Week

European Travel Insurance

There are three types of travel insurance policies covering Europe which you can choose from.

Policy Type Why choose this policy?
Single Trip 1 single trip for a maximum of 87 days
Any traveller up to 74 years of age
This policy can be purchased up to 365 days in advance
Annual Multi trip Unlimited trips for 12 months
45 days maximum per trip for travellers under 65 years of age
31 days maximum per trip for 65 - 74 years olds
This policy can be purchased up to 31 days in advance of the first trip
Backpacker Up to 2 years of non stop travel
Travellers between 19 - 55 years old
This policy can be purchased up to 60 days in advance

If you are over 74, please see our over 74 travel insurance page.

Our European Policies include cover for:

  • Medical up to £10 million
  • Cancellation up to £5000
  • Baggage up to £2000

You can customise your European policy with the choice of 4 cover levels and the option to add extra protection for pre-existing medical conditions, sports, golf, cruises, business and weddings if you need it, so that you only pay for the cover you need.

In the table below, you can see which countries are classed within Europe on our travel insurance policies.

Countries Covered Under Our European Holiday Insurance
Albania Andorra Austria
Azores Belarusi Belgium
Bosnia-Herzegovina Bulgaria Canary Islands
Croatia Cyprus Czech Republic
Denmark Egypt Estonia
Finland France Germany
Gibraltar Greece Hungary
Iceland Italy Latvia
Liechtenstein Lithuania Luxembourg
Macedonia Maderia Malta
Moldova Monaco Montenegro
- Netherlands Norway
Poland Portugal Republic of Ireland
Romania Russia San Marino
Serbia Slovakia Slovenia
Spain Sweden Switzerland
Turkey - Ukraine
Vatican City

If you are unsure of whether we offer cover in your destination, simply contact us - we'd be happy to assist.

Experts' Top TipHiring a car in Europe? Essential Travel also provides you with comprehensive European Car Hire Excess Insurance for added financial protection.

EHIC Medical Insurance and Holiday Insurance

The European Health Insurance Card (EHIC) can be used in EU countries to provide free or reduced cost medical treatment.

  • It is advisable to take out Europe holiday insurance before you travel since EHIC can be used solely for medical cover in state run hospitals. Access to state run hospitals may not be extensive at times
  • The EHIC does not cover the cost of any treatments in private medical centres which can cause problems as some resorts call private ambulances and you will get taken to a private clinic
  • The EHIC also does not include repatriation or cover you against cancellation or curtailment of your holiday, baggage loss, legal expenses etc

Read more about the differences between travel insurance and European Health Insurance Card (EHIC).

5 Easy Steps to Book Online

Booking online is quick and easy, even for first timers. All you need to do is:

Book your Travel Insurance in 5 easy steps

Add Extra Cover

You can customise your policy further with pre-existing medical condition cover, sports and a number of other specialist add-ons.

Do You Need to Declare a Medical Condition?

If you have a pre-existing medical condition it’s vital that you declare it or you could invalidate your entire policy. Insurers don’t like to think that you’ve hidden things from them and you may be surprised to find out that many common medical conditions such as allergies can be added without any additional cost. What’s more, you even have the option to declare a condition but then exclude it from your policy. What this means is that you’ve told your insurer about your condition but decided not to cover it, so you will be covered medically for anything unrelated to that condition.

Pre-Existing Medical Conditions

Specialist cover can be added to your policy in minutes via our easy Online Medical Screening system.

Do You Need Extra Sports or Specialist Cover?

A decent policy will include cover for many sporty or adventure activities as standard. However the more adventurous or dangerous the activity, like winter sports, the more likely it is that you will need to purchase additional sports insurance. You can customise your policy further a number of other specialist add-ons.

Hazardous Sports and activities

If you want to play sport on holiday, make sure you do so safely by adding the correct sports grade to your policy.

100+ sports are covered at no extra cost on our policies!

Travel Insurance Reviews

Customers have scored Essential Travel on average 87% 100 based on 1066 reviews.

Find the right travel insurance for your needs with Essential Travel's Expert Tips: