The answer is simple - as soon as you book and pay for your holiday! Travel Insurance policies contain elements of cover appropriate before you go away and whilst you're on holiday. You're not getting the full benefit of your policy by leaving it to the last minute - and here's why.
Pre-Departure Cover - Before you go on holiday
Pre-departure cover provides financial protection against anything that may prevent you going on holiday as you intended. Some examples of situations where pre-departure cover is useful:
- Cancellation - You get ill and need to cancel your trip
- Missed Departure - A road traffic accident causes you to miss your flight
- Holiday Abandonment - Airport strikes cause you to abandon your holiday altogether
Experts Top Tip:
Cover for strikes is only available if the policy is purchased before a strike is officially announced.
Post-Departure Cover - Whilst you're away
We hope that your holiday goes according to plan and that the only suprises are good things like free upgrades and champagne in your room. But anything can happen whilst you're away and it's best to be prepared. Some examples of situations where post-departure cover is useful:
- Medical Expenses - You need to go to hospital, this can be very expensive should you need surgery
- Baggage - You're bags get lost or delayed in transit and you need to purchase new clothes to wear
- Curtailment - There's an emergency at home and you need to go home cutting your trip short
Experts Top Tip:
For even greater peace of mind whilst you're away, all of our policies come with 24 hour emergency assistance, so if you need help whilst away, we'll be there day or night.
When does cover end?
- Single Trip policies expire on the return date that you state when making your booking
- Annual Multi Trip policies last twelve months from the date you select to start.
- Backpacker policies expire on the return date that you state when making your booking.
Experts Top Tip:
If you've got a one way ticket we offer one way policies for single outward trips that start in the United Kingdom. The cover lasts for 24 hours after you land.