Prices from £7.88 for 1 week's cover in Europe
Travel Insurance for Extreme Sports
Many adventure sports are considered extreme because they are riskier than most conventional sports. With Essential Travel, you can get covered for some of these sports under Sports Grade 1 cover at no extra cost when you quote for Single, Annual Multi or Backpacker trips.
If the sport falls under Sports Grade 2, 3 and 4, you to will have to add extra cover to your quote. With Sports Grade cover available for over 100 sports, you are bound to find suitable protection, whether you are a bungee novice or an abseiling fanatic.
Specific Sports Grade Cover Benefits
The table below shows how some Sports Grades offer different cover features.
| Sports Grade | Medical Excess | Personal Accident Limit | Personal Liability |
|---|---|---|---|
| Sports Grade 1 | £75 - £125 | £7,500 - £30,000 | £500,000 - £2 million |
| Sports Grade 2 | £300 | reduced by 50% | Excluded |
| Sports Grade 3 | £600 | reduced by 50% | Excluded |
| Sports Grade 4 | £600 | reduced by 50% | Excluded |
Cover Benefits for All Sports Grades
The following features will remain unchanged despite the Sports Grade cover that you choose.
| Standard | Essential | Essential Plus | Superior | |
|---|---|---|---|---|
| Medical Expenses | up to £2.5 million | up to £5 million | up to £5 million | up to £10 million |
| Hospital Benefits | up to £300 | up to £600 | up to £600 | up to £1,200 |
Not sure which Sports Grade you need?
Don’t worry, simply search for the activity in the sports search box below and we’ll tell you which Sports Grade to choose.
Since you are an adventure sports fanatic, we would advise you to keep our 24-hour emergency service number at all times. You never know when you may need essential travel insurance assistance.
You may be interested in this magazine article..
Insurable Extreme Sports
Extreme sports isn't for the faint hearted and if you've got what it takes Read More
Add Extra Cover
You can customise your policy further with pre-existing medical condition cover, sports and a number of other specialist add-ons.
Pre-Existing Medical Conditions
Specialist cover can be added to your policy in minutes via our easy Online Medical Screening system.
Hazardous Sports and activities
If you want to play sport on holiday, make sure you do so safely by adding the correct sports grade to your policy.
100+ sports are covered at no extra cost on our policies!
Read Reviews
Customers have scored Essential Travel on average 87% based on 1097 reviews.
Cheap. But not nasty!
I required travel insurance for my 13 year old daughters who are travelling unaccompanied to the USA later this year. Essential was one of the few companies I found that caters for that market and at a surprising low price. The cover is more than adequate although it has to be said that figures for the excess waivers were not so readily traceable. But got that I'd award it five stars. If we have to make a claim this review and the raring could go down as well as up.
B. D. Fileman -
"Essential" is , simply ..................... essential !
This is the easiest way to take out insurance for your annual holiday. There`s no hassle , no hidden terms ,and the price is very , very , competitive.
Mr Gresty -
no problems
good quick service
Ms Nutley -
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