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Essential Plus Cover

The Essential Plus policy is similar to our Essential policy, but with a few extra bits of cover on your travel insurance. Excess amounts are lower and cover for baggage is included, meaning that the policy costs slightly more. An ideal policy for a customer looking for well-rounded cover at a very competitive price.

Essential Plus Cover (per person)

Benefit Limit Excess
Emergency medical and other expenses
including emergency assistance services
up to £5,000,000 £100
Personal liability up to £1,000,000 £100
Legal assistance and expenses up to £15,000 £100
Missed departure up to £500 £100
Personal accident
• loss of limbs or sight (aged under 56)
• permanent total disablement (aged 64 and under)
• death benefit (under 16)
• death benefit (aged 16-64)
• death benefit (over 64)
Max benefit £15,000
£15,000

£15,000

£2,000
£15,000
£2,000
nil
Hospital benefit £20 per day up to £600 nil
Travel delay £10 for the first 12 hours, £10 per 12 hour period thereafter
up to £100
nil
Hijack £50 per day up to £500 nil
Mugging £50 per day up to £500 nil
Kennel/cattery fees £10 per day up to £100 nil
Cancellation or curtailment up to £2,500 £100 (£20 loss of deposit)
Baggage and personal effects
• single item limit
• valuables limit in total
• passport
• delayed baggage
up to £1,500
£250
£250
up to £300
up to £100 (£25/24hours)
£100
Personal money
• cash limit
• cash (aged under 16)
up to £300
£200
£50
£100

Customise your cover by adding Extras to your policy

Golf Cover

Benefit Limit Excess
Golf Equipment up to £1,000 £100
Golf Equipment Hire £20 per day up to £200 £100
Green Fees £75 per day up to £300

Winter Sports Cover

Benefit Limit Excess
Ski equipment
• owned
• hired
• single item limit

up to £750
up to £500
£250
£100
Ski hire £30 per day up to £510 nil
Ski pack £300 lift pass up to £600 nil
Piste closure £50 per day up to £500 nil

Business Insurance

Benefit Limit Excess
Equipment
• single article limit
£750
£500
£100

Cruise Insurance

Benefit Limit Excess
Extended Baggage
• single article limit
• valuables
£2,500
£700
£500
£75
Missed Shore
• per trip
£300
£50
nil
Confinement
• per day
£300
£50
nil
Excursions £300 £75

Wedding Insurance

Benefit Limit Excess
Rings (per person) £250 £100
Gifts (per couple) £1,000 £100
Attire (per person) £1,500 £100
Photographs £750 £100

Independent Taveller Insurance

Benefit Limit Excess
Extended Cancellation £2,500 £100
Extended Delayed Departure £100 £100
Extended Missed Departure £500 £100
Accommodation £2,500 £100

You may be interested in this magazine article

Travel Insurance Slipups

Top 10 Travel Insurance Blunders

It is common for travellers get a bit eager and overlook important details when planning a trip. To ensure you are getting the coverage you need, we give you the Top 10 Travel Insurance Blunders, so that you can learn from other people's mistakes.