Essential Travel's holiday insurance policies have been tried, tested and recommended by thousands of travellers since 2002. You have the chance to see how comprehensive and affordable we are by taking a look at the holiday insurance price and cover comparisons between Essential Travel and another leading holiday insurance provider, CSMA Club Travel Insurance (Civil Service Motoring Association Ltd).
Comparing Holiday Insurance
Both CSMA and Essential Travel provide multiple cover features. Have a look at the table below to find out more about them.
|Cover Features||Essential Travel*||CSMA Travel Insurance|
|Medical Expenses||up to £10 million||up to £10 million|
|Personal Liability||up to £2 million||up to £2 million|
|Cancellation and Curtailment||up to £5,000||up to £5,000|
|Lost / Stolen Baggage||up to £2,000||up to £2,000|
|Hijack||up to £100 per day||up to £25 per day|
|Legal Expenses||up to £25,000||up to £25,000|
|Delayed Departure||up to £200||up to £250|
*from Superior Policies, prices are correct as of October 2012
Comparing Price Quotes
Quotes taken from both Essential Travel and CSMA Club are listed in the following table for your convenience.
|Prices||Essential Travel* (Single)||CSMA Travel Insurance (Single)||Essential Travel* (Family)||CSMA Travel Insurance (Family)|
|Single Trip Europe||from £6.94||from £18.17||from £13.90||from £34.19|
|Single Trip Worldwide||from £12.38||from £38.21||from £24.76||from £70.36|
|Annual Trip Europe||from £32.39||from £45.56||from £38.46||from £74.57|
|Annual Trip Worldwide||from £42.05||from £69.36||from £51.56||from £114.92|
*from Standard Policies, prices are correct as of October 2012
What can we conclude from the comparison?
- You SAVE up to 62% by purchasing the Essential Travel Single Trip policy
- Essential Travel pays out £100 per day for hijackings compared to CSMA's £25 per day
- Most cover features between CSMA and Essential Travel are neck and neck, such as medical expenses, personal liability and lost / stolen baggage
- CSMA's payout for delayed departure is £50 more than Essential Travel's
Essential Travel and CSMA Travel Insurance
Essential Travel has been successful in accommodating the travel needs of their customers for over a decade. Award-winning travel extra website, Essential Travel takes pride in providing you with comprehensive insurance and cover options worth your money.
CSMA Club is a brand of Motoring & Leisure Services Ltd which is a subsidiary of the Civil Service Motoring Association Ltd. Travel Insurance is provided by CSMA Club's partner Liverpool Victoria and aims at providing quality cover for their customers.
Experts' Top Tip You can travel independently on Essential Travel's family annual policy and kids under 2 go free.
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