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Adventure Holiday Insurance

Covered on Multiple Sports Grades
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  5. For UK and ROI residents only

From only £7.88 per Week

From only £7.88 per Week

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Travel Insurance for Extreme Sports

Many adventure sports are considered extreme because they are riskier than most conventional sports. With Essential Travel, you can get covered for some of these sports under Sports Grade 1 cover at no extra cost when you quote for Single, Annual Multi or Backpacker trips.

If the sport falls under Sports Grade 2, 3 and 4, you to will have to add extra cover to your quote. With Sports Grade cover available for over 100 sports, you are bound to find suitable protection, whether you are a bungee novice or an abseiling fanatic.

Specific Sports Grade Cover Benefits

The table below shows how some Sports Grades offer different cover features.

Sports Grade Medical Excess Personal Accident Limit Personal Liability
Sports Grade 1 £75 - £125 £7,500 - £30,000 £500,000 - £2 million
Sports Grade 2 £300 reduced by 50% Excluded
Sports Grade 3 £600 reduced by 50% Excluded
Sports Grade 4 £600 reduced by 50% Excluded

Cover Benefits for All Sports Grades

The following features will remain unchanged despite the Sports Grade cover that you choose.

Standard Essential Essential Plus Superior
Medical Expenses up to £2.5 million up to £5 million up to £5 million up to £10 million
Hospital Benefits up to £300 up to £600 up to £600 up to £1,200

Not sure which Sports Grade you need?

Don’t worry, simply search for the activity in the sports search box below and we’ll tell you which Sports Grade to choose.



Since you are an adventure sports fanatic, we would advise you to keep our 24-hour emergency service number at all times. You never know when you may need essential travel insurance assistance.

You may be interested in this magazine article..

Insurable Extreme Sports

Insurable Extreme Sports

Extreme sports isn't for the faint hearted and if you've got what it takes Read More

Add Extra Cover

You can customise your policy further with pre-existing medical condition cover, sports and a number of other specialist add-ons.

Do You Need to Declare a Medical Condition?

If you have a pre-existing medical condition it’s vital that you declare it or you could invalidate your entire policy. Insurers don’t like to think that you’ve hidden things from them and you may be surprised to find out that many common medical conditions such as allergies can be added without any additional cost. What’s more, you even have the option to declare a condition but then exclude it from your policy. What this means is that you’ve told your insurer about your condition but decided not to cover it, so you will be covered medically for anything unrelated to that condition.

Pre-Existing Medical Conditions

Specialist cover can be added to your policy in minutes via our easy Online Medical Screening system.

Do You Need Extra Sports or Specialist Cover?

A decent policy will include cover for many sporty or adventure activities as standard. However the more adventurous or dangerous the activity, like winter sports, the more likely it is that you will need to purchase additional sports insurance. You can customise your policy further a number of other specialist add-ons.

Hazardous Sports and activities

If you want to play sport on holiday, make sure you do so safely by adding the correct sports grade to your policy.

100+ sports are covered at no extra cost on our policies!

Travel Insurance Reviews

Customers have scored Essential Travel on average 87% 100 based on 1066 reviews.

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