Do you have a pre-existing medical condition that you need to declare to your travel insurance provider? Get advice on pre-existing medical conditions.
Annual Travel Insurance
From only £23.19 per Year
- Ideal if you travel often
- Medical, cancellation & baggage
- Customise to suit your trip
- Online medical screening
- Save 10% on Airport Parking
From only £23.19 per Year
Why choose an Annual Policy?
They're ideal if you travel frequently or spontaneously
Annual Multi Trip policies enable you to protect 12 months of unlimited trips in one transaction and can be purchased 5 weeks in advance of your first trip.
If you choose Europe as your destination in the quote form above, you are covered for multiple trips in and around Europe - this includes holiday cover in the UK.
Each trip can be a maximum of 45 days long (17 days if you add winter sports) and we cover any UK resident up to 74 years of age (65 if you’re doing winter sports).
Expert's Top Tip - If you travel often, an annual policy is likely to be far cheaper (and less hassle) than buying several single trip policies!
Only pay for the cover you need
You have the choice of 4 cover levels and 4 areas of cover to help you customise your Travel Insurance policy to suit your holiday. If you need to, you can also add extra protection for pre-existing medical conditions, sports, golf, cruises, winter sports, business and weddings.
Save an extra 10% on Airport Parking for 1 year
As an added bonus, you will also be entitled to an exclusive 10% discount on your Airport Parking for the duration of your policy!
5 Easy Steps to Book Online
Booking online is quick and easy, even for first timers. All you need to do is:
Add Extra Cover
You can customise your policy further with pre-existing medical condition cover, sports and a number of other specialist add-ons.
Do You Need to Declare a Medical Condition?
If you have a pre-existing medical condition it’s vital that you declare it or you could invalidate your entire policy. Insurers don’t like to think that you’ve hidden things from them and you may be surprised to find out that many common medical conditions such as allergies can be added without any additional cost. What’s more, you even have the option to declare a condition but then exclude it from your policy. What this means is that you’ve told your insurer about your condition but decided not to cover it, so you will be covered medically for anything unrelated to that condition.
Do You Need Extra Sports or Specialist Cover?
A decent policy will include cover for many sporty or adventure activities as standard. However the more adventurous or dangerous the activity, like winter sports, the more likely it is that you will need to purchase additional sports insurance. You can customise your policy further a number of other specialist add-ons.
If you want to play sport on holiday, make sure you do so safely by adding the correct sports grade to your policy.
100+ sports are covered at no extra cost on our policies!
By adding Winter Sports to your Single, Annual or Backpacker policy you can take part in over 26 winter sports and be covered for:
Medical: you will be covered for emergency medical expenses that occur should you have an accident and require medical attention including cover for mountain rescue, helicopter rescue costs and repatriation
Equipment: Winter Sports cover also provides peace of mind against any theft, loss or damage to your personal or hired equipment as well as any pre-paid fees.winter sports cover →
Regardless of your handicap, cover for your golf equipment and pre-paid green fees can be added to your policy giving you nothing else to work on except your game.
Simply add extra golf protection to your Single, Annual Multi or Backpacker Trip policy to add extra protection for:
- Your Personal Equipment up to £1000
- Hired Equipment up to £200
- Pre-paid Green Fees up to £300
Self employed or working for a company, if you travel for work you can add extra protection against accidental loss, theft or damage to your business equipment to your Single, Annual Multi or Backpacker Trip policies.
Business cover protects equipment such as cameras, mobiles, laptops that you may need to work or have with you in meetings.business trip insurance →
Sail the seas worry-free by adding extra cover for missed port, cabin confinement and unused excursions to any of our Single, Annual Multi or Backpacker Trip travel insurance policies.
Cruise cover will add extra protection for:
- Extended baggage cover up to £3,500
- Missed shore trips up to £500
- Cabin confinement (due to illness) up to £600
- Valuables up to £700
If you're planning on tying the knot abroad, extra cover for accidental loss, theft or damage to your your wedding clothes, rings, gifts and photos can be added to your Single, Annual Multi or Backpacker Trip policy, to help ensure that your special day is everything it’s meant to be.
- Wedding Clothes up to £1500 per person
- Wedding Gifts up to £1000 per couple
- Wedding Rings up to £250 per person
- Wedding Photographs up to £750 per person
Should you need to claim on your travel insurance an Excess is the amount that you'll have to pay before we pick up the rest of the bill.
Avoid paying any excesses by adding the Excess Waiver option to your Single, Annual Multi or Backpacker Trip policy.find out more →
If you've packaged your holiday yourself (without the help of a travel agent) add the Indepentent Traveller add-on will provide cover for additional scenarios such as:
- Extended Cancellation and Curtailment: If you need to cancel or return home early because your booked accommodation becomes unreachable and unusable due to a travel ban or evacuation
- Extended Delayed & Missed Departure: Not only will we pay you for the first 12 hours of delay, we'll also help with pre-paid travel, accomodation & any alternative travel arrangements you may need to make
Travel Insurance Reviews
Customers have scored Essential Travel on average 87% 100 based on 1066 reviews.
Total Rating: 5/5
Very simple to understand the level of sports/activity cover and process to purchase
Very simple to understand the level of sports/activity cover and process to purchase. I would recommend to everyone.
Mr Edwards - Sat, 30 Nov 2013
Total Rating: 5/5
excellent web site, easy to understand
Our experience with Essential travel was very positive. It is the most user friendly travel insurance company we have come across , We were pleasantly surprised with cover available for a 16 year old and prices were good. We would strongly recommend this company to others.
Mr Edwards - Fri, 29 Nov 2013
Total Rating: 5/5
Perfect, can custom to own preference too
Perfect for my needs, lists all activities I wanted to do abroad and gives enough information to make a decision on what cover I needed
Mr Ho - Fri, 29 Nov 2013
Find the right travel insurance for your needs with Essential Travel's Expert Tips:
Essential Travel recommends the best time to purchase your travel insurance to make sure your holiday is fully covered and you get the most from your policy.
Learn how to cut costs on your holiday insurance & receive exclusive travel insurance discounts. Cover for medical emergencies, cancellation and lost luggage.